IFSC Code of Bank of Maharashtra, Sikandra, Agra Branch, Uttar Pradesh

Use this page as a one-stop reference for everything related to Bank of Maharashtra's SIKANDRA, AGRA branch in AGRA, UTTAR PRADESH. The branch's IFSC code MAHB0001523 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, MAHB0001523 is the IFSC of Bank of Maharashtra's SIKANDRA, AGRA branch. The format is fixed: MAHB = bank code, 0 = reserved, 001523 = branch identifier.

Bank profile

Bank of Maharashtra is among the recognised banks listed on the Reserve Bank of India's payments network. The Sikandra, Agra branch — IFSC MAHB0001523 — extends the bank's services to customers in and around Agra, Uttar Pradesh.

Branch details at a glance

About this branch

The branch is located at PLOT NO. 1865, SECTOR 7, AVAS VIKAS COLONY, SIKANDRA, DIST. - AGRA, UTTAR PRADESH - 282007. It serves the Agra region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of Maharashtra. The IFSC MAHB0001523 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of Maharashtra's SIKANDRA, AGRA branch came to be assigned the code MAHB0001523.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MAHB0001523, money simply cannot be routed to the SIKANDRA, AGRA branch electronically.

Account types you can open at the Sikandra, Agra branch

Once you have an account at Bank of Maharashtra – SIKANDRA, AGRA, the IFSC MAHB0001523 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Sikandra, Agra branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9355887121.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC MAHB0001523

How to transfer money using IFSC MAHB0001523

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0001523 across all three.

NEFT to Bank of Maharashtra, SIKANDRA, AGRA using IFSC MAHB0001523

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MAHB0001523, and confirm that the system picks up Bank of Maharashtra – SIKANDRA, AGRA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SIKANDRA, AGRA

If you need to transfer ₹2 lakh or more in one go to an account at Bank of Maharashtra's SIKANDRA, AGRA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MAHB0001523 while initiating the transfer and the credit will appear within minutes.

IMPS to Bank of Maharashtra SIKANDRA, AGRA (IFSC MAHB0001523)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MAHB0001523 in your mobile or internet banking app, and the money is credited to the SIKANDRA, AGRA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Sikandra, Agra

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC MAHB0001523:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SIKANDRA, AGRA is still linked to IFSC MAHB0001523.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Maharashtra's SIKANDRA, AGRA branch, the IFSC MAHB0001523 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC MAHB0001523

Bank of Maharashtra customers can register for net banking and the bank's official mobile app once their account at the SIKANDRA, AGRA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MAHB0001523 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bank of Maharashtra carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MAHB0001523 and the account number together uniquely identify the Sikandra, Agra branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of Maharashtra – SIKANDRA, AGRA:

• The IFSC is exactly MAHB0001523 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of Maharashtra as the bank name and SIKANDRA, AGRA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Sikandra, Agra branch

The branch is located at PLOT NO. 1865, SECTOR 7, AVAS VIKAS COLONY, SIKANDRA, DIST. - AGRA, UTTAR PRADESH - 282007, which puts it inside Agra, the broader Agra district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of Maharashtra Sikandra, Agra branch” — the verified location pin for IFSC MAHB0001523 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9355887121 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC MAHB0001523 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC MAHB0001523 for Bank of Maharashtra – SIKANDRA, AGRA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Sikandra, Agra are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MAHB0001523 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: MAHB0001523 is the IFSC code of Bank of Maharashtra, SIKANDRA, AGRA branch, in AGRA, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.