This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Maharashtra, JAINAD branch in JAINAD. The 11-digit IFSC MAHB0000487 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Maharashtra at the JAINAD location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, MAHB0000487 is the IFSC of Bank of Maharashtra's JAINAD branch. The format is fixed: MAHB = bank code, 0 = reserved, 000487 = branch identifier.
About Bank of Maharashtra
Bank of Maharashtra operates a wide network of branches across India, including the Jainad branch in Jainad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, MAHB0000487.
About the Jainad branch
The Jainad branch of Bank of Maharashtra is situated at 5-64,GRAMPANCHAYAT BLDG,JAINAD. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code MAHB0000487 is used.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Jainad |
| IFSC Code | MAHB0000487 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 5-64,GRAMPANCHAYAT BLDG,JAINAD |
| City | Jainad |
| District | Adilabad |
| State | Telangana |
| STD Code | 91 |
| Phone | 8087950487 |
Why every Bank of Maharashtra branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JAINAD of Bank of Maharashtra — its own 11-character IFSC. The code MAHB0000487 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MAHB0000487 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Jainad branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MAHB0000487 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC MAHB0000487
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0000487 across all three.
How to use IFSC MAHB0000487 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Maharashtra's JAINAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC MAHB0000487.
- Confirm the bank name auto-populates as Bank of Maharashtra and the branch as JAINAD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to JAINAD
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Maharashtra's JAINAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MAHB0000487 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Maharashtra JAINAD (IFSC MAHB0000487)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MAHB0000487 in your mobile or internet banking app, and the money is credited to the JAINAD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHB0000487 for Bank of Maharashtra – JAINAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHB0000487 | Yes – MAHB0000487 | Yes – MAHB0000487 |
For most retail customers crediting the Jainad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Maharashtra's JAINAD branch, the IFSC MAHB0000487 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Jainad branch is mapped to IFSC MAHB0000487 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Maharashtra, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MAHB0000487.
Banking services available
The Jainad branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8087950487.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC MAHB0000487
Digital banking channels
Most day-to-day work that customers used to do at the Jainad branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC MAHB0000487 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Jainad branch sits at 5-64,GRAMPANCHAYAT BLDG,JAINAD. If you are travelling from outside Jainad, search for the branch on a maps application using the bank name and locality, or call 91-8087950487 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MAHB0000487 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Maharashtra – JAINAD:
- The IFSC is exactly MAHB0000487 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Maharashtra as the bank name and JAINAD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jainad branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC MAHB0000487, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC MAHB0000487 for Bank of Maharashtra – JAINAD, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bank of MaharashtraJainad Branch
5-64,GRAMPANCHAYAT BLDG,JAINAD
Jainad, Telangana
Phone: 91-8087950487
IFSC: MAHB0000487
Frequently asked questions
How quickly will an NEFT transfer using MAHB0000487 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Jainad reflect within 30 minutes.
How do I add Bank of Maharashtra Jainad as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0000487, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Jainad branch but serve different purposes.
Does Bank of Maharashtra Jainad branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8087950487 to confirm.
Where is Bank of Maharashtra Jainad branch located?
Bank of Maharashtra's Jainad branch is located at 5-64,GRAMPANCHAYAT BLDG,JAINAD, Jainad, Telangana.
What is the phone number of Bank of Maharashtra Jainad branch?
You can reach the branch at 91-8087950487 during regular banking hours.
Summary
The IFSC code MAHB0000487 belongs to Bank of Maharashtra's JAINAD branch, located at 5-64,GRAMPANCHAYAT BLDG,JAINAD in JAINAD, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
