Use this page as a one-stop reference for everything related to Bank of Maharashtra's CHAPRA branch in CHAPRA, BIHAR. The branch's IFSC code MAHB0001613 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Maharashtra – CHAPRA is MAHB0001613. The first four letters MAHB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001613 map to this branch in CHAPRA, BIHAR.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Chapra |
| IFSC Code | MAHB0001613 |
| MICR Code | Refer to cheque leaf |
| Branch Address | FIRST FLOOR, GANDHI CHOWK CHAPRA, CHAPRA-PATNA MAIN |
| City | Chapra |
| District | Saran |
| State | Bihar |
| STD Code | 91 |
| Phone | 9155401613 |
About the bank
Bank of Maharashtra serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Chapra branch in Chapra, Bihar is part of this network and uses the IFSC code MAHB0001613 for all electronic settlement.
About this branch
The branch is located at FIRST FLOOR, GANDHI CHOWK CHAPRA, CHAPRA-PATNA MAIN. It serves the Chapra region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Maharashtra. The IFSC MAHB0001613 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Maharashtra's CHAPRA branch came to be assigned the code MAHB0001613.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MAHB0001613, money simply cannot be routed to the CHAPRA branch electronically.
How to transfer money using IFSC MAHB0001613
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0001613 across all three.
NEFT to Bank of Maharashtra, CHAPRA using IFSC MAHB0001613
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MAHB0001613, and confirm that the system picks up Bank of Maharashtra – CHAPRA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC MAHB0001613
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Maharashtra – CHAPRA, ensure your bank's portal accepts IFSC MAHB0001613 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Maharashtra CHAPRA (IFSC MAHB0001613)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MAHB0001613 in your mobile or internet banking app, and the money is credited to the CHAPRA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Chapra
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC MAHB0001613:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHAPRA is still linked to IFSC MAHB0001613.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Maharashtra's CHAPRA branch, the IFSC MAHB0001613 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Chapra branch
Once you have an account at Bank of Maharashtra – CHAPRA, the IFSC MAHB0001613 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Chapra branch can access most of Bank of Maharashtra's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC MAHB0001613
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Maharashtra carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MAHB0001613 and the account number together uniquely identify the Chapra branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC MAHB0001613
Bank of Maharashtra customers can register for net banking and the bank's official mobile app once their account at the CHAPRA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MAHB0001613 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC MAHB0001613
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Maharashtra – CHAPRA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
MAHB0001613. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Chapra branch
The branch is located at FIRST FLOOR, GANDHI CHOWK CHAPRA, CHAPRA-PATNA MAIN, which puts it inside Chapra, the broader Saran district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Maharashtra Chapra branch” — the verified location pin for IFSC MAHB0001613 should appear at the top of the results.
- Confirm the branch is open by calling 91-9155401613 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC MAHB0001613 and your account number.
Verifying IFSC MAHB0001613 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MAHB0001613 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9155401613.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chapra branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC MAHB0001613, however, work 24x7.
Branch address & contact
Bank of MaharashtraChapra Branch
FIRST FLOOR, GANDHI CHOWK CHAPRA, CHAPRA-PATNA MAIN
Chapra, Bihar
Phone: 91-9155401613
IFSC: MAHB0001613
Frequently asked questions
Is IFSC MAHB0001613 the same for all accounts at Chapra branch?
Yes. The IFSC MAHB0001613 is shared by every account held at Bank of Maharashtra's Chapra branch. Only the account number changes from customer to customer.
Can I use IFSC MAHB0001613 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MAHB0001613 to send funds instantly.
How quickly will an NEFT transfer using MAHB0001613 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Chapra reflect within 30 minutes.
What is the phone number of Bank of Maharashtra Chapra branch?
You can reach the branch at 91-9155401613 during regular banking hours.
What is the IFSC code of Bank of Maharashtra Chapra branch?
The IFSC code of Bank of Maharashtra, Chapra branch is MAHB0001613. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chapra branch but serve different purposes.
Does Bank of Maharashtra Chapra branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9155401613 to confirm.
Is IFSC MAHB0001613 valid for NEFT and RTGS?
Yes. IFSC MAHB0001613 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: MAHB0001613 is the IFSC code of Bank of Maharashtra, CHAPRA branch, in CHAPRA, BIHAR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
