This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Maharashtra, LAL BAZAR BETTIAH branch in BETTIAH. The 11-digit IFSC MAHB0002690 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Maharashtra at the LAL BAZAR BETTIAH location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Maharashtra – LAL BAZAR BETTIAH is MAHB0002690. The first four letters MAHB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002690 map to this branch in BETTIAH, BIHAR.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Lal Bazar Bettiah |
| IFSC Code | MAHB0002690 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NEAR OLD POWER HOUSE, TEEN LALTEN CHOWK, BETTIAH, DIST . PASCHIMI CHAMPARAN, BIHAR - 845438 |
| City | Bettiah |
| District | Paschimi Champaran |
| State | Bihar |
| STD Code | 91 |
| Phone | 9031046792 |
Bank profile
Bank of Maharashtra is among the recognised banks listed on the Reserve Bank of India's payments network. The Lal Bazar Bettiah branch — IFSC MAHB0002690 — extends the bank's services to customers in and around Bettiah, Bihar.
Lal Bazar Bettiah branch overview
Located at NEAR OLD POWER HOUSE, TEEN LALTEN CHOWK, BETTIAH, DIST . PASCHIMI CHAMPARAN, BIHAR - 845438, the Lal Bazar Bettiah branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC MAHB0002690 is required for all interbank electronic transfers routed through this branch.
Why every Bank of Maharashtra branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including LAL BAZAR BETTIAH of Bank of Maharashtra — its own 11-character IFSC. The code MAHB0002690 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MAHB0002690 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC MAHB0002690
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0002690 across all three.
NEFT to Bank of Maharashtra, LAL BAZAR BETTIAH using IFSC MAHB0002690
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MAHB0002690, and confirm that the system picks up Bank of Maharashtra – LAL BAZAR BETTIAH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to LAL BAZAR BETTIAH
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Maharashtra's LAL BAZAR BETTIAH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MAHB0002690 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Maharashtra LAL BAZAR BETTIAH (IFSC MAHB0002690)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MAHB0002690 in your mobile or internet banking app, and the money is credited to the LAL BAZAR BETTIAH branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Lal Bazar Bettiah
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC MAHB0002690:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at LAL BAZAR BETTIAH is still linked to IFSC MAHB0002690.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC MAHB0002690
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Maharashtra – LAL BAZAR BETTIAH is still mapped to IFSC MAHB0002690. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MAHB0002690 and the beneficiary's account number to complete the transfer.
Account types you can open at the Lal Bazar Bettiah branch
Once you have an account at Bank of Maharashtra – LAL BAZAR BETTIAH, the IFSC MAHB0002690 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Lal Bazar Bettiah branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9031046792.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC MAHB0002690
MICR & cheque-truncation details
Cheques drawn on the Lal Bazar Bettiah branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MAHB0002690 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC MAHB0002690
Bank of Maharashtra customers can register for net banking and the bank's official mobile app once their account at the LAL BAZAR BETTIAH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MAHB0002690 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC MAHB0002690
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Maharashtra – LAL BAZAR BETTIAH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
MAHB0002690. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Lal Bazar Bettiah branch sits at NEAR OLD POWER HOUSE, TEEN LALTEN CHOWK, BETTIAH, DIST . PASCHIMI CHAMPARAN, BIHAR - 845438. If you are travelling from outside Bettiah, search for the branch on a maps application using the bank name and locality, or call 91-9031046792 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MAHB0002690 and your account number.
Verifying IFSC MAHB0002690 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MAHB0002690 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9031046792.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Lal Bazar Bettiah branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC MAHB0002690, however, work 24x7.
Branch address & contact
Bank of MaharashtraLal Bazar Bettiah Branch
NEAR OLD POWER HOUSE, TEEN LALTEN CHOWK, BETTIAH, DIST . PASCHIMI CHAMPARAN, BIHAR - 845438
Bettiah, Bihar
Phone: 91-9031046792
IFSC: MAHB0002690
Frequently asked questions
Can I use IFSC MAHB0002690 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MAHB0002690 to send funds instantly.
Where is Bank of Maharashtra Lal Bazar Bettiah branch located?
Bank of Maharashtra's Lal Bazar Bettiah branch is located at NEAR OLD POWER HOUSE, TEEN LALTEN CHOWK, BETTIAH, DIST . PASCHIMI CHAMPARAN, BIHAR - 845438, Bettiah, Bihar.
How quickly will an NEFT transfer using MAHB0002690 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Lal Bazar Bettiah reflect within 30 minutes.
What is the phone number of Bank of Maharashtra Lal Bazar Bettiah branch?
You can reach the branch at 91-9031046792 during regular banking hours.
Does Bank of Maharashtra Lal Bazar Bettiah branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9031046792 to confirm.
Is IFSC MAHB0002690 valid for NEFT and RTGS?
Yes. IFSC MAHB0002690 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Bank of Maharashtra Lal Bazar Bettiah as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0002690, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code MAHB0002690 belongs to Bank of Maharashtra's LAL BAZAR BETTIAH branch, located at NEAR OLD POWER HOUSE, TEEN LALTEN CHOWK, BETTIAH, DIST . PASCHIMI CHAMPARAN,… in BETTIAH, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
