Below are the complete branch details for Bank of Maharashtra, SARJAPURA ROAD branch, located in BENGALURU, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is MAHB0002551. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case MAHB0002551 for Bank of Maharashtra – SARJAPURA ROAD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, MAHB0002551 is the IFSC of Bank of Maharashtra's SARJAPURA ROAD branch. The format is fixed: MAHB = bank code, 0 = reserved, 002551 = branch identifier.
About Bank of Maharashtra
Bank of Maharashtra operates a wide network of branches across India, including the Sarjapura Road branch in Bengaluru. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, MAHB0002551.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Sarjapura Road |
| IFSC Code | MAHB0002551 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO 79/7, OPP TO CLOUD NINE HOSPITAL, BELLANDUR-SARJAPURA SERVICE ROAD, OUTER RING ROAD, BENGALURU 560103 |
| City | Bengaluru |
| District | Bengaluru Urban |
| State | Karnataka |
| STD Code | 80 |
| Phone | 29902011 |
Sarjapura Road branch overview
Located at NO 79/7, OPP TO CLOUD NINE HOSPITAL, BELLANDUR-SARJAPURA SERVICE ROAD, OUTER RING ROAD, BENGALURU 560103, the Sarjapura Road branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC MAHB0002551 is required for all interbank electronic transfers routed through this branch.
Why every Bank of Maharashtra branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SARJAPURA ROAD of Bank of Maharashtra — its own 11-character IFSC. The code MAHB0002551 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MAHB0002551 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Sarjapura Road branch is mapped to IFSC MAHB0002551 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Maharashtra, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MAHB0002551.
Banking services available
The Sarjapura Road branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 80-29902011.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC MAHB0002551
How to transfer money using IFSC MAHB0002551
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0002551 across all three.
How to use IFSC MAHB0002551 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Maharashtra's SARJAPURA ROAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC MAHB0002551.
- Confirm the bank name auto-populates as Bank of Maharashtra and the branch as SARJAPURA ROAD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SARJAPURA ROAD
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Maharashtra's SARJAPURA ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MAHB0002551 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Maharashtra – SARJAPURA ROAD, use IMPS. With IFSC MAHB0002551 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHB0002551 for Bank of Maharashtra – SARJAPURA ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHB0002551 | Yes – MAHB0002551 | Yes – MAHB0002551 |
For most retail customers crediting the Sarjapura Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Maharashtra's SARJAPURA ROAD branch, the IFSC MAHB0002551 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Sarjapura Road branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC MAHB0002551 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Maharashtra carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MAHB0002551 and the account number together uniquely identify the Sarjapura Road branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC MAHB0002551
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Maharashtra – SARJAPURA ROAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
MAHB0002551. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Sarjapura Road branch sits at NO 79/7, OPP TO CLOUD NINE HOSPITAL, BELLANDUR-SARJAPURA SERVICE ROAD, OUTER RING ROAD, BENGALURU 560103. If you are travelling from outside Bengaluru, search for the branch on a maps application using the bank name and locality, or call 80-29902011 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MAHB0002551 and your account number.
Verifying IFSC MAHB0002551 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MAHB0002551 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 80-29902011.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sarjapura Road branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC MAHB0002551, however, work 24x7.
Branch address & contact
Bank of MaharashtraSarjapura Road Branch
NO 79/7, OPP TO CLOUD NINE HOSPITAL, BELLANDUR-SARJAPURA SERVICE ROAD, OUTER RING ROAD, BENGALURU 560103
Bengaluru, Karnataka
Phone: 80-29902011
IFSC: MAHB0002551
Frequently asked questions
How quickly will an NEFT transfer using MAHB0002551 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Sarjapura Road reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sarjapura Road branch but serve different purposes.
What is the IFSC code of Bank of Maharashtra Sarjapura Road branch?
The IFSC code of Bank of Maharashtra, Sarjapura Road branch is MAHB0002551. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Bank of Maharashtra Sarjapura Road branch located?
Bank of Maharashtra's Sarjapura Road branch is located at NO 79/7, OPP TO CLOUD NINE HOSPITAL, BELLANDUR-SARJAPURA SERVICE ROAD, OUTER RING ROAD, BENGALURU 560103, Bengaluru, Karnataka.
What is the phone number of Bank of Maharashtra Sarjapura Road branch?
You can reach the branch at 80-29902011 during regular banking hours.
Does Bank of Maharashtra Sarjapura Road branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 80-29902011 to confirm.
Is IFSC MAHB0002551 valid for NEFT and RTGS?
Yes. IFSC MAHB0002551 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Bank of Maharashtra Sarjapura Road as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0002551, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code MAHB0002551 belongs to Bank of Maharashtra's SARJAPURA ROAD branch, located at NO 79/7, OPP TO CLOUD NINE HOSPITAL, BELLANDUR-SARJAPURA SERVICE ROAD, OUTER… in BENGALURU, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
