This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of India, VALVADA branch in VALVADA TALUKA MAHUVA DISTRICT SURAT. The 11-digit IFSC BKID0002761 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of India at the VALVADA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of India's VALVADA branch, the IFSC BKID0002761 breaks down as follows: BKID identifies the bank, 0 is the reserved character, and 002761 identifies this particular branch.
About the bank
Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Valvada branch in Valvada Taluka Mahuva District Surat, Gujarat is part of this network and uses the IFSC code BKID0002761 for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Valvada |
| IFSC Code | BKID0002761 |
| MICR Code | Refer to cheque leaf |
| Branch Address | OPP GRAM PANCHAYAT BHAVAN AT VALVADAPOST VIA KARCHELIA TALUKA MAHUVA DISTRICT |
| City | Valvada Taluka Mahuva District Surat |
| District | Valvada Taluka Mahuva District Surat |
| State | Gujarat |
| STD Code | 2625 |
| Phone | 2625251003 |
About the Valvada branch
The Valvada branch of Bank of India is situated at OPP GRAM PANCHAYAT BHAVAN AT VALVADAPOST VIA KARCHELIA TALUKA MAHUVA DISTRICT. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0002761 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's VALVADA branch came to be assigned the code BKID0002761.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0002761, money simply cannot be routed to the VALVADA branch electronically.
Account types you can open at the Valvada branch
Once you have an account at Bank of India – VALVADA, the IFSC BKID0002761 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Valvada branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2625-2625251003.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0002761
How to transfer money using IFSC BKID0002761
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0002761 across all three.
NEFT to Bank of India, VALVADA using IFSC BKID0002761
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0002761, and confirm that the system picks up Bank of India – VALVADA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BKID0002761
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – VALVADA, ensure your bank's portal accepts IFSC BKID0002761 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of India VALVADA (IFSC BKID0002761)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0002761 in your mobile or internet banking app, and the money is credited to the VALVADA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0002761 for Bank of India – VALVADA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0002761 | Yes – BKID0002761 | Yes – BKID0002761 |
For most retail customers crediting the Valvada branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0002761
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – VALVADA is still mapped to IFSC BKID0002761. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0002761 and the beneficiary's account number to complete the transfer.
Online banking and IFSC BKID0002761
Bank of India customers can register for net banking and the bank's official mobile app once their account at the VALVADA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0002761 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Valvada branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0002761 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – VALVADA:
- The IFSC is exactly BKID0002761 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and VALVADA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Valvada branch
The branch is located at OPP GRAM PANCHAYAT BHAVAN AT VALVADAPOST VIA KARCHELIA TALUKA MAHUVA DISTRICT, which puts it inside Valvada Taluka Mahuva District Surat, the broader Valvada Taluka Mahuva District Surat district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Valvada branch” — the verified location pin for IFSC BKID0002761 should appear at the top of the results.
- Confirm the branch is open by calling 2625-2625251003 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0002761 and your account number.
Verifying IFSC BKID0002761 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0002761 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2625-2625251003.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Valvada are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0002761 continue to work without interruption.
Branch address & contact
Bank of IndiaValvada Branch
OPP GRAM PANCHAYAT BHAVAN AT VALVADAPOST VIA KARCHELIA TALUKA MAHUVA DISTRICT
Valvada Taluka Mahuva District Surat, Gujarat
Phone: 2625-2625251003
IFSC: BKID0002761
Frequently asked questions
Where is Bank of India Valvada branch located?
Bank of India's Valvada branch is located at OPP GRAM PANCHAYAT BHAVAN AT VALVADAPOST VIA KARCHELIA TALUKA MAHUVA DISTRICT, Valvada Taluka Mahuva District Surat, Gujarat.
Is IFSC BKID0002761 valid for NEFT and RTGS?
Yes. IFSC BKID0002761 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Valvada branch but serve different purposes.
How quickly will an NEFT transfer using BKID0002761 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Valvada reflect within 30 minutes.
What is the IFSC code of Bank of India Valvada branch?
The IFSC code of Bank of India, Valvada branch is BKID0002761. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC BKID0002761 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0002761 to send funds instantly.
Is IFSC BKID0002761 the same for all accounts at Valvada branch?
Yes. The IFSC BKID0002761 is shared by every account held at Bank of India's Valvada branch. Only the account number changes from customer to customer.
Summary
The IFSC code BKID0002761 belongs to Bank of India's VALVADA branch, located at OPP GRAM PANCHAYAT BHAVAN AT VALVADAPOST VIA KARCHELIA TALUKA MAHUVA DISTRICT in VALVADA TALUKA MAHUVA DISTRICT SURAT, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
