Use this page as a one-stop reference for everything related to Bank of Maharashtra's DHARMAPURI branch in DHARMAPURI, TAMIL NADU. The branch's IFSC code MAHB0002108 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, MAHB0002108 is the IFSC of Bank of Maharashtra's DHARMAPURI branch. The format is fixed: MAHB = bank code, 0 = reserved, 002108 = branch identifier.
About the bank
Bank of Maharashtra serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Dharmapuri branch in Dharmapuri, Tamil Nadu is part of this network and uses the IFSC code MAHB0002108 for all electronic settlement.
Dharmapuri branch overview
Located at 71A, SALEM ROAD, G.H OPPOSITEDHARMAPURI, the Dharmapuri branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC MAHB0002108 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Dharmapuri |
| IFSC Code | MAHB0002108 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 71A, SALEM ROAD, G.H OPPOSITEDHARMAPURI |
| City | Dharmapuri |
| District | Dharmapuri |
| State | Tamil Nadu |
| STD Code | 91 |
| Phone | 9342912499 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Maharashtra's DHARMAPURI branch came to be assigned the code MAHB0002108.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MAHB0002108, money simply cannot be routed to the DHARMAPURI branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Dharmapuri branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MAHB0002108 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC MAHB0002108
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0002108 across all three.
How to use IFSC MAHB0002108 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Maharashtra's DHARMAPURI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC MAHB0002108.
- Confirm the bank name auto-populates as Bank of Maharashtra and the branch as DHARMAPURI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to DHARMAPURI
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Maharashtra's DHARMAPURI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MAHB0002108 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Maharashtra – DHARMAPURI, use IMPS. With IFSC MAHB0002108 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHB0002108 for Bank of Maharashtra – DHARMAPURI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHB0002108 | Yes – MAHB0002108 | Yes – MAHB0002108 |
For most retail customers crediting the Dharmapuri branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC MAHB0002108
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Maharashtra – DHARMAPURI is still mapped to IFSC MAHB0002108. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MAHB0002108 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Dharmapuri branch is mapped to IFSC MAHB0002108 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Maharashtra, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MAHB0002108.
Banking services available
The Dharmapuri branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9342912499.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC MAHB0002108
Online banking and IFSC MAHB0002108
Bank of Maharashtra customers can register for net banking and the bank's official mobile app once their account at the DHARMAPURI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MAHB0002108 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Dharmapuri branch sits at 71A, SALEM ROAD, G.H OPPOSITEDHARMAPURI. If you are travelling from outside Dharmapuri, search for the branch on a maps application using the bank name and locality, or call 91-9342912499 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MAHB0002108 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Maharashtra – DHARMAPURI:
- The IFSC is exactly MAHB0002108 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Maharashtra as the bank name and DHARMAPURI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Dharmapuri are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MAHB0002108 continue to work without interruption.
Verifying IFSC MAHB0002108 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MAHB0002108 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9342912499.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of MaharashtraDharmapuri Branch
71A, SALEM ROAD, G.H OPPOSITEDHARMAPURI
Dharmapuri, Tamil Nadu
Phone: 91-9342912499
IFSC: MAHB0002108
Frequently asked questions
Is IFSC MAHB0002108 valid for NEFT and RTGS?
Yes. IFSC MAHB0002108 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC MAHB0002108 the same for all accounts at Dharmapuri branch?
Yes. The IFSC MAHB0002108 is shared by every account held at Bank of Maharashtra's Dharmapuri branch. Only the account number changes from customer to customer.
Can I use IFSC MAHB0002108 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MAHB0002108 to send funds instantly.
How quickly will an NEFT transfer using MAHB0002108 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Dharmapuri reflect within 30 minutes.
What is the IFSC code of Bank of Maharashtra Dharmapuri branch?
The IFSC code of Bank of Maharashtra, Dharmapuri branch is MAHB0002108. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Bank of Maharashtra Dharmapuri as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0002108, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Bank of Maharashtra Dharmapuri branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9342912499 to confirm.
Final notes
To recap: MAHB0002108 is the IFSC code of Bank of Maharashtra, DHARMAPURI branch, in DHARMAPURI, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.


