Use this page as a one-stop reference for everything related to Bank of Maharashtra's DWARKA WEST NEW DELHI branch in DELHI, NCT OF DELHI. The branch's IFSC code MAHB0001306 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, MAHB0001306 is the IFSC of Bank of Maharashtra's DWARKA WEST NEW DELHI branch. The format is fixed: MAHB = bank code, 0 = reserved, 001306 = branch identifier.
Bank profile
Bank of Maharashtra is among the recognised banks listed on the Reserve Bank of India's payments network. The Dwarka West New Delhi branch — IFSC MAHB0001306 — extends the bank's services to customers in and around Delhi, Nct of Delhi.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Dwarka West New Delhi |
| IFSC Code | MAHB0001306 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HALL-1, FIRST FLOOR NEW DELHIPLOT NO.6, |
| City | Delhi |
| District | South-West Delhi |
| State | Nct of Delhi |
| STD Code | 91 |
| Phone | 8929594431 |
About this branch
The branch is located at HALL-1, FIRST FLOOR NEW DELHIPLOT NO.6,. It serves the Delhi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Maharashtra. The IFSC MAHB0001306 is used to identify this branch on the RBI payments network.
Why every Bank of Maharashtra branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DWARKA WEST NEW DELHI of Bank of Maharashtra — its own 11-character IFSC. The code MAHB0001306 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MAHB0001306 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Dwarka West New Delhi branch is mapped to IFSC MAHB0001306 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Maharashtra, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MAHB0001306.
Products and services
Customers walking into the Dwarka West New Delhi branch can access most of Bank of Maharashtra's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC MAHB0001306
How to transfer money using IFSC MAHB0001306
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0001306 across all three.
NEFT to Bank of Maharashtra, DWARKA WEST NEW DELHI using IFSC MAHB0001306
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MAHB0001306, and confirm that the system picks up Bank of Maharashtra – DWARKA WEST NEW DELHI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to DWARKA WEST NEW DELHI
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Maharashtra's DWARKA WEST NEW DELHI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MAHB0001306 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Maharashtra – DWARKA WEST NEW DELHI, use IMPS. With IFSC MAHB0001306 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHB0001306 for Bank of Maharashtra – DWARKA WEST NEW DELHI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHB0001306 | Yes – MAHB0001306 | Yes – MAHB0001306 |
For most retail customers crediting the Dwarka West New Delhi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC MAHB0001306
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Maharashtra – DWARKA WEST NEW DELHI is still mapped to IFSC MAHB0001306. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MAHB0001306 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Dwarka West New Delhi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC MAHB0001306 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Maharashtra carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MAHB0001306 and the account number together uniquely identify the Dwarka West New Delhi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Maharashtra – DWARKA WEST NEW DELHI:
- The IFSC is exactly MAHB0001306 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Maharashtra as the bank name and DWARKA WEST NEW DELHI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Dwarka West New Delhi branch sits at HALL-1, FIRST FLOOR NEW DELHIPLOT NO.6,. If you are travelling from outside Delhi, search for the branch on a maps application using the bank name and locality, or call 91-8929594431 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MAHB0001306 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC MAHB0001306 for Bank of Maharashtra – DWARKA WEST NEW DELHI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Dwarka West New Delhi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC MAHB0001306, however, work 24x7.
Branch address & contact
Bank of MaharashtraDwarka West New Delhi Branch
HALL-1, FIRST FLOOR NEW DELHIPLOT NO.6,
Delhi, Nct of Delhi
Phone: 91-8929594431
IFSC: MAHB0001306
Frequently asked questions
What is the phone number of Bank of Maharashtra Dwarka West New Delhi branch?
You can reach the branch at 91-8929594431 during regular banking hours.
How do I add Bank of Maharashtra Dwarka West New Delhi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0001306, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC MAHB0001306 the same for all accounts at Dwarka West New Delhi branch?
Yes. The IFSC MAHB0001306 is shared by every account held at Bank of Maharashtra's Dwarka West New Delhi branch. Only the account number changes from customer to customer.
Can I use IFSC MAHB0001306 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MAHB0001306 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dwarka West New Delhi branch but serve different purposes.
Is IFSC MAHB0001306 valid for NEFT and RTGS?
Yes. IFSC MAHB0001306 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Bank of Maharashtra Dwarka West New Delhi branch?
The IFSC code of Bank of Maharashtra, Dwarka West New Delhi branch is MAHB0001306. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using MAHB0001306 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Dwarka West New Delhi reflect within 30 minutes.
Summary
The IFSC code MAHB0001306 belongs to Bank of Maharashtra's DWARKA WEST NEW DELHI branch, located at HALL-1, FIRST FLOOR NEW DELHIPLOT NO.6, in DELHI, NCT OF DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
