If you are searching for the IFSC code of Bank of Maharashtra, DHARAWAD branch in HUBLI-DHARWAD, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is MAHB0000469. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the DHARAWAD branch, and detailed step-by-step guides for using the IFSC MAHB0000469 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Maharashtra's DHARAWAD branch, the IFSC MAHB0000469 breaks down as follows: MAHB identifies the bank, 0 is the reserved character, and 000469 identifies this particular branch.
About Bank of Maharashtra
Bank of Maharashtra operates a wide network of branches across India, including the Dharawad branch in Hubli-Dharwad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, MAHB0000469.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Dharawad |
| IFSC Code | MAHB0000469 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VASTRAD HOUSE, 340/A/1/J,REGAL TALKIES ROADHUBLI DHARWAD |
| City | Hubli-Dharwad |
| District | Dharwad |
| State | Karnataka |
| STD Code | 91 |
| Phone | 8956939423 |
About the Dharawad branch
The Dharawad branch of Bank of Maharashtra is situated at VASTRAD HOUSE, 340/A/1/J,REGAL TALKIES ROADHUBLI DHARWAD. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code MAHB0000469 is used.
Why every Bank of Maharashtra branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DHARAWAD of Bank of Maharashtra — its own 11-character IFSC. The code MAHB0000469 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MAHB0000469 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Dharawad branch
Once you have an account at Bank of Maharashtra – DHARAWAD, the IFSC MAHB0000469 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Dharawad branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8956939423.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC MAHB0000469
How to transfer money using IFSC MAHB0000469
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0000469 across all three.
NEFT to Bank of Maharashtra, DHARAWAD using IFSC MAHB0000469
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MAHB0000469, and confirm that the system picks up Bank of Maharashtra – DHARAWAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to DHARAWAD
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Maharashtra's DHARAWAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MAHB0000469 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Maharashtra DHARAWAD (IFSC MAHB0000469)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MAHB0000469 in your mobile or internet banking app, and the money is credited to the DHARAWAD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHB0000469 for Bank of Maharashtra – DHARAWAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHB0000469 | Yes – MAHB0000469 | Yes – MAHB0000469 |
For most retail customers crediting the Dharawad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Maharashtra's DHARAWAD branch, the IFSC MAHB0000469 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Dharawad branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC MAHB0000469 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Maharashtra carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MAHB0000469 and the account number together uniquely identify the Dharawad branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Maharashtra – DHARAWAD:
- The IFSC is exactly MAHB0000469 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Maharashtra as the bank name and DHARAWAD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Dharawad branch sits at VASTRAD HOUSE, 340/A/1/J,REGAL TALKIES ROADHUBLI DHARWAD. If you are travelling from outside Hubli-Dharwad, search for the branch on a maps application using the bank name and locality, or call 91-8956939423 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MAHB0000469 and your account number.
Verifying IFSC MAHB0000469 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MAHB0000469 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8956939423.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Dharawad are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MAHB0000469 continue to work without interruption.
Branch address & contact
Bank of MaharashtraDharawad Branch
VASTRAD HOUSE, 340/A/1/J,REGAL TALKIES ROADHUBLI DHARWAD
Hubli-Dharwad, Karnataka
Phone: 91-8956939423
IFSC: MAHB0000469
Frequently asked questions
How do I add Bank of Maharashtra Dharawad as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0000469, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using MAHB0000469 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Dharawad reflect within 30 minutes.
Does Bank of Maharashtra Dharawad branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8956939423 to confirm.
Is IFSC MAHB0000469 the same for all accounts at Dharawad branch?
Yes. The IFSC MAHB0000469 is shared by every account held at Bank of Maharashtra's Dharawad branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dharawad branch but serve different purposes.
Can I use IFSC MAHB0000469 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MAHB0000469 to send funds instantly.
What is the phone number of Bank of Maharashtra Dharawad branch?
You can reach the branch at 91-8956939423 during regular banking hours.
Where is Bank of Maharashtra Dharawad branch located?
Bank of Maharashtra's Dharawad branch is located at VASTRAD HOUSE, 340/A/1/J,REGAL TALKIES ROADHUBLI DHARWAD, Hubli-Dharwad, Karnataka.
Summary
The IFSC code MAHB0000469 belongs to Bank of Maharashtra's DHARAWAD branch, located at VASTRAD HOUSE, 340/A/1/J,REGAL TALKIES ROADHUBLI DHARWAD in HUBLI-DHARWAD, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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