This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Maharashtra, AMALAPURAM branch in AMALAPURAM. The 11-digit IFSC MAHB0002225 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Maharashtra at the AMALAPURAM location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, MAHB0002225 is the IFSC of Bank of Maharashtra's AMALAPURAM branch. The format is fixed: MAHB = bank code, 0 = reserved, 002225 = branch identifier.
Bank profile
Bank of Maharashtra is among the recognised banks listed on the Reserve Bank of India's payments network. The Amalapuram branch — IFSC MAHB0002225 — extends the bank's services to customers in and around Amalapuram, Andhra Pradesh.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Amalapuram |
| IFSC Code | MAHB0002225 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 7-2-27, PATCHIGOLA COMPLEXMAIN ROAD, AMALAPURAM |
| City | Amalapuram |
| District | Dr. B.R. Ambedkar Konaseema |
| State | Andhra Pradesh |
| STD Code | 91 |
| Phone | 7799987704 |
About this branch
The branch is located at 7-2-27, PATCHIGOLA COMPLEXMAIN ROAD, AMALAPURAM. It serves the Amalapuram region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Maharashtra. The IFSC MAHB0002225 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Maharashtra's AMALAPURAM branch came to be assigned the code MAHB0002225.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MAHB0002225, money simply cannot be routed to the AMALAPURAM branch electronically.
Products and account variants supported
Every account opened at the Amalapuram branch is mapped to IFSC MAHB0002225 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Maharashtra, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MAHB0002225.
Banking services available
The Amalapuram branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7799987704.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC MAHB0002225
How to transfer money using IFSC MAHB0002225
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0002225 across all three.
How to use IFSC MAHB0002225 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of Maharashtra's AMALAPURAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC MAHB0002225.
- Confirm the bank name auto-populates as Bank of Maharashtra and the branch as AMALAPURAM.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC MAHB0002225
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Maharashtra – AMALAPURAM, ensure your bank's portal accepts IFSC MAHB0002225 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Maharashtra AMALAPURAM (IFSC MAHB0002225)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MAHB0002225 in your mobile or internet banking app, and the money is credited to the AMALAPURAM branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHB0002225 for Bank of Maharashtra – AMALAPURAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHB0002225 | Yes – MAHB0002225 | Yes – MAHB0002225 |
For most retail customers crediting the Amalapuram branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Maharashtra's AMALAPURAM branch, the IFSC MAHB0002225 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Amalapuram branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC MAHB0002225 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Amalapuram branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MAHB0002225 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Maharashtra – AMALAPURAM:
- The IFSC is exactly MAHB0002225 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Maharashtra as the bank name and AMALAPURAM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Amalapuram branch sits at 7-2-27, PATCHIGOLA COMPLEXMAIN ROAD, AMALAPURAM. If you are travelling from outside Amalapuram, search for the branch on a maps application using the bank name and locality, or call 91-7799987704 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MAHB0002225 and your account number.
Verifying IFSC MAHB0002225 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MAHB0002225 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7799987704.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Amalapuram branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC MAHB0002225, however, work 24x7.
Branch address & contact
Bank of MaharashtraAmalapuram Branch
7-2-27, PATCHIGOLA COMPLEXMAIN ROAD, AMALAPURAM
Amalapuram, Andhra Pradesh
Phone: 91-7799987704
IFSC: MAHB0002225
Frequently asked questions
What is the phone number of Bank of Maharashtra Amalapuram branch?
You can reach the branch at 91-7799987704 during regular banking hours.
Can I use IFSC MAHB0002225 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MAHB0002225 to send funds instantly.
Is IFSC MAHB0002225 the same for all accounts at Amalapuram branch?
Yes. The IFSC MAHB0002225 is shared by every account held at Bank of Maharashtra's Amalapuram branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using MAHB0002225 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Amalapuram reflect within 30 minutes.
Does Bank of Maharashtra Amalapuram branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-7799987704 to confirm.
Where is Bank of Maharashtra Amalapuram branch located?
Bank of Maharashtra's Amalapuram branch is located at 7-2-27, PATCHIGOLA COMPLEXMAIN ROAD, AMALAPURAM, Amalapuram, Andhra Pradesh.
How do I add Bank of Maharashtra Amalapuram as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0002225, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Amalapuram branch but serve different purposes.
Final notes
To recap: MAHB0002225 is the IFSC code of Bank of Maharashtra, AMALAPURAM branch, in AMALAPURAM, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
