Use this page as a one-stop reference for everything related to Bank of India's WARTHI branch in WARTHI, MAHARASHTRA. The branch's IFSC code BKID0009207 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0009207 is the IFSC of Bank of India's WARTHI branch. The format is fixed: BKID = bank code, 0 = reserved, 009207 = branch identifier.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Warthi |
| IFSC Code | BKID0009207 |
| MICR Code | Refer to cheque leaf |
| Branch Address | STATION ROADWARTHI DIST BHANDARA |
| City | Warthi |
| District | Warthi |
| State | Maharashtra |
| STD Code | 7197 |
| Phone | 7197285531 |
About Bank of India
Bank of India operates a wide network of branches across India, including the Warthi branch in Warthi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0009207.
Warthi branch overview
Located at STATION ROADWARTHI DIST BHANDARA, the Warthi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BKID0009207 is required for all interbank electronic transfers routed through this branch.
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including WARTHI of Bank of India — its own 11-character IFSC. The code BKID0009207 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0009207 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BKID0009207
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0009207 across all three.
NEFT to Bank of India, WARTHI using IFSC BKID0009207
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0009207, and confirm that the system picks up Bank of India – WARTHI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BKID0009207
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – WARTHI, ensure your bank's portal accepts IFSC BKID0009207 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of India WARTHI (IFSC BKID0009207)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0009207 in your mobile or internet banking app, and the money is credited to the WARTHI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0009207 for Bank of India – WARTHI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0009207 | Yes – BKID0009207 | Yes – BKID0009207 |
For most retail customers crediting the Warthi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's WARTHI branch, the IFSC BKID0009207 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Warthi branch
Once you have an account at Bank of India – WARTHI, the IFSC BKID0009207 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Warthi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7197-7197285531.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0009207
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0009207 and the account number together uniquely identify the Warthi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Warthi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0009207 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – WARTHI:
- The IFSC is exactly BKID0009207 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and WARTHI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Warthi branch
The branch is located at STATION ROADWARTHI DIST BHANDARA, which puts it inside Warthi, the broader Warthi district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Warthi branch” — the verified location pin for IFSC BKID0009207 should appear at the top of the results.
- Confirm the branch is open by calling 7197-7197285531 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0009207 and your account number.
Verifying IFSC BKID0009207 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0009207 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 7197-7197285531.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Warthi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0009207, however, work 24x7.
Branch address & contact
Bank of IndiaWarthi Branch
STATION ROADWARTHI DIST BHANDARA
Warthi, Maharashtra
Phone: 7197-7197285531
IFSC: BKID0009207
Frequently asked questions
Does Bank of India Warthi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 7197-7197285531 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Warthi branch but serve different purposes.
Is IFSC BKID0009207 the same for all accounts at Warthi branch?
Yes. The IFSC BKID0009207 is shared by every account held at Bank of India's Warthi branch. Only the account number changes from customer to customer.
Is IFSC BKID0009207 valid for NEFT and RTGS?
Yes. IFSC BKID0009207 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Bank of India Warthi branch located?
Bank of India's Warthi branch is located at STATION ROADWARTHI DIST BHANDARA, Warthi, Maharashtra.
What is the phone number of Bank of India Warthi branch?
You can reach the branch at 7197-7197285531 during regular banking hours.
How quickly will an NEFT transfer using BKID0009207 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Warthi reflect within 30 minutes.
What is the IFSC code of Bank of India Warthi branch?
The IFSC code of Bank of India, Warthi branch is BKID0009207. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code BKID0009207 belongs to Bank of India's WARTHI branch, located at STATION ROADWARTHI DIST BHANDARA in WARTHI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
