If you are searching for the IFSC code of Bank of Maharashtra, JHARGRAM branch in JHARGRAM, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is MAHB0002067. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the JHARGRAM branch, and detailed step-by-step guides for using the IFSC MAHB0002067 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Maharashtra – JHARGRAM is MAHB0002067. The first four letters MAHB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002067 map to this branch in JHARGRAM, WEST BENGAL.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Jhargram |
| IFSC Code | MAHB0002067 |
| MICR Code | Refer to cheque leaf |
| Branch Address | RAGHUNATHPUR, NEAR COLLEGE MORE JHARGRAM |
| City | Jhargram |
| District | Jhargram |
| State | West Bengal |
| STD Code | 91 |
| Phone | 7596032743 |
Bank profile
Bank of Maharashtra is among the recognised banks listed on the Reserve Bank of India's payments network. The Jhargram branch — IFSC MAHB0002067 — extends the bank's services to customers in and around Jhargram, West Bengal.
About this branch
The branch is located at RAGHUNATHPUR, NEAR COLLEGE MORE JHARGRAM. It serves the Jhargram region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Maharashtra. The IFSC MAHB0002067 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Maharashtra's JHARGRAM branch came to be assigned the code MAHB0002067.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MAHB0002067, money simply cannot be routed to the JHARGRAM branch electronically.
How to transfer money using IFSC MAHB0002067
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0002067 across all three.
How to use IFSC MAHB0002067 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Maharashtra's JHARGRAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC MAHB0002067.
- Confirm the bank name auto-populates as Bank of Maharashtra and the branch as JHARGRAM.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to JHARGRAM
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Maharashtra's JHARGRAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MAHB0002067 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Maharashtra – JHARGRAM, use IMPS. With IFSC MAHB0002067 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHB0002067 for Bank of Maharashtra – JHARGRAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHB0002067 | Yes – MAHB0002067 | Yes – MAHB0002067 |
For most retail customers crediting the Jhargram branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Maharashtra's JHARGRAM branch, the IFSC MAHB0002067 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Jhargram branch
Once you have an account at Bank of Maharashtra – JHARGRAM, the IFSC MAHB0002067 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Jhargram branch can access most of Bank of Maharashtra's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC MAHB0002067
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Maharashtra carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MAHB0002067 and the account number together uniquely identify the Jhargram branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC MAHB0002067
Bank of Maharashtra customers can register for net banking and the bank's official mobile app once their account at the JHARGRAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MAHB0002067 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Maharashtra – JHARGRAM:
- The IFSC is exactly MAHB0002067 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Maharashtra as the bank name and JHARGRAM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Jhargram branch
The branch is located at RAGHUNATHPUR, NEAR COLLEGE MORE JHARGRAM, which puts it inside Jhargram, the broader Jhargram district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Maharashtra Jhargram branch” — the verified location pin for IFSC MAHB0002067 should appear at the top of the results.
- Confirm the branch is open by calling 91-7596032743 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC MAHB0002067 and your account number.
Verifying IFSC MAHB0002067 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MAHB0002067 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7596032743.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Jhargram are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MAHB0002067 continue to work without interruption.
Branch address & contact
Bank of MaharashtraJhargram Branch
RAGHUNATHPUR, NEAR COLLEGE MORE JHARGRAM
Jhargram, West Bengal
Phone: 91-7596032743
IFSC: MAHB0002067
Frequently asked questions
Is IFSC MAHB0002067 valid for NEFT and RTGS?
Yes. IFSC MAHB0002067 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Bank of Maharashtra Jhargram as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0002067, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Bank of Maharashtra Jhargram branch?
The IFSC code of Bank of Maharashtra, Jhargram branch is MAHB0002067. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC MAHB0002067 the same for all accounts at Jhargram branch?
Yes. The IFSC MAHB0002067 is shared by every account held at Bank of Maharashtra's Jhargram branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Jhargram branch but serve different purposes.
Where is Bank of Maharashtra Jhargram branch located?
Bank of Maharashtra's Jhargram branch is located at RAGHUNATHPUR, NEAR COLLEGE MORE JHARGRAM, Jhargram, West Bengal.
How quickly will an NEFT transfer using MAHB0002067 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Jhargram reflect within 30 minutes.
Summary
The IFSC code MAHB0002067 belongs to Bank of Maharashtra's JHARGRAM branch, located at RAGHUNATHPUR, NEAR COLLEGE MORE JHARGRAM in JHARGRAM, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
