Use this page as a one-stop reference for everything related to Bank of Maharashtra's INDUSTRIAL AREA JALANDHAR branch in JALANDHAR, PUNJAB. The branch's IFSC code MAHB0002583 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Maharashtra – INDUSTRIAL AREA JALANDHAR is MAHB0002583. The first four letters MAHB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002583 map to this branch in JALANDHAR, PUNJAB.
Bank profile
Bank of Maharashtra is among the recognised banks listed on the Reserve Bank of India's payments network. The Industrial Area Jalandhar branch — IFSC MAHB0002583 — extends the bank's services to customers in and around Jalandhar, Punjab.
About this branch
The branch is located at PARVEEN PLAZA, 421/9, SHIV NAGAR, INDUSTRIAL AREA, SODAL ROAD,JALANDHAR, DISTRICT- JALANDHAR, PUNJAB-144004. It serves the Jalandhar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Maharashtra. The IFSC MAHB0002583 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Industrial Area Jalandhar |
| IFSC Code | MAHB0002583 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PARVEEN PLAZA, 421/9, SHIV NAGAR, INDUSTRIAL AREA, SODAL ROAD,JALANDHAR, DISTRICT- JALANDHAR, PUNJAB-144004 |
| City | Jalandhar |
| District | Jalandhar |
| State | Punjab |
| STD Code | 91 |
| Phone | 9115510539 |
Why every Bank of Maharashtra branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including INDUSTRIAL AREA JALANDHAR of Bank of Maharashtra — its own 11-character IFSC. The code MAHB0002583 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MAHB0002583 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Industrial Area Jalandhar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MAHB0002583 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC MAHB0002583
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0002583 across all three.
NEFT to Bank of Maharashtra, INDUSTRIAL AREA JALANDHAR using IFSC MAHB0002583
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MAHB0002583, and confirm that the system picks up Bank of Maharashtra – INDUSTRIAL AREA JALANDHAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC MAHB0002583
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Maharashtra – INDUSTRIAL AREA JALANDHAR, ensure your bank's portal accepts IFSC MAHB0002583 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Maharashtra INDUSTRIAL AREA JALANDHAR (IFSC MAHB0002583)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MAHB0002583 in your mobile or internet banking app, and the money is credited to the INDUSTRIAL AREA JALANDHAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHB0002583 for Bank of Maharashtra – INDUSTRIAL AREA JALANDHAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHB0002583 | Yes – MAHB0002583 | Yes – MAHB0002583 |
For most retail customers crediting the Industrial Area Jalandhar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Maharashtra's INDUSTRIAL AREA JALANDHAR branch, the IFSC MAHB0002583 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Industrial Area Jalandhar branch is mapped to IFSC MAHB0002583 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Maharashtra, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MAHB0002583.
Banking services available
The Industrial Area Jalandhar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9115510539.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC MAHB0002583
Online banking and IFSC MAHB0002583
Bank of Maharashtra customers can register for net banking and the bank's official mobile app once their account at the INDUSTRIAL AREA JALANDHAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MAHB0002583 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Industrial Area Jalandhar branch
The branch is located at PARVEEN PLAZA, 421/9, SHIV NAGAR, INDUSTRIAL AREA, SODAL ROAD,JALANDHAR, DISTRICT- JALANDHAR, PUNJAB-144004, which puts it inside Jalandhar, the broader Jalandhar district, and the state of Punjab. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Maharashtra Industrial Area Jalandhar branch” — the verified location pin for IFSC MAHB0002583 should appear at the top of the results.
- Confirm the branch is open by calling 91-9115510539 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC MAHB0002583 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Maharashtra – INDUSTRIAL AREA JALANDHAR:
- The IFSC is exactly MAHB0002583 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Maharashtra as the bank name and INDUSTRIAL AREA JALANDHAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Industrial Area Jalandhar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC MAHB0002583, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC MAHB0002583 for Bank of Maharashtra – INDUSTRIAL AREA JALANDHAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bank of MaharashtraIndustrial Area Jalandhar Branch
PARVEEN PLAZA, 421/9, SHIV NAGAR, INDUSTRIAL AREA, SODAL ROAD,JALANDHAR, DISTRICT- JALANDHAR, PUNJAB-144004
Jalandhar, Punjab
Phone: 91-9115510539
IFSC: MAHB0002583
Frequently asked questions
What is the phone number of Bank of Maharashtra Industrial Area Jalandhar branch?
You can reach the branch at 91-9115510539 during regular banking hours.
Is IFSC MAHB0002583 valid for NEFT and RTGS?
Yes. IFSC MAHB0002583 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using MAHB0002583 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Industrial Area Jalandhar reflect within 30 minutes.
How do I add Bank of Maharashtra Industrial Area Jalandhar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0002583, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC MAHB0002583 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MAHB0002583 to send funds instantly.
Is IFSC MAHB0002583 the same for all accounts at Industrial Area Jalandhar branch?
Yes. The IFSC MAHB0002583 is shared by every account held at Bank of Maharashtra's Industrial Area Jalandhar branch. Only the account number changes from customer to customer.
Does Bank of Maharashtra Industrial Area Jalandhar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9115510539 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Industrial Area Jalandhar branch but serve different purposes.
Final notes
To recap: MAHB0002583 is the IFSC code of Bank of Maharashtra, INDUSTRIAL AREA JALANDHAR branch, in JALANDHAR, PUNJAB. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
