If you are searching for the IFSC code of Bank of Maharashtra, CHHATRAPATI SAMBHAJINAGAR branch in CHHATRAPATI SAMBHAJINAGAR, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is MAHB0000032. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the CHHATRAPATI SAMBHAJINAGAR branch, and detailed step-by-step guides for using the IFSC MAHB0000032 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Maharashtra – CHHATRAPATI SAMBHAJINAGAR is MAHB0000032. The first four letters MAHB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000032 map to this branch in CHHATRAPATI SAMBHAJINAGAR, MAHARASHTRA.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Chhatrapati Sambhajinagar |
| IFSC Code | MAHB0000032 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SURESH BHAVAN, KIRANA CHAUDI, CHHATRAPATI SAMBHAJINAGAR-431001 |
| City | Chhatrapati Sambhajinagar |
| District | Chhatrapati Sambhajinagar |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 7507532932 |
About the bank
Bank of Maharashtra serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Chhatrapati Sambhajinagar branch in Chhatrapati Sambhajinagar, Maharashtra is part of this network and uses the IFSC code MAHB0000032 for all electronic settlement.
About the Chhatrapati Sambhajinagar branch
The Chhatrapati Sambhajinagar branch of Bank of Maharashtra is situated at SURESH BHAVAN, KIRANA CHAUDI, CHHATRAPATI SAMBHAJINAGAR-431001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code MAHB0000032 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Maharashtra's CHHATRAPATI SAMBHAJINAGAR branch came to be assigned the code MAHB0000032.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MAHB0000032, money simply cannot be routed to the CHHATRAPATI SAMBHAJINAGAR branch electronically.
How to transfer money using IFSC MAHB0000032
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0000032 across all three.
How to use IFSC MAHB0000032 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Maharashtra's CHHATRAPATI SAMBHAJINAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC MAHB0000032.
- Confirm the bank name auto-populates as Bank of Maharashtra and the branch as CHHATRAPATI SAMBHAJINAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC MAHB0000032
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Maharashtra – CHHATRAPATI SAMBHAJINAGAR, ensure your bank's portal accepts IFSC MAHB0000032 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Maharashtra – CHHATRAPATI SAMBHAJINAGAR, use IMPS. With IFSC MAHB0000032 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Chhatrapati Sambhajinagar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC MAHB0000032:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHHATRAPATI SAMBHAJINAGAR is still linked to IFSC MAHB0000032.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC MAHB0000032
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Maharashtra – CHHATRAPATI SAMBHAJINAGAR is still mapped to IFSC MAHB0000032. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MAHB0000032 and the beneficiary's account number to complete the transfer.
Account types you can open at the Chhatrapati Sambhajinagar branch
Once you have an account at Bank of Maharashtra – CHHATRAPATI SAMBHAJINAGAR, the IFSC MAHB0000032 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Chhatrapati Sambhajinagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7507532932.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC MAHB0000032
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Maharashtra carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MAHB0000032 and the account number together uniquely identify the Chhatrapati Sambhajinagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Chhatrapati Sambhajinagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC MAHB0000032 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC MAHB0000032
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Maharashtra – CHHATRAPATI SAMBHAJINAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
MAHB0000032. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Chhatrapati Sambhajinagar branch
The branch is located at SURESH BHAVAN, KIRANA CHAUDI, CHHATRAPATI SAMBHAJINAGAR-431001, which puts it inside Chhatrapati Sambhajinagar, the broader Chhatrapati Sambhajinagar district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Maharashtra Chhatrapati Sambhajinagar branch” — the verified location pin for IFSC MAHB0000032 should appear at the top of the results.
- Confirm the branch is open by calling 91-7507532932 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC MAHB0000032 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC MAHB0000032 for Bank of Maharashtra – CHHATRAPATI SAMBHAJINAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Chhatrapati Sambhajinagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MAHB0000032 continue to work without interruption.
Branch address & contact
Bank of MaharashtraChhatrapati Sambhajinagar Branch
SURESH BHAVAN, KIRANA CHAUDI, CHHATRAPATI SAMBHAJINAGAR-431001
Chhatrapati Sambhajinagar, Maharashtra
Phone: 91-7507532932
IFSC: MAHB0000032
Frequently asked questions
How quickly will an NEFT transfer using MAHB0000032 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Chhatrapati Sambhajinagar reflect within 30 minutes.
What is the IFSC code of Bank of Maharashtra Chhatrapati Sambhajinagar branch?
The IFSC code of Bank of Maharashtra, Chhatrapati Sambhajinagar branch is MAHB0000032. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Bank of Maharashtra Chhatrapati Sambhajinagar branch located?
Bank of Maharashtra's Chhatrapati Sambhajinagar branch is located at SURESH BHAVAN, KIRANA CHAUDI, CHHATRAPATI SAMBHAJINAGAR-431001, Chhatrapati Sambhajinagar, Maharashtra.
Is IFSC MAHB0000032 the same for all accounts at Chhatrapati Sambhajinagar branch?
Yes. The IFSC MAHB0000032 is shared by every account held at Bank of Maharashtra's Chhatrapati Sambhajinagar branch. Only the account number changes from customer to customer.
What is the phone number of Bank of Maharashtra Chhatrapati Sambhajinagar branch?
You can reach the branch at 91-7507532932 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chhatrapati Sambhajinagar branch but serve different purposes.
Summary
The IFSC code MAHB0000032 belongs to Bank of Maharashtra's CHHATRAPATI SAMBHAJINAGAR branch, located at SURESH BHAVAN, KIRANA CHAUDI, CHHATRAPATI SAMBHAJINAGAR-431001 in CHHATRAPATI SAMBHAJINAGAR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
