IFSC Code of Bank of Maharashtra, Curchorem-Cacora Goa Branch, Goa

Use this page as a one-stop reference for everything related to Bank of Maharashtra's CURCHOREM-CACORA GOA branch in CURCHOREM-CACORA, GOA. The branch's IFSC code MAHB0002728 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bank of Maharashtra – CURCHOREM-CACORA GOA is MAHB0002728. The first four letters MAHB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002728 map to this branch in CURCHOREM-CACORA, GOA.

About Bank of Maharashtra

Bank of Maharashtra operates a wide network of branches across India, including the Curchorem-Cacora Goa branch in Curchorem-Cacora. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, MAHB0002728.

About this branch

The branch is located at HOUSE NO. 2262, VENKATESH CHAMBERS, BUILDING B, NEAR SHIVAJI CHOWK, CURCHOREM-CACORA, DIST. - SOUTH GOA, GOA - 403706. It serves the Curchorem-Cacora region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Maharashtra. The IFSC MAHB0002728 is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every Bank of Maharashtra branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CURCHOREM-CACORA GOA of Bank of Maharashtra — its own 11-character IFSC. The code MAHB0002728 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MAHB0002728 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bank of Maharashtra carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MAHB0002728 and the account number together uniquely identify the Curchorem-Cacora Goa branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC MAHB0002728

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0002728 across all three.

NEFT to Bank of Maharashtra, CURCHOREM-CACORA GOA using IFSC MAHB0002728

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MAHB0002728, and confirm that the system picks up Bank of Maharashtra – CURCHOREM-CACORA GOA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to CURCHOREM-CACORA GOA

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Maharashtra's CURCHOREM-CACORA GOA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MAHB0002728 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Bank of Maharashtra – CURCHOREM-CACORA GOA, use IMPS. With IFSC MAHB0002728 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Curchorem-Cacora Goa

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC MAHB0002728:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at CURCHOREM-CACORA GOA is still linked to IFSC MAHB0002728.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Maharashtra's CURCHOREM-CACORA GOA branch, the IFSC MAHB0002728 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Curchorem-Cacora Goa branch is mapped to IFSC MAHB0002728 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Maharashtra, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains MAHB0002728.

Products and services

Customers walking into the Curchorem-Cacora Goa branch can access most of Bank of Maharashtra's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC MAHB0002728

Online banking and IFSC MAHB0002728

Bank of Maharashtra customers can register for net banking and the bank's official mobile app once their account at the CURCHOREM-CACORA GOA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MAHB0002728 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Curchorem-Cacora Goa branch

The branch is located at HOUSE NO. 2262, VENKATESH CHAMBERS, BUILDING B, NEAR SHIVAJI CHOWK, CURCHOREM-CACORA, DIST. - SOUTH GOA, GOA - 403706, which puts it inside Curchorem-Cacora, the broader South Goa district, and the state of Goa. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of Maharashtra Curchorem-Cacora Goa branch” — the verified location pin for IFSC MAHB0002728 should appear at the top of the results.
2. Confirm the branch is open by calling 91-8956740121 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC MAHB0002728 and your account number.

Common mistakes to avoid when using IFSC MAHB0002728

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Maharashtra – CURCHOREM-CACORA GOA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: MAHB0002728.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Curchorem-Cacora Goa are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MAHB0002728 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC MAHB0002728 for Bank of Maharashtra – CURCHOREM-CACORA GOA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: MAHB0002728 is the IFSC code of Bank of Maharashtra, CURCHOREM-CACORA GOA branch, in CURCHOREM-CACORA, GOA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.