If you are searching for the IFSC code of Bank of Maharashtra, VADGAON - CHINCHPUR PANGUL branch in CHINCHPUR PANGUL, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is MAHB0000966. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the VADGAON - CHINCHPUR PANGUL branch, and detailed step-by-step guides for using the IFSC MAHB0000966 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Maharashtra – VADGAON - CHINCHPUR PANGUL is MAHB0000966. The first four letters MAHB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000966 map to this branch in CHINCHPUR PANGUL, MAHARASHTRA.
About the bank
Bank of Maharashtra serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Vadgaon - Chinchpur Pangul branch in Chinchpur Pangul, Maharashtra is part of this network and uses the IFSC code MAHB0000966 for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Vadgaon - Chinchpur Pangul |
| IFSC Code | MAHB0000966 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VIVIDH KARYAKARI SEVA SAHAKARI SOCIETY BHAVAN, CHINCHPUR PANGAL |
| City | Chinchpur Pangul |
| District | Ahilyanagar |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 8799903635 |
About this branch
The branch is located at VIVIDH KARYAKARI SEVA SAHAKARI SOCIETY BHAVAN, CHINCHPUR PANGAL. It serves the Chinchpur Pangul region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Maharashtra. The IFSC MAHB0000966 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Maharashtra's VADGAON - CHINCHPUR PANGUL branch came to be assigned the code MAHB0000966.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MAHB0000966, money simply cannot be routed to the VADGAON - CHINCHPUR PANGUL branch electronically.
Products and account variants supported
Every account opened at the Vadgaon - Chinchpur Pangul branch is mapped to IFSC MAHB0000966 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Maharashtra, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MAHB0000966.
Products and services
Customers walking into the Vadgaon - Chinchpur Pangul branch can access most of Bank of Maharashtra's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC MAHB0000966
How to transfer money using IFSC MAHB0000966
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0000966 across all three.
NEFT to Bank of Maharashtra, VADGAON - CHINCHPUR PANGUL using IFSC MAHB0000966
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MAHB0000966, and confirm that the system picks up Bank of Maharashtra – VADGAON - CHINCHPUR PANGUL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to VADGAON - CHINCHPUR PANGUL
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Maharashtra's VADGAON - CHINCHPUR PANGUL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MAHB0000966 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Maharashtra VADGAON - CHINCHPUR PANGUL (IFSC MAHB0000966)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MAHB0000966 in your mobile or internet banking app, and the money is credited to the VADGAON - CHINCHPUR PANGUL branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Vadgaon - Chinchpur Pangul
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC MAHB0000966:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at VADGAON - CHINCHPUR PANGUL is still linked to IFSC MAHB0000966.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC MAHB0000966
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Maharashtra – VADGAON - CHINCHPUR PANGUL is still mapped to IFSC MAHB0000966. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MAHB0000966 and the beneficiary's account number to complete the transfer.
Online banking and IFSC MAHB0000966
Bank of Maharashtra customers can register for net banking and the bank's official mobile app once their account at the VADGAON - CHINCHPUR PANGUL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MAHB0000966 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Vadgaon - Chinchpur Pangul branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MAHB0000966 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Maharashtra – VADGAON - CHINCHPUR PANGUL:
- The IFSC is exactly MAHB0000966 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Maharashtra as the bank name and VADGAON - CHINCHPUR PANGUL as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Vadgaon - Chinchpur Pangul branch sits at VIVIDH KARYAKARI SEVA SAHAKARI SOCIETY BHAVAN, CHINCHPUR PANGAL. If you are travelling from outside Chinchpur Pangul, search for the branch on a maps application using the bank name and locality, or call 91-8799903635 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MAHB0000966 and your account number.
Verifying IFSC MAHB0000966 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MAHB0000966 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8799903635.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Vadgaon - Chinchpur Pangul branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC MAHB0000966, however, work 24x7.
Branch address & contact
Bank of MaharashtraVadgaon - Chinchpur Pangul Branch
VIVIDH KARYAKARI SEVA SAHAKARI SOCIETY BHAVAN, CHINCHPUR PANGAL
Chinchpur Pangul, Maharashtra
Phone: 91-8799903635
IFSC: MAHB0000966
Frequently asked questions
How quickly will an NEFT transfer using MAHB0000966 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Vadgaon - Chinchpur Pangul reflect within 30 minutes.
Is IFSC MAHB0000966 valid for NEFT and RTGS?
Yes. IFSC MAHB0000966 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC MAHB0000966 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MAHB0000966 to send funds instantly.
How do I add Bank of Maharashtra Vadgaon - Chinchpur Pangul as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0000966, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Bank of Maharashtra Vadgaon - Chinchpur Pangul branch?
You can reach the branch at 91-8799903635 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Vadgaon - Chinchpur Pangul branch but serve different purposes.
Is IFSC MAHB0000966 the same for all accounts at Vadgaon - Chinchpur Pangul branch?
Yes. The IFSC MAHB0000966 is shared by every account held at Bank of Maharashtra's Vadgaon - Chinchpur Pangul branch. Only the account number changes from customer to customer.
Final notes
To recap: MAHB0000966 is the IFSC code of Bank of Maharashtra, VADGAON - CHINCHPUR PANGUL branch, in CHINCHPUR PANGUL, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
