This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Maharashtra, SADASHIVA NAGAR-BELGAUM branch in BELGAUM. The 11-digit IFSC MAHB0000849 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Maharashtra at the SADASHIVA NAGAR-BELGAUM location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, MAHB0000849 is the IFSC of Bank of Maharashtra's SADASHIVA NAGAR-BELGAUM branch. The format is fixed: MAHB = bank code, 0 = reserved, 000849 = branch identifier.
About the bank
Bank of Maharashtra serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sadashiva Nagar-Belgaum branch in Belgaum, Karnataka is part of this network and uses the IFSC code MAHB0000849 for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Sadashiva Nagar-Belgaum |
| IFSC Code | MAHB0000849 |
| MICR Code | Refer to cheque leaf |
| Branch Address | S.O.4842/PLOTNO.B.32,,IXCROSS RD,SADASHIV NAGARBELGAUM |
| City | Belgaum |
| District | Belagavi |
| State | Karnataka |
| STD Code | 91 |
| Phone | 8956939455 |
About this branch
The branch is located at S.O.4842/PLOTNO.B.32,,IXCROSS RD,SADASHIV NAGARBELGAUM. It serves the Belgaum region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Maharashtra. The IFSC MAHB0000849 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Maharashtra's SADASHIVA NAGAR-BELGAUM branch came to be assigned the code MAHB0000849.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MAHB0000849, money simply cannot be routed to the SADASHIVA NAGAR-BELGAUM branch electronically.
Products and account variants supported
Every account opened at the Sadashiva Nagar-Belgaum branch is mapped to IFSC MAHB0000849 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Maharashtra, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MAHB0000849.
Banking services available
The Sadashiva Nagar-Belgaum branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8956939455.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC MAHB0000849
How to transfer money using IFSC MAHB0000849
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0000849 across all three.
NEFT to Bank of Maharashtra, SADASHIVA NAGAR-BELGAUM using IFSC MAHB0000849
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MAHB0000849, and confirm that the system picks up Bank of Maharashtra – SADASHIVA NAGAR-BELGAUM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SADASHIVA NAGAR-BELGAUM
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Maharashtra's SADASHIVA NAGAR-BELGAUM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MAHB0000849 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Maharashtra SADASHIVA NAGAR-BELGAUM (IFSC MAHB0000849)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MAHB0000849 in your mobile or internet banking app, and the money is credited to the SADASHIVA NAGAR-BELGAUM branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Sadashiva Nagar-Belgaum
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC MAHB0000849:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SADASHIVA NAGAR-BELGAUM is still linked to IFSC MAHB0000849.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC MAHB0000849
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Maharashtra – SADASHIVA NAGAR-BELGAUM is still mapped to IFSC MAHB0000849. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MAHB0000849 and the beneficiary's account number to complete the transfer.
Online banking and IFSC MAHB0000849
Bank of Maharashtra customers can register for net banking and the bank's official mobile app once their account at the SADASHIVA NAGAR-BELGAUM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MAHB0000849 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Sadashiva Nagar-Belgaum branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MAHB0000849 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Maharashtra – SADASHIVA NAGAR-BELGAUM:
- The IFSC is exactly MAHB0000849 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Maharashtra as the bank name and SADASHIVA NAGAR-BELGAUM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Sadashiva Nagar-Belgaum branch
The branch is located at S.O.4842/PLOTNO.B.32,,IXCROSS RD,SADASHIV NAGARBELGAUM, which puts it inside Belgaum, the broader Belagavi district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Maharashtra Sadashiva Nagar-Belgaum branch” — the verified location pin for IFSC MAHB0000849 should appear at the top of the results.
- Confirm the branch is open by calling 91-8956939455 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC MAHB0000849 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC MAHB0000849 for Bank of Maharashtra – SADASHIVA NAGAR-BELGAUM, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Sadashiva Nagar-Belgaum are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MAHB0000849 continue to work without interruption.
Branch address & contact
Bank of MaharashtraSadashiva Nagar-Belgaum Branch
S.O.4842/PLOTNO.B.32,,IXCROSS RD,SADASHIV NAGARBELGAUM
Belgaum, Karnataka
Phone: 91-8956939455
IFSC: MAHB0000849
Frequently asked questions
Can I use IFSC MAHB0000849 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MAHB0000849 to send funds instantly.
How do I add Bank of Maharashtra Sadashiva Nagar-Belgaum as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0000849, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC MAHB0000849 the same for all accounts at Sadashiva Nagar-Belgaum branch?
Yes. The IFSC MAHB0000849 is shared by every account held at Bank of Maharashtra's Sadashiva Nagar-Belgaum branch. Only the account number changes from customer to customer.
Where is Bank of Maharashtra Sadashiva Nagar-Belgaum branch located?
Bank of Maharashtra's Sadashiva Nagar-Belgaum branch is located at S.O.4842/PLOTNO.B.32,,IXCROSS RD,SADASHIV NAGARBELGAUM, Belgaum, Karnataka.
What is the phone number of Bank of Maharashtra Sadashiva Nagar-Belgaum branch?
You can reach the branch at 91-8956939455 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sadashiva Nagar-Belgaum branch but serve different purposes.
Final notes
To recap: MAHB0000849 is the IFSC code of Bank of Maharashtra, SADASHIVA NAGAR-BELGAUM branch, in BELGAUM, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
