Below are the complete branch details for Bank of Maharashtra, BOTAD branch, located in BOTAD, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is MAHB0002104. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case MAHB0002104 for Bank of Maharashtra – BOTAD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, MAHB0002104 is the IFSC of Bank of Maharashtra's BOTAD branch. The format is fixed: MAHB = bank code, 0 = reserved, 002104 = branch identifier.
Bank profile
Bank of Maharashtra is among the recognised banks listed on the Reserve Bank of India's payments network. The Botad branch — IFSC MAHB0002104 — extends the bank's services to customers in and around Botad, Gujarat.
About this branch
The branch is located at ANAND DHAM CORPORATE HOUSEOPP FIRE STATION, PALIYAD ROAD, BOTAD. It serves the Botad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Maharashtra. The IFSC MAHB0002104 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Botad |
| IFSC Code | MAHB0002104 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ANAND DHAM CORPORATE HOUSEOPP FIRE STATION, PALIYAD ROAD, BOTAD |
| City | Botad |
| District | Botad |
| State | Gujarat |
| STD Code | 91 |
| Phone | 9724305626 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Maharashtra's BOTAD branch came to be assigned the code MAHB0002104.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MAHB0002104, money simply cannot be routed to the BOTAD branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Maharashtra carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MAHB0002104 and the account number together uniquely identify the Botad branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC MAHB0002104
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0002104 across all three.
How to use IFSC MAHB0002104 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Maharashtra's BOTAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC MAHB0002104.
- Confirm the bank name auto-populates as Bank of Maharashtra and the branch as BOTAD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC MAHB0002104
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Maharashtra – BOTAD, ensure your bank's portal accepts IFSC MAHB0002104 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Maharashtra – BOTAD, use IMPS. With IFSC MAHB0002104 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Botad
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC MAHB0002104:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BOTAD is still linked to IFSC MAHB0002104.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC MAHB0002104
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Maharashtra – BOTAD is still mapped to IFSC MAHB0002104. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MAHB0002104 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Botad branch is mapped to IFSC MAHB0002104 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Maharashtra, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MAHB0002104.
Banking services available
The Botad branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9724305626.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC MAHB0002104
Digital banking channels
Most day-to-day work that customers used to do at the Botad branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC MAHB0002104 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Botad branch sits at ANAND DHAM CORPORATE HOUSEOPP FIRE STATION, PALIYAD ROAD, BOTAD. If you are travelling from outside Botad, search for the branch on a maps application using the bank name and locality, or call 91-9724305626 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MAHB0002104 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Maharashtra – BOTAD:
- The IFSC is exactly MAHB0002104 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Maharashtra as the bank name and BOTAD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Botad branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC MAHB0002104, however, work 24x7.
Verifying IFSC MAHB0002104 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MAHB0002104 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9724305626.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of MaharashtraBotad Branch
ANAND DHAM CORPORATE HOUSEOPP FIRE STATION, PALIYAD ROAD, BOTAD
Botad, Gujarat
Phone: 91-9724305626
IFSC: MAHB0002104
Frequently asked questions
How quickly will an NEFT transfer using MAHB0002104 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Botad reflect within 30 minutes.
Where is Bank of Maharashtra Botad branch located?
Bank of Maharashtra's Botad branch is located at ANAND DHAM CORPORATE HOUSEOPP FIRE STATION, PALIYAD ROAD, BOTAD, Botad, Gujarat.
Is IFSC MAHB0002104 valid for NEFT and RTGS?
Yes. IFSC MAHB0002104 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Botad branch but serve different purposes.
How do I add Bank of Maharashtra Botad as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0002104, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Bank of Maharashtra Botad branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9724305626 to confirm.
Is IFSC MAHB0002104 the same for all accounts at Botad branch?
Yes. The IFSC MAHB0002104 is shared by every account held at Bank of Maharashtra's Botad branch. Only the account number changes from customer to customer.
What is the phone number of Bank of Maharashtra Botad branch?
You can reach the branch at 91-9724305626 during regular banking hours.
Summary
The IFSC code MAHB0002104 belongs to Bank of Maharashtra's BOTAD branch, located at ANAND DHAM CORPORATE HOUSEOPP FIRE STATION, PALIYAD ROAD, BOTAD in BOTAD, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
