If you are searching for the IFSC code of Bank of Maharashtra, HOUSING FINANCE BRANCH JAIPUR branch in JAIPUR, RAJASTHAN, this page has every detail you need. The verified IFSC code for this branch is MAHB0002438. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the HOUSING FINANCE BRANCH JAIPUR branch, and detailed step-by-step guides for using the IFSC MAHB0002438 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Maharashtra – HOUSING FINANCE BRANCH JAIPUR is MAHB0002438. The first four letters MAHB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002438 map to this branch in JAIPUR, RAJASTHAN.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Housing Finance Branch Jaipur |
| IFSC Code | MAHB0002438 |
| MICR Code | Refer to cheque leaf |
| Branch Address | A6, NEMI NAGAR, GANDHIPATH VAISHALI NAGAR, JAIPUR |
| City | Jaipur |
| District | Jaipur |
| State | Rajasthan |
| STD Code | 91 |
| Phone | 9587612438 |
About the bank
Bank of Maharashtra serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Housing Finance Branch Jaipur branch in Jaipur, Rajasthan is part of this network and uses the IFSC code MAHB0002438 for all electronic settlement.
About the Housing Finance Branch Jaipur branch
The Housing Finance Branch Jaipur branch of Bank of Maharashtra is situated at A6, NEMI NAGAR, GANDHIPATH VAISHALI NAGAR, JAIPUR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code MAHB0002438 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Maharashtra's HOUSING FINANCE BRANCH JAIPUR branch came to be assigned the code MAHB0002438.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MAHB0002438, money simply cannot be routed to the HOUSING FINANCE BRANCH JAIPUR branch electronically.
How to transfer money using IFSC MAHB0002438
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0002438 across all three.
How to use IFSC MAHB0002438 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Maharashtra's HOUSING FINANCE BRANCH JAIPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC MAHB0002438.
- Confirm the bank name auto-populates as Bank of Maharashtra and the branch as HOUSING FINANCE BRANCH JAIPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to HOUSING FINANCE BRANCH JAIPUR
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Maharashtra's HOUSING FINANCE BRANCH JAIPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MAHB0002438 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Maharashtra HOUSING FINANCE BRANCH JAIPUR (IFSC MAHB0002438)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MAHB0002438 in your mobile or internet banking app, and the money is credited to the HOUSING FINANCE BRANCH JAIPUR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Housing Finance Branch Jaipur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC MAHB0002438:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at HOUSING FINANCE BRANCH JAIPUR is still linked to IFSC MAHB0002438.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Maharashtra's HOUSING FINANCE BRANCH JAIPUR branch, the IFSC MAHB0002438 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Housing Finance Branch Jaipur branch
Once you have an account at Bank of Maharashtra – HOUSING FINANCE BRANCH JAIPUR, the IFSC MAHB0002438 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Housing Finance Branch Jaipur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9587612438.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC MAHB0002438
MICR & cheque-truncation details
Cheques drawn on the Housing Finance Branch Jaipur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MAHB0002438 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC MAHB0002438
Bank of Maharashtra customers can register for net banking and the bank's official mobile app once their account at the HOUSING FINANCE BRANCH JAIPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MAHB0002438 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Maharashtra – HOUSING FINANCE BRANCH JAIPUR:
- The IFSC is exactly MAHB0002438 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Maharashtra as the bank name and HOUSING FINANCE BRANCH JAIPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Housing Finance Branch Jaipur branch sits at A6, NEMI NAGAR, GANDHIPATH VAISHALI NAGAR, JAIPUR. If you are travelling from outside Jaipur, search for the branch on a maps application using the bank name and locality, or call 91-9587612438 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MAHB0002438 and your account number.
Verifying IFSC MAHB0002438 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MAHB0002438 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9587612438.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Housing Finance Branch Jaipur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MAHB0002438 continue to work without interruption.
Branch address & contact
Bank of MaharashtraHousing Finance Branch Jaipur Branch
A6, NEMI NAGAR, GANDHIPATH VAISHALI NAGAR, JAIPUR
Jaipur, Rajasthan
Phone: 91-9587612438
IFSC: MAHB0002438
Frequently asked questions
Where is Bank of Maharashtra Housing Finance Branch Jaipur branch located?
Bank of Maharashtra's Housing Finance Branch Jaipur branch is located at A6, NEMI NAGAR, GANDHIPATH VAISHALI NAGAR, JAIPUR, Jaipur, Rajasthan.
What is the IFSC code of Bank of Maharashtra Housing Finance Branch Jaipur branch?
The IFSC code of Bank of Maharashtra, Housing Finance Branch Jaipur branch is MAHB0002438. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Bank of Maharashtra Housing Finance Branch Jaipur branch?
You can reach the branch at 91-9587612438 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Housing Finance Branch Jaipur branch but serve different purposes.
How do I add Bank of Maharashtra Housing Finance Branch Jaipur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0002438, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC MAHB0002438 the same for all accounts at Housing Finance Branch Jaipur branch?
Yes. The IFSC MAHB0002438 is shared by every account held at Bank of Maharashtra's Housing Finance Branch Jaipur branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using MAHB0002438 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Housing Finance Branch Jaipur reflect within 30 minutes.
Final notes
To recap: MAHB0002438 is the IFSC code of Bank of Maharashtra, HOUSING FINANCE BRANCH JAIPUR branch, in JAIPUR, RAJASTHAN. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
