Use this page as a one-stop reference for everything related to Bank of India's TUNGIDIGHI branch in TUNGIDIGHI DIST NORTH DINAJPUR, WEST BENGAL. The branch's IFSC code BKID0004341 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0004341 is the IFSC of Bank of India's TUNGIDIGHI branch. The format is fixed: BKID = bank code, 0 = reserved, 004341 = branch identifier.
About the bank
Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Tungidighi branch in Tungidighi Dist North Dinajpur, West Bengal is part of this network and uses the IFSC code BKID0004341 for all electronic settlement.
About the Tungidighi branch
The Tungidighi branch of Bank of India is situated at VILLAGE P O TUNGIDIGHIDISTRICT NORTH DINAJPUR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0004341 is used.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Tungidighi |
| IFSC Code | BKID0004341 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILLAGE P O TUNGIDIGHIDISTRICT NORTH DINAJPUR |
| City | Tungidighi Dist North Dinajpur |
| District | Tungidighi Dist North Dinajpur |
| State | West Bengal |
| STD Code | 3525 |
| Phone | 352552207 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's TUNGIDIGHI branch came to be assigned the code BKID0004341.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0004341, money simply cannot be routed to the TUNGIDIGHI branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0004341 and the account number together uniquely identify the Tungidighi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BKID0004341
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0004341 across all three.
How to use IFSC BKID0004341 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's TUNGIDIGHI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BKID0004341.
- Confirm the bank name auto-populates as Bank of India and the branch as TUNGIDIGHI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BKID0004341
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – TUNGIDIGHI, ensure your bank's portal accepts IFSC BKID0004341 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – TUNGIDIGHI, use IMPS. With IFSC BKID0004341 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0004341 for Bank of India – TUNGIDIGHI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0004341 | Yes – BKID0004341 | Yes – BKID0004341 |
For most retail customers crediting the Tungidighi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's TUNGIDIGHI branch, the IFSC BKID0004341 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Tungidighi branch is mapped to IFSC BKID0004341 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0004341.
Products and services
Customers walking into the Tungidighi branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0004341
Online banking and IFSC BKID0004341
Bank of India customers can register for net banking and the bank's official mobile app once their account at the TUNGIDIGHI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0004341 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Tungidighi branch sits at VILLAGE P O TUNGIDIGHIDISTRICT NORTH DINAJPUR. If you are travelling from outside Tungidighi Dist North Dinajpur, search for the branch on a maps application using the bank name and locality, or call 3525-352552207 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0004341 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – TUNGIDIGHI:
- The IFSC is exactly BKID0004341 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and TUNGIDIGHI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Tungidighi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0004341 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BKID0004341 for Bank of India – TUNGIDIGHI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bank of IndiaTungidighi Branch
VILLAGE P O TUNGIDIGHIDISTRICT NORTH DINAJPUR
Tungidighi Dist North Dinajpur, West Bengal
Phone: 3525-352552207
IFSC: BKID0004341
Frequently asked questions
Is IFSC BKID0004341 valid for NEFT and RTGS?
Yes. IFSC BKID0004341 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Bank of India Tungidighi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0004341, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Bank of India Tungidighi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 3525-352552207 to confirm.
What is the phone number of Bank of India Tungidighi branch?
You can reach the branch at 3525-352552207 during regular banking hours.
Is IFSC BKID0004341 the same for all accounts at Tungidighi branch?
Yes. The IFSC BKID0004341 is shared by every account held at Bank of India's Tungidighi branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Tungidighi branch but serve different purposes.
Summary
The IFSC code BKID0004341 belongs to Bank of India's TUNGIDIGHI branch, located at VILLAGE P O TUNGIDIGHIDISTRICT NORTH DINAJPUR in TUNGIDIGHI DIST NORTH DINAJPUR, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
