Below are the complete branch details for Bank of Maharashtra, AHMEDABAD-AMBAWADI branch, located in AHMEDABAD, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is MAHB0000971. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case MAHB0000971 for Bank of Maharashtra – AHMEDABAD-AMBAWADI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of Maharashtra – AHMEDABAD-AMBAWADI is MAHB0000971. The first four letters MAHB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000971 map to this branch in AHMEDABAD, GUJARAT.
About the bank
Bank of Maharashtra serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ahmedabad-Ambawadi branch in Ahmedabad, Gujarat is part of this network and uses the IFSC code MAHB0000971 for all electronic settlement.
About the Ahmedabad-Ambawadi branch
The Ahmedabad-Ambawadi branch of Bank of Maharashtra is situated at LAND MARK APTS,SHAHAJANAND COLLEGE RD,AMBAWADI,AHMADABAD,380015. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code MAHB0000971 is used.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Ahmedabad-Ambawadi |
| IFSC Code | MAHB0000971 |
| MICR Code | Refer to cheque leaf |
| Branch Address | LAND MARK APTS,SHAHAJANAND COLLEGE RD,AMBAWADI,AHMADABAD,380015 |
| City | Ahmedabad |
| District | Ahmedabad |
| State | Gujarat |
| STD Code | 91 |
| Phone | 6357374017 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Maharashtra's AHMEDABAD-AMBAWADI branch came to be assigned the code MAHB0000971.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MAHB0000971, money simply cannot be routed to the AHMEDABAD-AMBAWADI branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Ahmedabad-Ambawadi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MAHB0000971 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC MAHB0000971
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0000971 across all three.
NEFT to Bank of Maharashtra, AHMEDABAD-AMBAWADI using IFSC MAHB0000971
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MAHB0000971, and confirm that the system picks up Bank of Maharashtra – AHMEDABAD-AMBAWADI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC MAHB0000971
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Maharashtra – AHMEDABAD-AMBAWADI, ensure your bank's portal accepts IFSC MAHB0000971 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of Maharashtra – AHMEDABAD-AMBAWADI, use IMPS. With IFSC MAHB0000971 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHB0000971 for Bank of Maharashtra – AHMEDABAD-AMBAWADI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHB0000971 | Yes – MAHB0000971 | Yes – MAHB0000971 |
For most retail customers crediting the Ahmedabad-Ambawadi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC MAHB0000971
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of Maharashtra – AHMEDABAD-AMBAWADI is still mapped to IFSC MAHB0000971. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MAHB0000971 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Ahmedabad-Ambawadi branch is mapped to IFSC MAHB0000971 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Maharashtra, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MAHB0000971.
Products and services
Customers walking into the Ahmedabad-Ambawadi branch can access most of Bank of Maharashtra's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC MAHB0000971
Digital banking channels
Most day-to-day work that customers used to do at the Ahmedabad-Ambawadi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC MAHB0000971 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Ahmedabad-Ambawadi branch
The branch is located at LAND MARK APTS,SHAHAJANAND COLLEGE RD,AMBAWADI,AHMADABAD,380015, which puts it inside Ahmedabad, the broader Ahmedabad district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Maharashtra Ahmedabad-Ambawadi branch” — the verified location pin for IFSC MAHB0000971 should appear at the top of the results.
- Confirm the branch is open by calling 91-6357374017 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC MAHB0000971 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Maharashtra – AHMEDABAD-AMBAWADI:
- The IFSC is exactly MAHB0000971 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of Maharashtra as the bank name and AHMEDABAD-AMBAWADI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ahmedabad-Ambawadi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC MAHB0000971, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC MAHB0000971 for Bank of Maharashtra – AHMEDABAD-AMBAWADI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bank of MaharashtraAhmedabad-Ambawadi Branch
LAND MARK APTS,SHAHAJANAND COLLEGE RD,AMBAWADI,AHMADABAD,380015
Ahmedabad, Gujarat
Phone: 91-6357374017
IFSC: MAHB0000971
Frequently asked questions
Where is Bank of Maharashtra Ahmedabad-Ambawadi branch located?
Bank of Maharashtra's Ahmedabad-Ambawadi branch is located at LAND MARK APTS,SHAHAJANAND COLLEGE RD,AMBAWADI,AHMADABAD,380015, Ahmedabad, Gujarat.
What is the phone number of Bank of Maharashtra Ahmedabad-Ambawadi branch?
You can reach the branch at 91-6357374017 during regular banking hours.
Is IFSC MAHB0000971 the same for all accounts at Ahmedabad-Ambawadi branch?
Yes. The IFSC MAHB0000971 is shared by every account held at Bank of Maharashtra's Ahmedabad-Ambawadi branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using MAHB0000971 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Ahmedabad-Ambawadi reflect within 30 minutes.
How do I add Bank of Maharashtra Ahmedabad-Ambawadi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0000971, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC MAHB0000971 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MAHB0000971 to send funds instantly.
Is IFSC MAHB0000971 valid for NEFT and RTGS?
Yes. IFSC MAHB0000971 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: MAHB0000971 is the IFSC code of Bank of Maharashtra, AHMEDABAD-AMBAWADI branch, in AHMEDABAD, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
