This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Maharashtra, BADNAPUR branch in BADNAPUR. The 11-digit IFSC MAHB0000204 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Maharashtra at the BADNAPUR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Maharashtra – BADNAPUR is MAHB0000204. The first four letters MAHB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000204 map to this branch in BADNAPUR, MAHARASHTRA.
About the bank
Bank of Maharashtra serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Badnapur branch in Badnapur, Maharashtra is part of this network and uses the IFSC code MAHB0000204 for all electronic settlement.
About this branch
The branch is located at 6B,SECTOR 17, GAT NO.265SAU MARKET YARD, BADNAPUR, 431202. It serves the Badnapur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Maharashtra. The IFSC MAHB0000204 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Badnapur |
| IFSC Code | MAHB0000204 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 6B,SECTOR 17, GAT NO.265SAU MARKET YARD, BADNAPUR, 431202 |
| City | Badnapur |
| District | Jalna |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 8956280731 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Maharashtra's BADNAPUR branch came to be assigned the code MAHB0000204.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MAHB0000204, money simply cannot be routed to the BADNAPUR branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Badnapur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MAHB0000204 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC MAHB0000204
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0000204 across all three.
How to use IFSC MAHB0000204 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Maharashtra's BADNAPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC MAHB0000204.
- Confirm the bank name auto-populates as Bank of Maharashtra and the branch as BADNAPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC MAHB0000204
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Maharashtra – BADNAPUR, ensure your bank's portal accepts IFSC MAHB0000204 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Maharashtra BADNAPUR (IFSC MAHB0000204)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MAHB0000204 in your mobile or internet banking app, and the money is credited to the BADNAPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHB0000204 for Bank of Maharashtra – BADNAPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHB0000204 | Yes – MAHB0000204 | Yes – MAHB0000204 |
For most retail customers crediting the Badnapur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC MAHB0000204
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Maharashtra – BADNAPUR is still mapped to IFSC MAHB0000204. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MAHB0000204 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Badnapur branch is mapped to IFSC MAHB0000204 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Maharashtra, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MAHB0000204.
Banking services available
The Badnapur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8956280731.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC MAHB0000204
Digital banking channels
Most day-to-day work that customers used to do at the Badnapur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC MAHB0000204 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Badnapur branch sits at 6B,SECTOR 17, GAT NO.265SAU MARKET YARD, BADNAPUR, 431202. If you are travelling from outside Badnapur, search for the branch on a maps application using the bank name and locality, or call 91-8956280731 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MAHB0000204 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Maharashtra – BADNAPUR:
- The IFSC is exactly MAHB0000204 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Maharashtra as the bank name and BADNAPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Badnapur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MAHB0000204 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC MAHB0000204 for Bank of Maharashtra – BADNAPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bank of MaharashtraBadnapur Branch
6B,SECTOR 17, GAT NO.265SAU MARKET YARD, BADNAPUR, 431202
Badnapur, Maharashtra
Phone: 91-8956280731
IFSC: MAHB0000204
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Badnapur branch but serve different purposes.
Is IFSC MAHB0000204 the same for all accounts at Badnapur branch?
Yes. The IFSC MAHB0000204 is shared by every account held at Bank of Maharashtra's Badnapur branch. Only the account number changes from customer to customer.
Can I use IFSC MAHB0000204 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MAHB0000204 to send funds instantly.
How do I add Bank of Maharashtra Badnapur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0000204, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Bank of Maharashtra Badnapur branch located?
Bank of Maharashtra's Badnapur branch is located at 6B,SECTOR 17, GAT NO.265SAU MARKET YARD, BADNAPUR, 431202, Badnapur, Maharashtra.
What is the phone number of Bank of Maharashtra Badnapur branch?
You can reach the branch at 91-8956280731 during regular banking hours.
Does Bank of Maharashtra Badnapur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8956280731 to confirm.
How quickly will an NEFT transfer using MAHB0000204 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Badnapur reflect within 30 minutes.
Summary
The IFSC code MAHB0000204 belongs to Bank of Maharashtra's BADNAPUR branch, located at 6B,SECTOR 17, GAT NO.265SAU MARKET YARD, BADNAPUR, 431202 in BADNAPUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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