This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Maharashtra, HOUSING FINANCE BRANCH GHAZIABAD branch in GHAZIABAD. The 11-digit IFSC MAHB0002708 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Maharashtra at the HOUSING FINANCE BRANCH GHAZIABAD location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Maharashtra – HOUSING FINANCE BRANCH GHAZIABAD is MAHB0002708. The first four letters MAHB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002708 map to this branch in GHAZIABAD, UTTAR PRADESH.
Bank profile
Bank of Maharashtra is among the recognised banks listed on the Reserve Bank of India's payments network. The Housing Finance Branch Ghaziabad branch — IFSC MAHB0002708 — extends the bank's services to customers in and around Ghaziabad, Uttar Pradesh.
Housing Finance Branch Ghaziabad branch overview
Located at A-12, GROUND FLOOR, ADVOCATE CHAMBER, RAJ NAGAR DISTRICT CENTER, RAJ NAGAR, GHAZIABAD, DIST. - GHAZIABAD, UTTAR PRADESH - 201017, the Housing Finance Branch Ghaziabad branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC MAHB0002708 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Housing Finance Branch Ghaziabad |
| IFSC Code | MAHB0002708 |
| MICR Code | Refer to cheque leaf |
| Branch Address | A-12, GROUND FLOOR, ADVOCATE CHAMBER, RAJ NAGAR DISTRICT CENTER, RAJ NAGAR, GHAZIABAD, DIST. - GHAZIABAD, UTTAR PRADESH - 201017 |
| City | Ghaziabad |
| District | Ghaziabad |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 8946977029 |
Why every Bank of Maharashtra branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including HOUSING FINANCE BRANCH GHAZIABAD of Bank of Maharashtra — its own 11-character IFSC. The code MAHB0002708 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MAHB0002708 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Housing Finance Branch Ghaziabad branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MAHB0002708 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC MAHB0002708
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0002708 across all three.
NEFT to Bank of Maharashtra, HOUSING FINANCE BRANCH GHAZIABAD using IFSC MAHB0002708
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MAHB0002708, and confirm that the system picks up Bank of Maharashtra – HOUSING FINANCE BRANCH GHAZIABAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to HOUSING FINANCE BRANCH GHAZIABAD
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Maharashtra's HOUSING FINANCE BRANCH GHAZIABAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MAHB0002708 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Maharashtra HOUSING FINANCE BRANCH GHAZIABAD (IFSC MAHB0002708)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MAHB0002708 in your mobile or internet banking app, and the money is credited to the HOUSING FINANCE BRANCH GHAZIABAD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHB0002708 for Bank of Maharashtra – HOUSING FINANCE BRANCH GHAZIABAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHB0002708 | Yes – MAHB0002708 | Yes – MAHB0002708 |
For most retail customers crediting the Housing Finance Branch Ghaziabad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC MAHB0002708
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Maharashtra – HOUSING FINANCE BRANCH GHAZIABAD is still mapped to IFSC MAHB0002708. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MAHB0002708 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Housing Finance Branch Ghaziabad branch is mapped to IFSC MAHB0002708 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Maharashtra, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MAHB0002708.
Products and services
Customers walking into the Housing Finance Branch Ghaziabad branch can access most of Bank of Maharashtra's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC MAHB0002708
Online banking and IFSC MAHB0002708
Bank of Maharashtra customers can register for net banking and the bank's official mobile app once their account at the HOUSING FINANCE BRANCH GHAZIABAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MAHB0002708 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Housing Finance Branch Ghaziabad branch sits at A-12, GROUND FLOOR, ADVOCATE CHAMBER, RAJ NAGAR DISTRICT CENTER, RAJ NAGAR, GHAZIABAD, DIST. - GHAZIABAD, UTTAR PRADESH - 201017. If you are travelling from outside Ghaziabad, search for the branch on a maps application using the bank name and locality, or call 91-8946977029 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MAHB0002708 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Maharashtra – HOUSING FINANCE BRANCH GHAZIABAD:
- The IFSC is exactly MAHB0002708 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Maharashtra as the bank name and HOUSING FINANCE BRANCH GHAZIABAD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Housing Finance Branch Ghaziabad are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MAHB0002708 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC MAHB0002708 for Bank of Maharashtra – HOUSING FINANCE BRANCH GHAZIABAD, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bank of MaharashtraHousing Finance Branch Ghaziabad Branch
A-12, GROUND FLOOR, ADVOCATE CHAMBER, RAJ NAGAR DISTRICT CENTER, RAJ NAGAR, GHAZIABAD, DIST. - GHAZIABAD, UTTAR PRADESH - 201017
Ghaziabad, Uttar Pradesh
Phone: 91-8946977029
IFSC: MAHB0002708
Frequently asked questions
How quickly will an NEFT transfer using MAHB0002708 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Housing Finance Branch Ghaziabad reflect within 30 minutes.
Where is Bank of Maharashtra Housing Finance Branch Ghaziabad branch located?
Bank of Maharashtra's Housing Finance Branch Ghaziabad branch is located at A-12, GROUND FLOOR, ADVOCATE CHAMBER, RAJ NAGAR DISTRICT CENTER, RAJ NAGAR, GHAZIABAD, DIST. - GHAZIABAD, UTTAR PRADESH - 201017, Ghaziabad, Uttar Pradesh.
Is IFSC MAHB0002708 the same for all accounts at Housing Finance Branch Ghaziabad branch?
Yes. The IFSC MAHB0002708 is shared by every account held at Bank of Maharashtra's Housing Finance Branch Ghaziabad branch. Only the account number changes from customer to customer.
Can I use IFSC MAHB0002708 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MAHB0002708 to send funds instantly.
How do I add Bank of Maharashtra Housing Finance Branch Ghaziabad as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0002708, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Housing Finance Branch Ghaziabad branch but serve different purposes.
Summary
The IFSC code MAHB0002708 belongs to Bank of Maharashtra's HOUSING FINANCE BRANCH GHAZIABAD branch, located at A-12, GROUND FLOOR, ADVOCATE CHAMBER, RAJ NAGAR DISTRICT CENTER, RAJ NAGAR,… in GHAZIABAD, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
