IFSC Code of Bank of Maharashtra, Ghaziabad-Navyug Market Branch, Uttar Pradesh

Use this page as a one-stop reference for everything related to Bank of Maharashtra's GHAZIABAD-NAVYUG MARKET branch in GHAZIABAD, UTTAR PRADESH. The branch's IFSC code MAHB0000378 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Bank of Maharashtra's GHAZIABAD-NAVYUG MARKET branch, the IFSC MAHB0000378 breaks down as follows: MAHB identifies the bank, 0 is the reserved character, and 000378 identifies this particular branch.

Branch details at a glance

Bank profile

Bank of Maharashtra is among the recognised banks listed on the Reserve Bank of India's payments network. The Ghaziabad-Navyug Market branch — IFSC MAHB0000378 — extends the bank's services to customers in and around Ghaziabad, Uttar Pradesh.

Ghaziabad-Navyug Market branch overview

Located at 141,NAVYUG MKT BLDG,MAIN HAPUR RD, the Ghaziabad-Navyug Market branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC MAHB0000378 is required for all interbank electronic transfers routed through this branch.

Why every Bank of Maharashtra branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GHAZIABAD-NAVYUG MARKET of Bank of Maharashtra — its own 11-character IFSC. The code MAHB0000378 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MAHB0000378 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC MAHB0000378

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0000378 across all three.

NEFT to Bank of Maharashtra, GHAZIABAD-NAVYUG MARKET using IFSC MAHB0000378

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MAHB0000378, and confirm that the system picks up Bank of Maharashtra – GHAZIABAD-NAVYUG MARKET. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to GHAZIABAD-NAVYUG MARKET

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Maharashtra's GHAZIABAD-NAVYUG MARKET branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MAHB0000378 while initiating the transfer and the credit will appear within minutes.

IMPS to Bank of Maharashtra GHAZIABAD-NAVYUG MARKET (IFSC MAHB0000378)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MAHB0000378 in your mobile or internet banking app, and the money is credited to the GHAZIABAD-NAVYUG MARKET branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC MAHB0000378 for Bank of Maharashtra – GHAZIABAD-NAVYUG MARKET, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Ghaziabad-Navyug Market branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Maharashtra's GHAZIABAD-NAVYUG MARKET branch, the IFSC MAHB0000378 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Ghaziabad-Navyug Market branch is mapped to IFSC MAHB0000378 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Maharashtra, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains MAHB0000378.

Banking services available

The Ghaziabad-Navyug Market branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9355887101.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC MAHB0000378

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bank of Maharashtra carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MAHB0000378 and the account number together uniquely identify the Ghaziabad-Navyug Market branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Ghaziabad-Navyug Market branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC MAHB0000378 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Maharashtra – GHAZIABAD-NAVYUG MARKET:

• The IFSC is exactly MAHB0000378 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Maharashtra as the bank name and GHAZIABAD-NAVYUG MARKET as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Ghaziabad-Navyug Market branch

The branch is located at 141,NAVYUG MKT BLDG,MAIN HAPUR RD, which puts it inside Ghaziabad, the broader Ghaziabad district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of Maharashtra Ghaziabad-Navyug Market branch” — the verified location pin for IFSC MAHB0000378 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9355887101 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC MAHB0000378 and your account number.

Verifying IFSC MAHB0000378 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MAHB0000378 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9355887101.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Ghaziabad-Navyug Market are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MAHB0000378 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code MAHB0000378 belongs to Bank of Maharashtra's GHAZIABAD-NAVYUG MARKET branch, located at 141,NAVYUG MKT BLDG,MAIN HAPUR RD in GHAZIABAD, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.