If you are searching for the IFSC code of Bank of Maharashtra, GIRIDIH branch in GIRIDIH, JHARKHAND, this page has every detail you need. The verified IFSC code for this branch is MAHB0001723. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the GIRIDIH branch, and detailed step-by-step guides for using the IFSC MAHB0001723 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, MAHB0001723 is the IFSC of Bank of Maharashtra's GIRIDIH branch. The format is fixed: MAHB = bank code, 0 = reserved, 001723 = branch identifier.
About the bank
Bank of Maharashtra serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Giridih branch in Giridih, Jharkhand is part of this network and uses the IFSC code MAHB0001723 for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Giridih |
| IFSC Code | MAHB0001723 |
| MICR Code | Refer to cheque leaf |
| Branch Address | POWER HOUSE ROAD,BARGANDA GIRIDIH |
| City | Giridih |
| District | Giridih |
| State | Jharkhand |
| STD Code | 91 |
| Phone | 6287091723 |
About this branch
The branch is located at POWER HOUSE ROAD,BARGANDA GIRIDIH. It serves the Giridih region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Maharashtra. The IFSC MAHB0001723 is used to identify this branch on the RBI payments network.
Why every Bank of Maharashtra branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GIRIDIH of Bank of Maharashtra — its own 11-character IFSC. The code MAHB0001723 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MAHB0001723 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Giridih branch is mapped to IFSC MAHB0001723 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Maharashtra, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MAHB0001723.
Products and services
Customers walking into the Giridih branch can access most of Bank of Maharashtra's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC MAHB0001723
How to transfer money using IFSC MAHB0001723
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0001723 across all three.
NEFT to Bank of Maharashtra, GIRIDIH using IFSC MAHB0001723
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MAHB0001723, and confirm that the system picks up Bank of Maharashtra – GIRIDIH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to GIRIDIH
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Maharashtra's GIRIDIH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MAHB0001723 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Maharashtra – GIRIDIH, use IMPS. With IFSC MAHB0001723 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Giridih
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC MAHB0001723:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at GIRIDIH is still linked to IFSC MAHB0001723.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Maharashtra's GIRIDIH branch, the IFSC MAHB0001723 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Giridih branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC MAHB0001723 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Maharashtra carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MAHB0001723 and the account number together uniquely identify the Giridih branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Maharashtra – GIRIDIH:
- The IFSC is exactly MAHB0001723 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Maharashtra as the bank name and GIRIDIH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Giridih branch sits at POWER HOUSE ROAD,BARGANDA GIRIDIH. If you are travelling from outside Giridih, search for the branch on a maps application using the bank name and locality, or call 91-6287091723 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MAHB0001723 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC MAHB0001723 for Bank of Maharashtra – GIRIDIH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Giridih branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC MAHB0001723, however, work 24x7.
Branch address & contact
Bank of MaharashtraGiridih Branch
POWER HOUSE ROAD,BARGANDA GIRIDIH
Giridih, Jharkhand
Phone: 91-6287091723
IFSC: MAHB0001723
Frequently asked questions
Is IFSC MAHB0001723 the same for all accounts at Giridih branch?
Yes. The IFSC MAHB0001723 is shared by every account held at Bank of Maharashtra's Giridih branch. Only the account number changes from customer to customer.
Is IFSC MAHB0001723 valid for NEFT and RTGS?
Yes. IFSC MAHB0001723 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Bank of Maharashtra Giridih branch?
You can reach the branch at 91-6287091723 during regular banking hours.
Does Bank of Maharashtra Giridih branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-6287091723 to confirm.
How quickly will an NEFT transfer using MAHB0001723 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Giridih reflect within 30 minutes.
Where is Bank of Maharashtra Giridih branch located?
Bank of Maharashtra's Giridih branch is located at POWER HOUSE ROAD,BARGANDA GIRIDIH, Giridih, Jharkhand.
Can I use IFSC MAHB0001723 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MAHB0001723 to send funds instantly.
How do I add Bank of Maharashtra Giridih as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0001723, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: MAHB0001723 is the IFSC code of Bank of Maharashtra, GIRIDIH branch, in GIRIDIH, JHARKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
