Use this page as a one-stop reference for everything related to Bank of Maharashtra's BHOUR branch in BHAUR, MAHARASHTRA. The branch's IFSC code MAHB0000874 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Maharashtra – BHOUR is MAHB0000874. The first four letters MAHB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000874 map to this branch in BHAUR, MAHARASHTRA.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Bhour |
| IFSC Code | MAHB0000874 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NITIN PANDITS HOUSE, AT POST BHAUR, TAL. - DEOLA, DIST. - NASHIK, MAHARASHTRA - 423102 |
| City | Bhaur |
| District | Nasik |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 7030946495 |
About Bank of Maharashtra
Bank of Maharashtra operates a wide network of branches across India, including the Bhour branch in Bhaur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, MAHB0000874.
About this branch
The branch is located at NITIN PANDITS HOUSE, AT POST BHAUR, TAL. - DEOLA, DIST. - NASHIK, MAHARASHTRA - 423102. It serves the Bhaur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Maharashtra. The IFSC MAHB0000874 is used to identify this branch on the RBI payments network.
Why every Bank of Maharashtra branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BHOUR of Bank of Maharashtra — its own 11-character IFSC. The code MAHB0000874 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MAHB0000874 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC MAHB0000874
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0000874 across all three.
How to use IFSC MAHB0000874 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Maharashtra's BHOUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC MAHB0000874.
- Confirm the bank name auto-populates as Bank of Maharashtra and the branch as BHOUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC MAHB0000874
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Maharashtra – BHOUR, ensure your bank's portal accepts IFSC MAHB0000874 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Maharashtra – BHOUR, use IMPS. With IFSC MAHB0000874 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHB0000874 for Bank of Maharashtra – BHOUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHB0000874 | Yes – MAHB0000874 | Yes – MAHB0000874 |
For most retail customers crediting the Bhour branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Maharashtra's BHOUR branch, the IFSC MAHB0000874 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Bhour branch
Once you have an account at Bank of Maharashtra – BHOUR, the IFSC MAHB0000874 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Bhour branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7030946495.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC MAHB0000874
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Maharashtra carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MAHB0000874 and the account number together uniquely identify the Bhour branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Bhour branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC MAHB0000874 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Maharashtra – BHOUR:
- The IFSC is exactly MAHB0000874 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Maharashtra as the bank name and BHOUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Bhour branch
The branch is located at NITIN PANDITS HOUSE, AT POST BHAUR, TAL. - DEOLA, DIST. - NASHIK, MAHARASHTRA - 423102, which puts it inside Bhaur, the broader Nasik district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Maharashtra Bhour branch” — the verified location pin for IFSC MAHB0000874 should appear at the top of the results.
- Confirm the branch is open by calling 91-7030946495 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC MAHB0000874 and your account number.
Verifying IFSC MAHB0000874 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MAHB0000874 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7030946495.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bhour branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC MAHB0000874, however, work 24x7.
Branch address & contact
Bank of MaharashtraBhour Branch
NITIN PANDITS HOUSE, AT POST BHAUR, TAL. - DEOLA, DIST. - NASHIK, MAHARASHTRA - 423102
Bhaur, Maharashtra
Phone: 91-7030946495
IFSC: MAHB0000874
Frequently asked questions
Can I use IFSC MAHB0000874 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MAHB0000874 to send funds instantly.
Does Bank of Maharashtra Bhour branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-7030946495 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bhour branch but serve different purposes.
How quickly will an NEFT transfer using MAHB0000874 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Bhour reflect within 30 minutes.
What is the phone number of Bank of Maharashtra Bhour branch?
You can reach the branch at 91-7030946495 during regular banking hours.
Is IFSC MAHB0000874 the same for all accounts at Bhour branch?
Yes. The IFSC MAHB0000874 is shared by every account held at Bank of Maharashtra's Bhour branch. Only the account number changes from customer to customer.
Summary
The IFSC code MAHB0000874 belongs to Bank of Maharashtra's BHOUR branch, located at NITIN PANDITS HOUSE, AT POST BHAUR, TAL. - DEOLA, DIST. - NASHIK, MAHARASHTRA… in BHAUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
