Below are the complete branch details for Bank of India, VADUTH branch, located in VADUTH DIST SATARA, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is BKID0001306. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BKID0001306 for Bank of India – VADUTH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0001306 is the IFSC of Bank of India's VADUTH branch. The format is fixed: BKID = bank code, 0 = reserved, 001306 = branch identifier.
Bank profile
Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Vaduth branch — IFSC BKID0001306 — extends the bank's services to customers in and around Vaduth Dist Satara, Maharashtra.
Vaduth branch overview
Located at AT POST VADUTHDISTRICT SATARA, the Vaduth branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BKID0001306 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Vaduth |
| IFSC Code | BKID0001306 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT POST VADUTHDISTRICT SATARA |
| City | Vaduth Dist Satara |
| District | Vaduth Dist Satara |
| State | Maharashtra |
| STD Code | 2162 |
| Phone | 2162264213 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's VADUTH branch came to be assigned the code BKID0001306.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0001306, money simply cannot be routed to the VADUTH branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Vaduth branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0001306 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BKID0001306
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0001306 across all three.
NEFT to Bank of India, VADUTH using IFSC BKID0001306
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0001306, and confirm that the system picks up Bank of India – VADUTH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to VADUTH
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's VADUTH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0001306 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of India VADUTH (IFSC BKID0001306)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0001306 in your mobile or internet banking app, and the money is credited to the VADUTH branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Vaduth
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BKID0001306:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at VADUTH is still linked to IFSC BKID0001306.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's VADUTH branch, the IFSC BKID0001306 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Vaduth branch
Once you have an account at Bank of India – VADUTH, the IFSC BKID0001306 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Vaduth branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2162-2162264213.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0001306
Online banking and IFSC BKID0001306
Bank of India customers can register for net banking and the bank's official mobile app once their account at the VADUTH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0001306 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Vaduth branch
The branch is located at AT POST VADUTHDISTRICT SATARA, which puts it inside Vaduth Dist Satara, the broader Vaduth Dist Satara district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Vaduth branch” — the verified location pin for IFSC BKID0001306 should appear at the top of the results.
- Confirm the branch is open by calling 2162-2162264213 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0001306 and your account number.
Common mistakes to avoid when using IFSC BKID0001306
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – VADUTH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0001306. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Vaduth branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0001306, however, work 24x7.
Verifying IFSC BKID0001306 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0001306 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2162-2162264213.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of IndiaVaduth Branch
AT POST VADUTHDISTRICT SATARA
Vaduth Dist Satara, Maharashtra
Phone: 2162-2162264213
IFSC: BKID0001306
Frequently asked questions
Is IFSC BKID0001306 valid for NEFT and RTGS?
Yes. IFSC BKID0001306 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using BKID0001306 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Vaduth reflect within 30 minutes.
Can I use IFSC BKID0001306 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0001306 to send funds instantly.
What is the phone number of Bank of India Vaduth branch?
You can reach the branch at 2162-2162264213 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Vaduth branch but serve different purposes.
Where is Bank of India Vaduth branch located?
Bank of India's Vaduth branch is located at AT POST VADUTHDISTRICT SATARA, Vaduth Dist Satara, Maharashtra.
Is IFSC BKID0001306 the same for all accounts at Vaduth branch?
Yes. The IFSC BKID0001306 is shared by every account held at Bank of India's Vaduth branch. Only the account number changes from customer to customer.
How do I add Bank of India Vaduth as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0001306, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: BKID0001306 is the IFSC code of Bank of India, VADUTH branch, in VADUTH DIST SATARA, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
