If you are searching for the IFSC code of Bank of Maharashtra, ARILOVA branch in ARILOVA, ANDHRA PRADESH, this page has every detail you need. The verified IFSC code for this branch is MAHB0002919. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ARILOVA branch, and detailed step-by-step guides for using the IFSC MAHB0002919 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of Maharashtra's ARILOVA branch, the IFSC MAHB0002919 breaks down as follows: MAHB identifies the bank, 0 is the reserved character, and 002919 identifies this particular branch.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Arilova |
| IFSC Code | MAHB0002919 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VIJAYA JOTHI ARCADE, VISHALAKSHI NAGAR, ARILOVA, OPPOSITE VIMS, NATIONAL HIGHWAY 5, DIST. - VISAKHAPATNAM, ANDHRA PRADESH - 530040 |
| City | Arilova |
| District | Visakhapatnam |
| State | Andhra Pradesh |
| STD Code | 91 |
| Phone | 9912012175 |
About the bank
Bank of Maharashtra serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Arilova branch in Arilova, Andhra Pradesh is part of this network and uses the IFSC code MAHB0002919 for all electronic settlement.
Arilova branch overview
Located at VIJAYA JOTHI ARCADE, VISHALAKSHI NAGAR, ARILOVA, OPPOSITE VIMS, NATIONAL HIGHWAY 5, DIST. - VISAKHAPATNAM, ANDHRA PRADESH - 530040, the Arilova branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC MAHB0002919 is required for all interbank electronic transfers routed through this branch.
Why every Bank of Maharashtra branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ARILOVA of Bank of Maharashtra — its own 11-character IFSC. The code MAHB0002919 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MAHB0002919 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC MAHB0002919
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0002919 across all three.
How to use IFSC MAHB0002919 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Maharashtra's ARILOVA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC MAHB0002919.
- Confirm the bank name auto-populates as Bank of Maharashtra and the branch as ARILOVA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to ARILOVA
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Maharashtra's ARILOVA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MAHB0002919 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Maharashtra – ARILOVA, use IMPS. With IFSC MAHB0002919 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHB0002919 for Bank of Maharashtra – ARILOVA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHB0002919 | Yes – MAHB0002919 | Yes – MAHB0002919 |
For most retail customers crediting the Arilova branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC MAHB0002919
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Maharashtra – ARILOVA is still mapped to IFSC MAHB0002919. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MAHB0002919 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Arilova branch is mapped to IFSC MAHB0002919 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Maharashtra, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MAHB0002919.
Banking services available
The Arilova branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9912012175.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC MAHB0002919
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Maharashtra carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MAHB0002919 and the account number together uniquely identify the Arilova branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC MAHB0002919
Bank of Maharashtra customers can register for net banking and the bank's official mobile app once their account at the ARILOVA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MAHB0002919 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Maharashtra – ARILOVA:
- The IFSC is exactly MAHB0002919 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Maharashtra as the bank name and ARILOVA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Arilova branch sits at VIJAYA JOTHI ARCADE, VISHALAKSHI NAGAR, ARILOVA, OPPOSITE VIMS, NATIONAL HIGHWAY 5, DIST. - VISAKHAPATNAM, ANDHRA PRADESH - 530040. If you are travelling from outside Arilova, search for the branch on a maps application using the bank name and locality, or call 91-9912012175 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MAHB0002919 and your account number.
Verifying IFSC MAHB0002919 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MAHB0002919 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9912012175.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Arilova are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MAHB0002919 continue to work without interruption.
Branch address & contact
Bank of MaharashtraArilova Branch
VIJAYA JOTHI ARCADE, VISHALAKSHI NAGAR, ARILOVA, OPPOSITE VIMS, NATIONAL HIGHWAY 5, DIST. - VISAKHAPATNAM, ANDHRA PRADESH - 530040
Arilova, Andhra Pradesh
Phone: 91-9912012175
IFSC: MAHB0002919
Frequently asked questions
Is IFSC MAHB0002919 valid for NEFT and RTGS?
Yes. IFSC MAHB0002919 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using MAHB0002919 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Arilova reflect within 30 minutes.
Can I use IFSC MAHB0002919 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MAHB0002919 to send funds instantly.
What is the phone number of Bank of Maharashtra Arilova branch?
You can reach the branch at 91-9912012175 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Arilova branch but serve different purposes.
How do I add Bank of Maharashtra Arilova as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0002919, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC MAHB0002919 the same for all accounts at Arilova branch?
Yes. The IFSC MAHB0002919 is shared by every account held at Bank of Maharashtra's Arilova branch. Only the account number changes from customer to customer.
Summary
The IFSC code MAHB0002919 belongs to Bank of Maharashtra's ARILOVA branch, located at VIJAYA JOTHI ARCADE, VISHALAKSHI NAGAR, ARILOVA, OPPOSITE VIMS, NATIONAL… in ARILOVA, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
