This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of Maharashtra, ACHARA branch in ACHARE. The 11-digit IFSC MAHB0000710 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of Maharashtra at the ACHARA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, MAHB0000710 is the IFSC of Bank of Maharashtra's ACHARA branch. The format is fixed: MAHB = bank code, 0 = reserved, 000710 = branch identifier.
About the bank
Bank of Maharashtra serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Achara branch in Achare, Maharashtra is part of this network and uses the IFSC code MAHB0000710 for all electronic settlement.
About the Achara branch
The Achara branch of Bank of Maharashtra is situated at SHRAMSAPHALYA , BAZAR ROAD, ACHARE, TEH. MALVAN. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code MAHB0000710 is used.
Branch details at a glance
| Bank Name | Bank of Maharashtra |
|---|---|
| Branch | Achara |
| IFSC Code | MAHB0000710 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHRAMSAPHALYA , BAZAR ROAD, ACHARE, TEH. MALVAN |
| City | Achare |
| District | Sindhudurg |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 8956350568 |
Why every Bank of Maharashtra branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ACHARA of Bank of Maharashtra — its own 11-character IFSC. The code MAHB0000710 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MAHB0000710 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Achara branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MAHB0000710 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC MAHB0000710
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHB0000710 across all three.
NEFT to Bank of Maharashtra, ACHARA using IFSC MAHB0000710
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MAHB0000710, and confirm that the system picks up Bank of Maharashtra – ACHARA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC MAHB0000710
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of Maharashtra – ACHARA, ensure your bank's portal accepts IFSC MAHB0000710 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of Maharashtra ACHARA (IFSC MAHB0000710)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MAHB0000710 in your mobile or internet banking app, and the money is credited to the ACHARA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHB0000710 for Bank of Maharashtra – ACHARA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHB0000710 | Yes – MAHB0000710 | Yes – MAHB0000710 |
For most retail customers crediting the Achara branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of Maharashtra's ACHARA branch, the IFSC MAHB0000710 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Achara branch is mapped to IFSC MAHB0000710 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of Maharashtra, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MAHB0000710.
Banking services available
The Achara branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8956350568.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC MAHB0000710
Online banking and IFSC MAHB0000710
Bank of Maharashtra customers can register for net banking and the bank's official mobile app once their account at the ACHARA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MAHB0000710 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Achara branch
The branch is located at SHRAMSAPHALYA , BAZAR ROAD, ACHARE, TEH. MALVAN, which puts it inside Achare, the broader Sindhudurg district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Bank of Maharashtra Achara branch” — the verified location pin for IFSC MAHB0000710 should appear at the top of the results.
- Confirm the branch is open by calling 91-8956350568 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC MAHB0000710 and your account number.
Common mistakes to avoid when using IFSC MAHB0000710
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of Maharashtra – ACHARA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
MAHB0000710. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Achara branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC MAHB0000710, however, work 24x7.
Verifying IFSC MAHB0000710 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MAHB0000710 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8956350568.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of MaharashtraAchara Branch
SHRAMSAPHALYA , BAZAR ROAD, ACHARE, TEH. MALVAN
Achare, Maharashtra
Phone: 91-8956350568
IFSC: MAHB0000710
Frequently asked questions
Is IFSC MAHB0000710 valid for NEFT and RTGS?
Yes. IFSC MAHB0000710 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Bank of Maharashtra Achara branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8956350568 to confirm.
Where is Bank of Maharashtra Achara branch located?
Bank of Maharashtra's Achara branch is located at SHRAMSAPHALYA , BAZAR ROAD, ACHARE, TEH. MALVAN, Achare, Maharashtra.
Is IFSC MAHB0000710 the same for all accounts at Achara branch?
Yes. The IFSC MAHB0000710 is shared by every account held at Bank of Maharashtra's Achara branch. Only the account number changes from customer to customer.
How do I add Bank of Maharashtra Achara as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHB0000710, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using MAHB0000710 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of Maharashtra – Achara reflect within 30 minutes.
Can I use IFSC MAHB0000710 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MAHB0000710 to send funds instantly.
Summary
The IFSC code MAHB0000710 belongs to Bank of Maharashtra's ACHARA branch, located at SHRAMSAPHALYA , BAZAR ROAD, ACHARE, TEH. MALVAN in ACHARE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
