If you are searching for the IFSC code of Bank of India, YANAM branch in YANNAM, PUDUCHERRY, this page has every detail you need. The verified IFSC code for this branch is BKID0005613. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the YANAM branch, and detailed step-by-step guides for using the IFSC BKID0005613 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0005613 is the IFSC of Bank of India's YANAM branch. The format is fixed: BKID = bank code, 0 = reserved, 005613 = branch identifier.
About Bank of India
Bank of India operates a wide network of branches across India, including the Yanam branch in Yannam. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0005613.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Yanam |
| IFSC Code | BKID0005613 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DOOR NO 3 1 8 RAZAK MANZILBAC STREET |
| City | Yannam |
| District | Yannam |
| State | Puducherry |
| STD Code | 884 |
| Phone | 884232338 |
About the Yanam branch
The Yanam branch of Bank of India is situated at DOOR NO 3 1 8 RAZAK MANZILBAC STREET. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0005613 is used.
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including YANAM of Bank of India — its own 11-character IFSC. The code BKID0005613 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0005613 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Yanam branch is mapped to IFSC BKID0005613 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0005613.
Banking services available
The Yanam branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 884-884232338.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0005613
How to transfer money using IFSC BKID0005613
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0005613 across all three.
NEFT to Bank of India, YANAM using IFSC BKID0005613
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0005613, and confirm that the system picks up Bank of India – YANAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BKID0005613
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – YANAM, ensure your bank's portal accepts IFSC BKID0005613 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of India YANAM (IFSC BKID0005613)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0005613 in your mobile or internet banking app, and the money is credited to the YANAM branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0005613 for Bank of India – YANAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0005613 | Yes – BKID0005613 | Yes – BKID0005613 |
For most retail customers crediting the Yanam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0005613
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – YANAM is still mapped to IFSC BKID0005613. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0005613 and the beneficiary's account number to complete the transfer.
Online banking and IFSC BKID0005613
Bank of India customers can register for net banking and the bank's official mobile app once their account at the YANAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0005613 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0005613 and the account number together uniquely identify the Yanam branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC BKID0005613
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – YANAM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0005613. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Yanam branch
The branch is located at DOOR NO 3 1 8 RAZAK MANZILBAC STREET, which puts it inside Yannam, the broader Yannam district, and the state of Puducherry. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Yanam branch” — the verified location pin for IFSC BKID0005613 should appear at the top of the results.
- Confirm the branch is open by calling 884-884232338 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0005613 and your account number.
Verifying IFSC BKID0005613 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0005613 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 884-884232338.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Yanam branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0005613, however, work 24x7.
Branch address & contact
Bank of IndiaYanam Branch
DOOR NO 3 1 8 RAZAK MANZILBAC STREET
Yannam, Puducherry
Phone: 884-884232338
IFSC: BKID0005613
Frequently asked questions
Is IFSC BKID0005613 valid for NEFT and RTGS?
Yes. IFSC BKID0005613 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Bank of India Yanam as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0005613, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Yanam branch but serve different purposes.
How quickly will an NEFT transfer using BKID0005613 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Yanam reflect within 30 minutes.
Is IFSC BKID0005613 the same for all accounts at Yanam branch?
Yes. The IFSC BKID0005613 is shared by every account held at Bank of India's Yanam branch. Only the account number changes from customer to customer.
What is the phone number of Bank of India Yanam branch?
You can reach the branch at 884-884232338 during regular banking hours.
Does Bank of India Yanam branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 884-884232338 to confirm.
Summary
The IFSC code BKID0005613 belongs to Bank of India's YANAM branch, located at DOOR NO 3 1 8 RAZAK MANZILBAC STREET in YANNAM, PUDUCHERRY. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
