Use this page as a one-stop reference for everything related to Bank of Maharashtra's BAWADIYA KALAN branch in BHOPAL, MADHYA PRADESH. The branch's IFSC code MAHB0002566 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Maharashtra – BAWADIYA KALAN is MAHB0002566. The first four letters MAHB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002566 map to this branch in BHOPAL, MADHYA PRADESH.
About the bank
Bank of Maharashtra serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bawadiya Kalan branch in Bhopal, Madhya Pradesh is part of this network and uses the IFSC code MAHB0002566 for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Bawadiya Kalan |
| IFSC Code | MAHB0002566 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 470, ROHIT NAGAR PHASE 1, BAWADIYA KALAN, BHOPAL, DISTRICT-BHOPAL, MADHYA PRADESH-462039 |
| City | Bhopal |
| District | Bhopal |
| State | Madhya Pradesh |
| STD Code | 91 |
| Phone | 8269502566 |
About the Bawadiya Kalan branch
The Bawadiya Kalan branch of Bank of Maharashtra is situated at 470, ROHIT NAGAR PHASE 1, BAWADIYA KALAN, BHOPAL, DISTRICT-BHOPAL, MADHYA PRADESH-462039. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code MAHB0002566 is used.
Why every Bank of Maharashtra branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BAWADIYA KALAN of Bank of Maharashtra — its own 11-character IFSC. The code MAHB0002566 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MAHB0002566 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Bawadiya Kalan branch is mapped to IFSC MAHB0002566 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Maharashtra, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MAHB0002566.
Banking services available
The Bawadiya Kalan branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8269502566.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC MAHB0002566
How to transfer money using IFSC MAHB0002566
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0002566 across all three.
NEFT to Bank of Maharashtra, BAWADIYA KALAN using IFSC MAHB0002566
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MAHB0002566, and confirm that the system picks up Bank of Maharashtra – BAWADIYA KALAN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BAWADIYA KALAN
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Maharashtra's BAWADIYA KALAN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MAHB0002566 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Maharashtra – BAWADIYA KALAN, use IMPS. With IFSC MAHB0002566 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHB0002566 for Bank of Maharashtra – BAWADIYA KALAN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHB0002566 | Yes – MAHB0002566 | Yes – MAHB0002566 |
For most retail customers crediting the Bawadiya Kalan branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC MAHB0002566
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Maharashtra – BAWADIYA KALAN is still mapped to IFSC MAHB0002566. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MAHB0002566 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Bawadiya Kalan branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC MAHB0002566 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Maharashtra carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MAHB0002566 and the account number together uniquely identify the Bawadiya Kalan branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC MAHB0002566
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Maharashtra – BAWADIYA KALAN, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
MAHB0002566. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Bawadiya Kalan branch
The branch is located at 470, ROHIT NAGAR PHASE 1, BAWADIYA KALAN, BHOPAL, DISTRICT-BHOPAL, MADHYA PRADESH-462039, which puts it inside Bhopal, the broader Bhopal district, and the state of Madhya Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Maharashtra Bawadiya Kalan branch” — the verified location pin for IFSC MAHB0002566 should appear at the top of the results.
- Confirm the branch is open by calling 91-8269502566 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC MAHB0002566 and your account number.
Verifying IFSC MAHB0002566 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MAHB0002566 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8269502566.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bawadiya Kalan branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC MAHB0002566, however, work 24x7.
Branch address & contact
Bank of MaharashtraBawadiya Kalan Branch
470, ROHIT NAGAR PHASE 1, BAWADIYA KALAN, BHOPAL, DISTRICT-BHOPAL, MADHYA PRADESH-462039
Bhopal, Madhya Pradesh
Phone: 91-8269502566
IFSC: MAHB0002566
Frequently asked questions
Can I use IFSC MAHB0002566 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MAHB0002566 to send funds instantly.
How do I add Bank of Maharashtra Bawadiya Kalan as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0002566, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Bank of Maharashtra Bawadiya Kalan branch?
You can reach the branch at 91-8269502566 during regular banking hours.
How quickly will an NEFT transfer using MAHB0002566 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Bawadiya Kalan reflect within 30 minutes.
Is IFSC MAHB0002566 valid for NEFT and RTGS?
Yes. IFSC MAHB0002566 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Bank of Maharashtra Bawadiya Kalan branch?
The IFSC code of Bank of Maharashtra, Bawadiya Kalan branch is MAHB0002566. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Bank of Maharashtra Bawadiya Kalan branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8269502566 to confirm.
Where is Bank of Maharashtra Bawadiya Kalan branch located?
Bank of Maharashtra's Bawadiya Kalan branch is located at 470, ROHIT NAGAR PHASE 1, BAWADIYA KALAN, BHOPAL, DISTRICT-BHOPAL, MADHYA PRADESH-462039, Bhopal, Madhya Pradesh.
Final notes
To recap: MAHB0002566 is the IFSC code of Bank of Maharashtra, BAWADIYA KALAN branch, in BHOPAL, MADHYA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
