If you are searching for the IFSC code of Bank of India, AKHARI branch in VARANASI, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is BKID0007017. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the AKHARI branch, and detailed step-by-step guides for using the IFSC BKID0007017 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0007017 is the IFSC of Bank of India's AKHARI branch. The format is fixed: BKID = bank code, 0 = reserved, 007017 = branch identifier.
About the bank
Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Akhari branch in Varanasi, Uttar Pradesh is part of this network and uses the IFSC code BKID0007017 for all electronic settlement.
About the Akhari branch
The Akhari branch of Bank of India is situated at CHITAIPUR CHUNAR ROAD VILLAGE AMRA POST KANDISTRICT VARANASI 221106. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0007017 is used.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Akhari |
| IFSC Code | BKID0007017 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CHITAIPUR CHUNAR ROAD VILLAGE AMRA POST KANDISTRICT VARANASI 221106 |
| City | Varanasi |
| District | Varanasi |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9638576478 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's AKHARI branch came to be assigned the code BKID0007017.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0007017, money simply cannot be routed to the AKHARI branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Akhari branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0007017 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BKID0007017
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0007017 across all three.
NEFT to Bank of India, AKHARI using IFSC BKID0007017
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0007017, and confirm that the system picks up Bank of India – AKHARI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to AKHARI
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's AKHARI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0007017 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of India AKHARI (IFSC BKID0007017)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0007017 in your mobile or internet banking app, and the money is credited to the AKHARI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0007017 for Bank of India – AKHARI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0007017 | Yes – BKID0007017 | Yes – BKID0007017 |
For most retail customers crediting the Akhari branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0007017
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – AKHARI is still mapped to IFSC BKID0007017. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0007017 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Akhari branch is mapped to IFSC BKID0007017 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0007017.
Products and services
Customers walking into the Akhari branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0007017
Digital banking channels
Most day-to-day work that customers used to do at the Akhari branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0007017 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Akhari branch
The branch is located at CHITAIPUR CHUNAR ROAD VILLAGE AMRA POST KANDISTRICT VARANASI 221106, which puts it inside Varanasi, the broader Varanasi district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Akhari branch” — the verified location pin for IFSC BKID0007017 should appear at the top of the results.
- Confirm the branch is open by calling 91-9638576478 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0007017 and your account number.
Common mistakes to avoid when using IFSC BKID0007017
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – AKHARI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0007017. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Akhari are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0007017 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BKID0007017 for Bank of India – AKHARI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bank of IndiaAkhari Branch
CHITAIPUR CHUNAR ROAD VILLAGE AMRA POST KANDISTRICT VARANASI 221106
Varanasi, Uttar Pradesh
Phone: 91-9638576478
IFSC: BKID0007017
Frequently asked questions
Does Bank of India Akhari branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9638576478 to confirm.
How quickly will an NEFT transfer using BKID0007017 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Akhari reflect within 30 minutes.
How do I add Bank of India Akhari as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0007017, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BKID0007017 valid for NEFT and RTGS?
Yes. IFSC BKID0007017 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC BKID0007017 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0007017 to send funds instantly.
What is the phone number of Bank of India Akhari branch?
You can reach the branch at 91-9638576478 during regular banking hours.
Summary
The IFSC code BKID0007017 belongs to Bank of India's AKHARI branch, located at CHITAIPUR CHUNAR ROAD VILLAGE AMRA POST KANDISTRICT VARANASI 221106 in VARANASI, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
