This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of India, MPGB GULABGANJ branch in VIDISHA. The 11-digit IFSC BKID0MG7052 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of India at the MPGB GULABGANJ location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of India – MPGB GULABGANJ is BKID0MG7052. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters MG7052 map to this branch in VIDISHA, MADHYA PRADESH.
About the bank
Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mpgb Gulabganj branch in Vidisha, Madhya Pradesh is part of this network and uses the IFSC code BKID0MG7052 for all electronic settlement.
About this branch
The branch is located at VILL GULABGANJ TAH GULABGANJ DISTT VIDISHA. It serves the Vidisha region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0MG7052 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Mpgb Gulabganj |
| IFSC Code | BKID0MG7052 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL GULABGANJ TAH GULABGANJ DISTT VIDISHA |
| City | Vidisha |
| District | Vidisha |
| State | Madhya Pradesh |
| STD Code | 91 |
| Phone | 9893408196 |
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MPGB GULABGANJ of Bank of India — its own 11-character IFSC. The code BKID0MG7052 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0MG7052 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Mpgb Gulabganj branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0MG7052 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BKID0MG7052
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0MG7052 across all three.
How to use IFSC BKID0MG7052 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's MPGB GULABGANJ branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BKID0MG7052.
- Confirm the bank name auto-populates as Bank of India and the branch as MPGB GULABGANJ.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BKID0MG7052
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – MPGB GULABGANJ, ensure your bank's portal accepts IFSC BKID0MG7052 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – MPGB GULABGANJ, use IMPS. With IFSC BKID0MG7052 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0MG7052 for Bank of India – MPGB GULABGANJ, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0MG7052 | Yes – BKID0MG7052 | Yes – BKID0MG7052 |
For most retail customers crediting the Mpgb Gulabganj branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's MPGB GULABGANJ branch, the IFSC BKID0MG7052 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Mpgb Gulabganj branch is mapped to IFSC BKID0MG7052 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0MG7052.
Products and services
Customers walking into the Mpgb Gulabganj branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0MG7052
Online banking and IFSC BKID0MG7052
Bank of India customers can register for net banking and the bank's official mobile app once their account at the MPGB GULABGANJ branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0MG7052 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Mpgb Gulabganj branch
The branch is located at VILL GULABGANJ TAH GULABGANJ DISTT VIDISHA, which puts it inside Vidisha, the broader Vidisha district, and the state of Madhya Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Mpgb Gulabganj branch” — the verified location pin for IFSC BKID0MG7052 should appear at the top of the results.
- Confirm the branch is open by calling 91-9893408196 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0MG7052 and your account number.
Common mistakes to avoid when using IFSC BKID0MG7052
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – MPGB GULABGANJ, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0MG7052. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mpgb Gulabganj branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0MG7052, however, work 24x7.
Verifying IFSC BKID0MG7052 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0MG7052 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9893408196.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of IndiaMpgb Gulabganj Branch
VILL GULABGANJ TAH GULABGANJ DISTT VIDISHA
Vidisha, Madhya Pradesh
Phone: 91-9893408196
IFSC: BKID0MG7052
Frequently asked questions
Does Bank of India Mpgb Gulabganj branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9893408196 to confirm.
What is the IFSC code of Bank of India Mpgb Gulabganj branch?
The IFSC code of Bank of India, Mpgb Gulabganj branch is BKID0MG7052. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using BKID0MG7052 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Mpgb Gulabganj reflect within 30 minutes.
What is the phone number of Bank of India Mpgb Gulabganj branch?
You can reach the branch at 91-9893408196 during regular banking hours.
How do I add Bank of India Mpgb Gulabganj as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0MG7052, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC BKID0MG7052 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0MG7052 to send funds instantly.
Is IFSC BKID0MG7052 valid for NEFT and RTGS?
Yes. IFSC BKID0MG7052 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mpgb Gulabganj branch but serve different purposes.
Final notes
To recap: BKID0MG7052 is the IFSC code of Bank of India, MPGB GULABGANJ branch, in VIDISHA, MADHYA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
