Below are the complete branch details for Bank of Maharashtra, BANKURA branch, located in BANKURA, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is MAHB0001996. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case MAHB0001996 for Bank of Maharashtra – BANKURA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Maharashtra – BANKURA is MAHB0001996. The first four letters MAHB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001996 map to this branch in BANKURA, WEST BENGAL.
About Bank of Maharashtra
Bank of Maharashtra operates a wide network of branches across India, including the Bankura branch in Bankura. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, MAHB0001996.
About this branch
The branch is located at JUNBEDIA BYPASS MORE BANKURA. It serves the Bankura region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Maharashtra. The IFSC MAHB0001996 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Bankura |
| IFSC Code | MAHB0001996 |
| MICR Code | Refer to cheque leaf |
| Branch Address | JUNBEDIA BYPASS MORE BANKURA |
| City | Bankura |
| District | Bankura |
| State | West Bengal |
| STD Code | 91 |
| Phone | 7596032737 |
Why every Bank of Maharashtra branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BANKURA of Bank of Maharashtra — its own 11-character IFSC. The code MAHB0001996 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MAHB0001996 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Bankura branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MAHB0001996 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC MAHB0001996
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0001996 across all three.
NEFT to Bank of Maharashtra, BANKURA using IFSC MAHB0001996
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MAHB0001996, and confirm that the system picks up Bank of Maharashtra – BANKURA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BANKURA
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Maharashtra's BANKURA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MAHB0001996 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Maharashtra – BANKURA, use IMPS. With IFSC MAHB0001996 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHB0001996 for Bank of Maharashtra – BANKURA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHB0001996 | Yes – MAHB0001996 | Yes – MAHB0001996 |
For most retail customers crediting the Bankura branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Maharashtra's BANKURA branch, the IFSC MAHB0001996 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Bankura branch is mapped to IFSC MAHB0001996 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Maharashtra, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MAHB0001996.
Banking services available
The Bankura branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7596032737.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC MAHB0001996
Digital banking channels
Most day-to-day work that customers used to do at the Bankura branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC MAHB0001996 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Bankura branch sits at JUNBEDIA BYPASS MORE BANKURA. If you are travelling from outside Bankura, search for the branch on a maps application using the bank name and locality, or call 91-7596032737 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MAHB0001996 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Maharashtra – BANKURA:
- The IFSC is exactly MAHB0001996 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Maharashtra as the bank name and BANKURA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bankura branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC MAHB0001996, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC MAHB0001996 for Bank of Maharashtra – BANKURA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bank of MaharashtraBankura Branch
JUNBEDIA BYPASS MORE BANKURA
Bankura, West Bengal
Phone: 91-7596032737
IFSC: MAHB0001996
Frequently asked questions
Where is Bank of Maharashtra Bankura branch located?
Bank of Maharashtra's Bankura branch is located at JUNBEDIA BYPASS MORE BANKURA, Bankura, West Bengal.
What is the IFSC code of Bank of Maharashtra Bankura branch?
The IFSC code of Bank of Maharashtra, Bankura branch is MAHB0001996. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC MAHB0001996 the same for all accounts at Bankura branch?
Yes. The IFSC MAHB0001996 is shared by every account held at Bank of Maharashtra's Bankura branch. Only the account number changes from customer to customer.
What is the phone number of Bank of Maharashtra Bankura branch?
You can reach the branch at 91-7596032737 during regular banking hours.
How quickly will an NEFT transfer using MAHB0001996 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Bankura reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bankura branch but serve different purposes.
Summary
The IFSC code MAHB0001996 belongs to Bank of Maharashtra's BANKURA branch, located at JUNBEDIA BYPASS MORE BANKURA in BANKURA, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
