IFSC Code of Bank of Maharashtra, I G Road Chikkamagaluru Branch, Karnataka

Use this page as a one-stop reference for everything related to Bank of Maharashtra's I G ROAD CHIKKAMAGALURU branch in CHIKKAMANGALURU, KARNATAKA. The branch's IFSC code MAHB0002937 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bank of Maharashtra – I G ROAD CHIKKAMAGALURU is MAHB0002937. The first four letters MAHB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002937 map to this branch in CHIKKAMANGALURU, KARNATAKA.

About Bank of Maharashtra

Bank of Maharashtra operates a wide network of branches across India, including the I G Road Chikkamagaluru branch in Chikkamangaluru. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, MAHB0002937.

Branch details at a glance

I G Road Chikkamagaluru branch overview

Located at NAIDU COMPLEX, WARD NO. 15, 89 K M ROAD, WEST BLOCK, I G ROAD, CHIKKAMAGALURU, DIST. - CHIKKAMAGALURU, KARNATAKA - 577102, the I G Road Chikkamagaluru branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC MAHB0002937 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Maharashtra's I G ROAD CHIKKAMAGALURU branch came to be assigned the code MAHB0002937.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MAHB0002937, money simply cannot be routed to the I G ROAD CHIKKAMAGALURU branch electronically.

Products and account variants supported

Every account opened at the I G Road Chikkamagaluru branch is mapped to IFSC MAHB0002937 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Maharashtra, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains MAHB0002937.

Banking services available

The I G Road Chikkamagaluru branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9071086425.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC MAHB0002937

How to transfer money using IFSC MAHB0002937

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0002937 across all three.

How to use IFSC MAHB0002937 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Maharashtra's I G ROAD CHIKKAMAGALURU branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC MAHB0002937.
4. Confirm the bank name auto-populates as Bank of Maharashtra and the branch as I G ROAD CHIKKAMAGALURU.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to I G ROAD CHIKKAMAGALURU

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Maharashtra's I G ROAD CHIKKAMAGALURU branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MAHB0002937 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Bank of Maharashtra – I G ROAD CHIKKAMAGALURU, use IMPS. With IFSC MAHB0002937 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC MAHB0002937 for Bank of Maharashtra – I G ROAD CHIKKAMAGALURU, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the I G Road Chikkamagaluru branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC MAHB0002937

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Maharashtra – I G ROAD CHIKKAMAGALURU is still mapped to IFSC MAHB0002937. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MAHB0002937 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the I G Road Chikkamagaluru branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC MAHB0002937 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the I G Road Chikkamagaluru branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MAHB0002937 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Maharashtra – I G ROAD CHIKKAMAGALURU:

• The IFSC is exactly MAHB0002937 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Maharashtra as the bank name and I G ROAD CHIKKAMAGALURU as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the I G Road Chikkamagaluru branch

The branch is located at NAIDU COMPLEX, WARD NO. 15, 89 K M ROAD, WEST BLOCK, I G ROAD, CHIKKAMAGALURU, DIST. - CHIKKAMAGALURU, KARNATAKA - 577102, which puts it inside Chikkamangaluru, the broader Chikkamagaluru district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of Maharashtra I G Road Chikkamagaluru branch” — the verified location pin for IFSC MAHB0002937 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9071086425 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC MAHB0002937 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC MAHB0002937 for Bank of Maharashtra – I G ROAD CHIKKAMAGALURU, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The I G Road Chikkamagaluru branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC MAHB0002937, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: MAHB0002937 is the IFSC code of Bank of Maharashtra, I G ROAD CHIKKAMAGALURU branch, in CHIKKAMANGALURU, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.