Below are the complete branch details for Bank of Maharashtra, GOVERNMENT BUSINESS BRANCH JALGAON branch, located in JALGAON, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is MAHB0002905. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case MAHB0002905 for Bank of Maharashtra – GOVERNMENT BUSINESS BRANCH JALGAON — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Maharashtra's GOVERNMENT BUSINESS BRANCH JALGAON branch, the IFSC MAHB0002905 breaks down as follows: MAHB identifies the bank, 0 is the reserved character, and 002905 identifies this particular branch.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Government Business Branch Jalgaon |
| IFSC Code | MAHB0002905 |
| MICR Code | Refer to cheque leaf |
| Branch Address | JALGAON DISTRICT COLLECTOR OFFICE BUILDING, GROUND FLOOR, NEAR NIYOJAN SAMITI, DIST. - JALGAON, MAHARASHTRA - 425001 |
| City | Jalgaon |
| District | Jalgaon |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 8855092905 |
About Bank of Maharashtra
Bank of Maharashtra operates a wide network of branches across India, including the Government Business Branch Jalgaon branch in Jalgaon. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, MAHB0002905.
About the Government Business Branch Jalgaon branch
The Government Business Branch Jalgaon branch of Bank of Maharashtra is situated at JALGAON DISTRICT COLLECTOR OFFICE BUILDING, GROUND FLOOR, NEAR NIYOJAN SAMITI, DIST. - JALGAON, MAHARASHTRA - 425001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code MAHB0002905 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Maharashtra's GOVERNMENT BUSINESS BRANCH JALGAON branch came to be assigned the code MAHB0002905.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MAHB0002905, money simply cannot be routed to the GOVERNMENT BUSINESS BRANCH JALGAON branch electronically.
How to transfer money using IFSC MAHB0002905
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0002905 across all three.
How to use IFSC MAHB0002905 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Maharashtra's GOVERNMENT BUSINESS BRANCH JALGAON branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC MAHB0002905.
- Confirm the bank name auto-populates as Bank of Maharashtra and the branch as GOVERNMENT BUSINESS BRANCH JALGAON.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to GOVERNMENT BUSINESS BRANCH JALGAON
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Maharashtra's GOVERNMENT BUSINESS BRANCH JALGAON branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MAHB0002905 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Maharashtra – GOVERNMENT BUSINESS BRANCH JALGAON, use IMPS. With IFSC MAHB0002905 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Government Business Branch Jalgaon
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC MAHB0002905:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at GOVERNMENT BUSINESS BRANCH JALGAON is still linked to IFSC MAHB0002905.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC MAHB0002905
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Maharashtra – GOVERNMENT BUSINESS BRANCH JALGAON is still mapped to IFSC MAHB0002905. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MAHB0002905 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Government Business Branch Jalgaon branch is mapped to IFSC MAHB0002905 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Maharashtra, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MAHB0002905.
Products and services
Customers walking into the Government Business Branch Jalgaon branch can access most of Bank of Maharashtra's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC MAHB0002905
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Maharashtra carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MAHB0002905 and the account number together uniquely identify the Government Business Branch Jalgaon branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Government Business Branch Jalgaon branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC MAHB0002905 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Maharashtra – GOVERNMENT BUSINESS BRANCH JALGAON:
- The IFSC is exactly MAHB0002905 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Maharashtra as the bank name and GOVERNMENT BUSINESS BRANCH JALGAON as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Government Business Branch Jalgaon branch
The branch is located at JALGAON DISTRICT COLLECTOR OFFICE BUILDING, GROUND FLOOR, NEAR NIYOJAN SAMITI, DIST. - JALGAON, MAHARASHTRA - 425001, which puts it inside Jalgaon, the broader Jalgaon district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Maharashtra Government Business Branch Jalgaon branch” — the verified location pin for IFSC MAHB0002905 should appear at the top of the results.
- Confirm the branch is open by calling 91-8855092905 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC MAHB0002905 and your account number.
Verifying IFSC MAHB0002905 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MAHB0002905 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8855092905.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Government Business Branch Jalgaon branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC MAHB0002905, however, work 24x7.
Branch address & contact
Bank of MaharashtraGovernment Business Branch Jalgaon Branch
JALGAON DISTRICT COLLECTOR OFFICE BUILDING, GROUND FLOOR, NEAR NIYOJAN SAMITI, DIST. - JALGAON, MAHARASHTRA - 425001
Jalgaon, Maharashtra
Phone: 91-8855092905
IFSC: MAHB0002905
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Government Business Branch Jalgaon branch but serve different purposes.
Where is Bank of Maharashtra Government Business Branch Jalgaon branch located?
Bank of Maharashtra's Government Business Branch Jalgaon branch is located at JALGAON DISTRICT COLLECTOR OFFICE BUILDING, GROUND FLOOR, NEAR NIYOJAN SAMITI, DIST. - JALGAON, MAHARASHTRA - 425001, Jalgaon, Maharashtra.
How quickly will an NEFT transfer using MAHB0002905 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Government Business Branch Jalgaon reflect within 30 minutes.
Does Bank of Maharashtra Government Business Branch Jalgaon branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8855092905 to confirm.
What is the IFSC code of Bank of Maharashtra Government Business Branch Jalgaon branch?
The IFSC code of Bank of Maharashtra, Government Business Branch Jalgaon branch is MAHB0002905. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC MAHB0002905 valid for NEFT and RTGS?
Yes. IFSC MAHB0002905 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Bank of Maharashtra Government Business Branch Jalgaon as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0002905, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: MAHB0002905 is the IFSC code of Bank of Maharashtra, GOVERNMENT BUSINESS BRANCH JALGAON branch, in JALGAON, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
