This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of India, VIZIANAGARAM CANTONMENT branch in VIZIANAGARAM. The 11-digit IFSC BKID0009992 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of India at the VIZIANAGARAM CANTONMENT location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0009992 is the IFSC of Bank of India's VIZIANAGARAM CANTONMENT branch. The format is fixed: BKID = bank code, 0 = reserved, 009992 = branch identifier.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Vizianagaram Cantonment |
| IFSC Code | BKID0009992 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KVR EMPIRE,VIZIANAGARAM CANTONMENT AREA,VIZIANAGRAM- 535003 |
| City | Vizianagaram |
| District | Vizianagaram |
| State | Andhra Pradesh |
| STD Code | 91 |
| Phone | 6301555308 |
About the bank
Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Vizianagaram Cantonment branch in Vizianagaram, Andhra Pradesh is part of this network and uses the IFSC code BKID0009992 for all electronic settlement.
About the Vizianagaram Cantonment branch
The Vizianagaram Cantonment branch of Bank of India is situated at KVR EMPIRE,VIZIANAGARAM CANTONMENT AREA,VIZIANAGRAM- 535003. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0009992 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's VIZIANAGARAM CANTONMENT branch came to be assigned the code BKID0009992.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0009992, money simply cannot be routed to the VIZIANAGARAM CANTONMENT branch electronically.
How to transfer money using IFSC BKID0009992
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0009992 across all three.
NEFT to Bank of India, VIZIANAGARAM CANTONMENT using IFSC BKID0009992
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0009992, and confirm that the system picks up Bank of India – VIZIANAGARAM CANTONMENT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to VIZIANAGARAM CANTONMENT
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's VIZIANAGARAM CANTONMENT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0009992 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – VIZIANAGARAM CANTONMENT, use IMPS. With IFSC BKID0009992 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0009992 for Bank of India – VIZIANAGARAM CANTONMENT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0009992 | Yes – BKID0009992 | Yes – BKID0009992 |
For most retail customers crediting the Vizianagaram Cantonment branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0009992
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – VIZIANAGARAM CANTONMENT is still mapped to IFSC BKID0009992. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0009992 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Vizianagaram Cantonment branch is mapped to IFSC BKID0009992 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0009992.
Banking services available
The Vizianagaram Cantonment branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-6301555308.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0009992
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0009992 and the account number together uniquely identify the Vizianagaram Cantonment branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC BKID0009992
Bank of India customers can register for net banking and the bank's official mobile app once their account at the VIZIANAGARAM CANTONMENT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0009992 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC BKID0009992
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – VIZIANAGARAM CANTONMENT, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0009992. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Vizianagaram Cantonment branch
The branch is located at KVR EMPIRE,VIZIANAGARAM CANTONMENT AREA,VIZIANAGRAM- 535003, which puts it inside Vizianagaram, the broader Vizianagaram district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Vizianagaram Cantonment branch” — the verified location pin for IFSC BKID0009992 should appear at the top of the results.
- Confirm the branch is open by calling 91-6301555308 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0009992 and your account number.
Verifying IFSC BKID0009992 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0009992 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-6301555308.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Vizianagaram Cantonment are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0009992 continue to work without interruption.
Branch address & contact
Bank of IndiaVizianagaram Cantonment Branch
KVR EMPIRE,VIZIANAGARAM CANTONMENT AREA,VIZIANAGRAM- 535003
Vizianagaram, Andhra Pradesh
Phone: 91-6301555308
IFSC: BKID0009992
Frequently asked questions
Can I use IFSC BKID0009992 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0009992 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Vizianagaram Cantonment branch but serve different purposes.
Does Bank of India Vizianagaram Cantonment branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-6301555308 to confirm.
How quickly will an NEFT transfer using BKID0009992 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Vizianagaram Cantonment reflect within 30 minutes.
Where is Bank of India Vizianagaram Cantonment branch located?
Bank of India's Vizianagaram Cantonment branch is located at KVR EMPIRE,VIZIANAGARAM CANTONMENT AREA,VIZIANAGRAM- 535003, Vizianagaram, Andhra Pradesh.
What is the IFSC code of Bank of India Vizianagaram Cantonment branch?
The IFSC code of Bank of India, Vizianagaram Cantonment branch is BKID0009992. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Bank of India Vizianagaram Cantonment as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0009992, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: BKID0009992 is the IFSC code of Bank of India, VIZIANAGARAM CANTONMENT branch, in VIZIANAGARAM, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
