Below are the complete branch details for Bank of India, VIJAYAWADA ZONAL OFFICE branch, located in VIJAYAWADA, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is BKID000ZO90. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BKID000ZO90 for Bank of India – VIJAYAWADA ZONAL OFFICE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of India's VIJAYAWADA ZONAL OFFICE branch, the IFSC BKID000ZO90 breaks down as follows: BKID identifies the bank, 0 is the reserved character, and 00ZO90 identifies this particular branch.
About Bank of India
Bank of India operates a wide network of branches across India, including the Vijayawada Zonal Office branch in Vijayawada. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID000ZO90.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Vijayawada Zonal Office |
| IFSC Code | BKID000ZO90 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BANK OF INDIA VIJAYAWADA ZONAL OFFICE DRNO31 23 23 1A P V R COMPLEX 1ST FLOOR BESIDE BSNL BHAVAN VIJAYAWADA 522004 ANDHRA PRADESH |
| City | Vijayawada |
| District | Krishna |
| State | Andhra Pradesh |
| STD Code | 91 |
| Phone | 9421392629 |
About the Vijayawada Zonal Office branch
The Vijayawada Zonal Office branch of Bank of India is situated at BANK OF INDIA VIJAYAWADA ZONAL OFFICE DRNO31 23 23 1A P V R COMPLEX 1ST FLOOR BESIDE BSNL BHAVAN VIJAYAWADA 522004 ANDHRA PRADESH. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID000ZO90 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's VIJAYAWADA ZONAL OFFICE branch came to be assigned the code BKID000ZO90.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID000ZO90, money simply cannot be routed to the VIJAYAWADA ZONAL OFFICE branch electronically.
Products and account variants supported
Every account opened at the Vijayawada Zonal Office branch is mapped to IFSC BKID000ZO90 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID000ZO90.
Products and services
Customers walking into the Vijayawada Zonal Office branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID000ZO90
How to transfer money using IFSC BKID000ZO90
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID000ZO90 across all three.
How to use IFSC BKID000ZO90 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's VIJAYAWADA ZONAL OFFICE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BKID000ZO90.
- Confirm the bank name auto-populates as Bank of India and the branch as VIJAYAWADA ZONAL OFFICE.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BKID000ZO90
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – VIJAYAWADA ZONAL OFFICE, ensure your bank's portal accepts IFSC BKID000ZO90 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – VIJAYAWADA ZONAL OFFICE, use IMPS. With IFSC BKID000ZO90 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Vijayawada Zonal Office
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BKID000ZO90:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at VIJAYAWADA ZONAL OFFICE is still linked to IFSC BKID000ZO90.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's VIJAYAWADA ZONAL OFFICE branch, the IFSC BKID000ZO90 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Vijayawada Zonal Office branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID000ZO90 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Vijayawada Zonal Office branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID000ZO90 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – VIJAYAWADA ZONAL OFFICE:
- The IFSC is exactly BKID000ZO90 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and VIJAYAWADA ZONAL OFFICE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Vijayawada Zonal Office branch sits at BANK OF INDIA VIJAYAWADA ZONAL OFFICE DRNO31 23 23 1A P V R COMPLEX 1ST FLOOR BESIDE BSNL BHAVAN VIJAYAWADA 522004 ANDHRA PRADESH. If you are travelling from outside Vijayawada, search for the branch on a maps application using the bank name and locality, or call 91-9421392629 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID000ZO90 and your account number.
Verifying IFSC BKID000ZO90 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID000ZO90 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9421392629.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Vijayawada Zonal Office branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID000ZO90, however, work 24x7.
Branch address & contact
Bank of IndiaVijayawada Zonal Office Branch
BANK OF INDIA VIJAYAWADA ZONAL OFFICE DRNO31 23 23 1A P V R COMPLEX 1ST FLOOR BESIDE BSNL BHAVAN VIJAYAWADA 522004 ANDHRA PRADESH
Vijayawada, Andhra Pradesh
Phone: 91-9421392629
IFSC: BKID000ZO90
Frequently asked questions
Is IFSC BKID000ZO90 valid for NEFT and RTGS?
Yes. IFSC BKID000ZO90 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using BKID000ZO90 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Vijayawada Zonal Office reflect within 30 minutes.
What is the phone number of Bank of India Vijayawada Zonal Office branch?
You can reach the branch at 91-9421392629 during regular banking hours.
How do I add Bank of India Vijayawada Zonal Office as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID000ZO90, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Vijayawada Zonal Office branch but serve different purposes.
Does Bank of India Vijayawada Zonal Office branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9421392629 to confirm.
Final notes
To recap: BKID000ZO90 is the IFSC code of Bank of India, VIJAYAWADA ZONAL OFFICE branch, in VIJAYAWADA, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
