Below are the complete branch details for Bank of Maharashtra, AMGAON DEVALI branch, located in AMGAON-DEVLI, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is MAHB0001046. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case MAHB0001046 for Bank of Maharashtra – AMGAON DEVALI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Maharashtra – AMGAON DEVALI is MAHB0001046. The first four letters MAHB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001046 map to this branch in AMGAON-DEVLI, MAHARASHTRA.
About Bank of Maharashtra
Bank of Maharashtra operates a wide network of branches across India, including the Amgaon Devali branch in Amgaon-Devli. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, MAHB0001046.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Amgaon Devali |
| IFSC Code | MAHB0001046 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO.3,NEAR BUS STATION, AT POST AMGAON-DEVLI, TAL HINGNA, DIST NAGPUR-441110 |
| City | Amgaon-Devli |
| District | Nagpur |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 7066601046 |
Amgaon Devali branch overview
Located at PLOT NO.3,NEAR BUS STATION, AT POST AMGAON-DEVLI, TAL HINGNA, DIST NAGPUR-441110, the Amgaon Devali branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC MAHB0001046 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Maharashtra's AMGAON DEVALI branch came to be assigned the code MAHB0001046.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MAHB0001046, money simply cannot be routed to the AMGAON DEVALI branch electronically.
Products and account variants supported
Every account opened at the Amgaon Devali branch is mapped to IFSC MAHB0001046 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Maharashtra, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MAHB0001046.
Products and services
Customers walking into the Amgaon Devali branch can access most of Bank of Maharashtra's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC MAHB0001046
How to transfer money using IFSC MAHB0001046
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0001046 across all three.
NEFT to Bank of Maharashtra, AMGAON DEVALI using IFSC MAHB0001046
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MAHB0001046, and confirm that the system picks up Bank of Maharashtra – AMGAON DEVALI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to AMGAON DEVALI
If you need to transfer ₹2 lakh or more in one go to an account at Bank of Maharashtra's AMGAON DEVALI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MAHB0001046 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of Maharashtra AMGAON DEVALI (IFSC MAHB0001046)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MAHB0001046 in your mobile or internet banking app, and the money is credited to the AMGAON DEVALI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHB0001046 for Bank of Maharashtra – AMGAON DEVALI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHB0001046 | Yes – MAHB0001046 | Yes – MAHB0001046 |
For most retail customers crediting the Amgaon Devali branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC MAHB0001046
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Maharashtra – AMGAON DEVALI is still mapped to IFSC MAHB0001046. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MAHB0001046 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Amgaon Devali branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC MAHB0001046 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of Maharashtra carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MAHB0001046 and the account number together uniquely identify the Amgaon Devali branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC MAHB0001046
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Maharashtra – AMGAON DEVALI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
MAHB0001046. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Amgaon Devali branch sits at PLOT NO.3,NEAR BUS STATION, AT POST AMGAON-DEVLI, TAL HINGNA, DIST NAGPUR-441110. If you are travelling from outside Amgaon-Devli, search for the branch on a maps application using the bank name and locality, or call 91-7066601046 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MAHB0001046 and your account number.
Verifying IFSC MAHB0001046 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MAHB0001046 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7066601046.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Amgaon Devali branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC MAHB0001046, however, work 24x7.
Branch address & contact
Bank of MaharashtraAmgaon Devali Branch
PLOT NO.3,NEAR BUS STATION, AT POST AMGAON-DEVLI, TAL HINGNA, DIST NAGPUR-441110
Amgaon-Devli, Maharashtra
Phone: 91-7066601046
IFSC: MAHB0001046
Frequently asked questions
Is IFSC MAHB0001046 the same for all accounts at Amgaon Devali branch?
Yes. The IFSC MAHB0001046 is shared by every account held at Bank of Maharashtra's Amgaon Devali branch. Only the account number changes from customer to customer.
Does Bank of Maharashtra Amgaon Devali branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-7066601046 to confirm.
What is the IFSC code of Bank of Maharashtra Amgaon Devali branch?
The IFSC code of Bank of Maharashtra, Amgaon Devali branch is MAHB0001046. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Bank of Maharashtra Amgaon Devali branch?
You can reach the branch at 91-7066601046 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Amgaon Devali branch but serve different purposes.
How do I add Bank of Maharashtra Amgaon Devali as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0001046, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using MAHB0001046 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Amgaon Devali reflect within 30 minutes.
Summary
The IFSC code MAHB0001046 belongs to Bank of Maharashtra's AMGAON DEVALI branch, located at PLOT NO.3,NEAR BUS STATION, AT POST AMGAON-DEVLI, TAL HINGNA, DIST NAGPUR-441110 in AMGAON-DEVLI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
