IFSC Code of Bank of Maharashtra, N.Delhi-East Patel Nagar Branch, Nct of Delhi

If you are searching for the IFSC code of Bank of Maharashtra, N.DELHI-EAST PATEL NAGAR branch in DELHI, NCT OF DELHI, this page has every detail you need. The verified IFSC code for this branch is MAHB0000561. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the N.DELHI-EAST PATEL NAGAR branch, and detailed step-by-step guides for using the IFSC MAHB0000561 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Bank of Maharashtra's N.DELHI-EAST PATEL NAGAR branch, the IFSC MAHB0000561 breaks down as follows: MAHB identifies the bank, 0 is the reserved character, and 000561 identifies this particular branch.

Bank profile

Bank of Maharashtra is among the recognised banks listed on the Reserve Bank of India's payments network. The N.Delhi-East Patel Nagar branch — IFSC MAHB0000561 — extends the bank's services to customers in and around Delhi, Nct of Delhi.

Branch details at a glance

N.Delhi-East Patel Nagar branch overview

Located at 28/14,EAST PATEL NAGAR NEW DELHI 110008, the N.Delhi-East Patel Nagar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC MAHB0000561 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Maharashtra's N.DELHI-EAST PATEL NAGAR branch came to be assigned the code MAHB0000561.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MAHB0000561, money simply cannot be routed to the N.DELHI-EAST PATEL NAGAR branch electronically.

Products and account variants supported

Every account opened at the N.Delhi-East Patel Nagar branch is mapped to IFSC MAHB0000561 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Maharashtra, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains MAHB0000561.

Products and services

Customers walking into the N.Delhi-East Patel Nagar branch can access most of Bank of Maharashtra's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC MAHB0000561

How to transfer money using IFSC MAHB0000561

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0000561 across all three.

NEFT to Bank of Maharashtra, N.DELHI-EAST PATEL NAGAR using IFSC MAHB0000561

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MAHB0000561, and confirm that the system picks up Bank of Maharashtra – N.DELHI-EAST PATEL NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to N.DELHI-EAST PATEL NAGAR

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Maharashtra's N.DELHI-EAST PATEL NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MAHB0000561 while initiating the transfer and the credit will appear within minutes.

IMPS to Bank of Maharashtra N.DELHI-EAST PATEL NAGAR (IFSC MAHB0000561)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MAHB0000561 in your mobile or internet banking app, and the money is credited to the N.DELHI-EAST PATEL NAGAR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to N.Delhi-East Patel Nagar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC MAHB0000561:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at N.DELHI-EAST PATEL NAGAR is still linked to IFSC MAHB0000561.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Maharashtra's N.DELHI-EAST PATEL NAGAR branch, the IFSC MAHB0000561 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC MAHB0000561

Bank of Maharashtra customers can register for net banking and the bank's official mobile app once their account at the N.DELHI-EAST PATEL NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MAHB0000561 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bank of Maharashtra carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MAHB0000561 and the account number together uniquely identify the N.Delhi-East Patel Nagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Maharashtra – N.DELHI-EAST PATEL NAGAR:

• The IFSC is exactly MAHB0000561 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Maharashtra as the bank name and N.DELHI-EAST PATEL NAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the N.Delhi-East Patel Nagar branch

The branch is located at 28/14,EAST PATEL NAGAR NEW DELHI 110008, which puts it inside Delhi, the broader West Delhi district, and the state of Nct of Delhi. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of Maharashtra N.Delhi-East Patel Nagar branch” — the verified location pin for IFSC MAHB0000561 should appear at the top of the results.
2. Confirm the branch is open by calling 91-8929594409 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC MAHB0000561 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC MAHB0000561 for Bank of Maharashtra – N.DELHI-EAST PATEL NAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The N.Delhi-East Patel Nagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC MAHB0000561, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code MAHB0000561 belongs to Bank of Maharashtra's N.DELHI-EAST PATEL NAGAR branch, located at 28/14,EAST PATEL NAGAR NEW DELHI 110008 in DELHI, NCT OF DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.