This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of India, MPGB CIVIL LINES branch in VIDISHA. The 11-digit IFSC BKID0MG7062 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of India at the MPGB CIVIL LINES location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of India's MPGB CIVIL LINES branch, the IFSC BKID0MG7062 breaks down as follows: BKID identifies the bank, 0 is the reserved character, and MG7062 identifies this particular branch.
About Bank of India
Bank of India operates a wide network of branches across India, including the Mpgb Civil Lines branch in Vidisha. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0MG7062.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Mpgb Civil Lines |
| IFSC Code | BKID0MG7062 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 6 CLUB ROAD VIDISHA |
| City | Vidisha |
| District | Vidisha |
| State | Madhya Pradesh |
| STD Code | 91 |
| Phone | 9424463585 |
About this branch
The branch is located at 6 CLUB ROAD VIDISHA. It serves the Vidisha region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0MG7062 is used to identify this branch on the RBI payments network.
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MPGB CIVIL LINES of Bank of India — its own 11-character IFSC. The code BKID0MG7062 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0MG7062 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Mpgb Civil Lines branch is mapped to IFSC BKID0MG7062 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0MG7062.
Banking services available
The Mpgb Civil Lines branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9424463585.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0MG7062
How to transfer money using IFSC BKID0MG7062
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0MG7062 across all three.
NEFT to Bank of India, MPGB CIVIL LINES using IFSC BKID0MG7062
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0MG7062, and confirm that the system picks up Bank of India – MPGB CIVIL LINES. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MPGB CIVIL LINES
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's MPGB CIVIL LINES branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0MG7062 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – MPGB CIVIL LINES, use IMPS. With IFSC BKID0MG7062 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0MG7062 for Bank of India – MPGB CIVIL LINES, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0MG7062 | Yes – BKID0MG7062 | Yes – BKID0MG7062 |
For most retail customers crediting the Mpgb Civil Lines branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0MG7062
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – MPGB CIVIL LINES is still mapped to IFSC BKID0MG7062. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0MG7062 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Mpgb Civil Lines branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0MG7062 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Mpgb Civil Lines branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0MG7062 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – MPGB CIVIL LINES:
- The IFSC is exactly BKID0MG7062 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and MPGB CIVIL LINES as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Mpgb Civil Lines branch
The branch is located at 6 CLUB ROAD VIDISHA, which puts it inside Vidisha, the broader Vidisha district, and the state of Madhya Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Mpgb Civil Lines branch” — the verified location pin for IFSC BKID0MG7062 should appear at the top of the results.
- Confirm the branch is open by calling 91-9424463585 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0MG7062 and your account number.
Verifying IFSC BKID0MG7062 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0MG7062 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9424463585.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mpgb Civil Lines branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0MG7062, however, work 24x7.
Branch address & contact
Bank of IndiaMpgb Civil Lines Branch
6 CLUB ROAD VIDISHA
Vidisha, Madhya Pradesh
Phone: 91-9424463585
IFSC: BKID0MG7062
Frequently asked questions
Is IFSC BKID0MG7062 the same for all accounts at Mpgb Civil Lines branch?
Yes. The IFSC BKID0MG7062 is shared by every account held at Bank of India's Mpgb Civil Lines branch. Only the account number changes from customer to customer.
What is the phone number of Bank of India Mpgb Civil Lines branch?
You can reach the branch at 91-9424463585 during regular banking hours.
How do I add Bank of India Mpgb Civil Lines as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0MG7062, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Bank of India Mpgb Civil Lines branch?
The IFSC code of Bank of India, Mpgb Civil Lines branch is BKID0MG7062. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mpgb Civil Lines branch but serve different purposes.
Where is Bank of India Mpgb Civil Lines branch located?
Bank of India's Mpgb Civil Lines branch is located at 6 CLUB ROAD VIDISHA, Vidisha, Madhya Pradesh.
Can I use IFSC BKID0MG7062 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0MG7062 to send funds instantly.
Summary
The IFSC code BKID0MG7062 belongs to Bank of India's MPGB CIVIL LINES branch, located at 6 CLUB ROAD VIDISHA in VIDISHA, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
