This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of India, VIJAYAWDA SERVICE branch in VIJAYAWADA. The 11-digit IFSC BKID0005642 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of India at the VIJAYAWDA SERVICE location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0005642 is the IFSC of Bank of India's VIJAYAWDA SERVICE branch. The format is fixed: BKID = bank code, 0 = reserved, 005642 = branch identifier.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Vijayawda Service |
| IFSC Code | BKID0005642 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 1ST FLOOR SRIDEVI COMPLEX JDHOSPITAL ROADGOVERNORPETA VIJAYAWADA DIST KRISHNA AP |
| City | Vijayawada |
| District | Vijayawada |
| State | Andhra Pradesh |
| STD Code | 866 |
| Phone | 8662571985 |
Bank profile
Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Vijayawda Service branch — IFSC BKID0005642 — extends the bank's services to customers in and around Vijayawada, Andhra Pradesh.
About the Vijayawda Service branch
The Vijayawda Service branch of Bank of India is situated at 1ST FLOOR SRIDEVI COMPLEX JDHOSPITAL ROADGOVERNORPETA VIJAYAWADA DIST KRISHNA AP. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0005642 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's VIJAYAWDA SERVICE branch came to be assigned the code BKID0005642.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0005642, money simply cannot be routed to the VIJAYAWDA SERVICE branch electronically.
How to transfer money using IFSC BKID0005642
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0005642 across all three.
How to use IFSC BKID0005642 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's VIJAYAWDA SERVICE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BKID0005642.
- Confirm the bank name auto-populates as Bank of India and the branch as VIJAYAWDA SERVICE.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to VIJAYAWDA SERVICE
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's VIJAYAWDA SERVICE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0005642 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of India VIJAYAWDA SERVICE (IFSC BKID0005642)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0005642 in your mobile or internet banking app, and the money is credited to the VIJAYAWDA SERVICE branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0005642 for Bank of India – VIJAYAWDA SERVICE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0005642 | Yes – BKID0005642 | Yes – BKID0005642 |
For most retail customers crediting the Vijayawda Service branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's VIJAYAWDA SERVICE branch, the IFSC BKID0005642 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Vijayawda Service branch
Once you have an account at Bank of India – VIJAYAWDA SERVICE, the IFSC BKID0005642 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Vijayawda Service branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0005642
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0005642 and the account number together uniquely identify the Vijayawda Service branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Vijayawda Service branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0005642 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – VIJAYAWDA SERVICE:
- The IFSC is exactly BKID0005642 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and VIJAYAWDA SERVICE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Vijayawda Service branch
The branch is located at 1ST FLOOR SRIDEVI COMPLEX JDHOSPITAL ROADGOVERNORPETA VIJAYAWADA DIST KRISHNA AP, which puts it inside Vijayawada, the broader Vijayawada district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Vijayawda Service branch” — the verified location pin for IFSC BKID0005642 should appear at the top of the results.
- Confirm the branch is open by calling 866-8662571985 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0005642 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BKID0005642 for Bank of India – VIJAYAWDA SERVICE, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Vijayawda Service are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0005642 continue to work without interruption.
Branch address & contact
Bank of IndiaVijayawda Service Branch
1ST FLOOR SRIDEVI COMPLEX JDHOSPITAL ROADGOVERNORPETA VIJAYAWADA DIST KRISHNA AP
Vijayawada, Andhra Pradesh
Phone: 866-8662571985
IFSC: BKID0005642
Frequently asked questions
How quickly will an NEFT transfer using BKID0005642 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Vijayawda Service reflect within 30 minutes.
Where is Bank of India Vijayawda Service branch located?
Bank of India's Vijayawda Service branch is located at 1ST FLOOR SRIDEVI COMPLEX JDHOSPITAL ROADGOVERNORPETA VIJAYAWADA DIST KRISHNA AP, Vijayawada, Andhra Pradesh.
Is IFSC BKID0005642 valid for NEFT and RTGS?
Yes. IFSC BKID0005642 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Vijayawda Service branch but serve different purposes.
Does Bank of India Vijayawda Service branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 866-8662571985 to confirm.
Is IFSC BKID0005642 the same for all accounts at Vijayawda Service branch?
Yes. The IFSC BKID0005642 is shared by every account held at Bank of India's Vijayawda Service branch. Only the account number changes from customer to customer.
How do I add Bank of India Vijayawda Service as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0005642, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Bank of India Vijayawda Service branch?
You can reach the branch at 866-8662571985 during regular banking hours.
Summary
The IFSC code BKID0005642 belongs to Bank of India's VIJAYAWDA SERVICE branch, located at 1ST FLOOR SRIDEVI COMPLEX JDHOSPITAL ROADGOVERNORPETA VIJAYAWADA DIST KRISHNA AP in VIJAYAWADA, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
