Below are the complete branch details for Bank of India, UDIYANKULANGARA branch, located in THIRUVANANTHAPURAM, KERALA. The IFSC assigned by the Reserve Bank of India to this branch is BKID0009752. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BKID0009752 for Bank of India – UDIYANKULANGARA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0009752 is the IFSC of Bank of India's UDIYANKULANGARA branch. The format is fixed: BKID = bank code, 0 = reserved, 009752 = branch identifier.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Udiyankulangara |
| IFSC Code | BKID0009752 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VERONICA CORNER GARDEN,UDIYANKULANGARA,THIRUVANANTHAPURAM DIST KERALA STATE 695122 |
| City | Thiruvananthapuram |
| District | Thiruvananthapuram |
| State | Kerala |
| STD Code | 91 |
| Phone | 9865625078 |
About the bank
Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Udiyankulangara branch in Thiruvananthapuram, Kerala is part of this network and uses the IFSC code BKID0009752 for all electronic settlement.
About this branch
The branch is located at VERONICA CORNER GARDEN,UDIYANKULANGARA,THIRUVANANTHAPURAM DIST KERALA STATE 695122. It serves the Thiruvananthapuram region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0009752 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's UDIYANKULANGARA branch came to be assigned the code BKID0009752.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0009752, money simply cannot be routed to the UDIYANKULANGARA branch electronically.
How to transfer money using IFSC BKID0009752
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0009752 across all three.
How to use IFSC BKID0009752 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's UDIYANKULANGARA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BKID0009752.
- Confirm the bank name auto-populates as Bank of India and the branch as UDIYANKULANGARA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BKID0009752
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – UDIYANKULANGARA, ensure your bank's portal accepts IFSC BKID0009752 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of India UDIYANKULANGARA (IFSC BKID0009752)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0009752 in your mobile or internet banking app, and the money is credited to the UDIYANKULANGARA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0009752 for Bank of India – UDIYANKULANGARA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0009752 | Yes – BKID0009752 | Yes – BKID0009752 |
For most retail customers crediting the Udiyankulangara branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0009752
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – UDIYANKULANGARA is still mapped to IFSC BKID0009752. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0009752 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Udiyankulangara branch is mapped to IFSC BKID0009752 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0009752.
Products and services
Customers walking into the Udiyankulangara branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0009752
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0009752 and the account number together uniquely identify the Udiyankulangara branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC BKID0009752
Bank of India customers can register for net banking and the bank's official mobile app once their account at the UDIYANKULANGARA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0009752 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – UDIYANKULANGARA:
- The IFSC is exactly BKID0009752 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and UDIYANKULANGARA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Udiyankulangara branch sits at VERONICA CORNER GARDEN,UDIYANKULANGARA,THIRUVANANTHAPURAM DIST KERALA STATE 695122. If you are travelling from outside Thiruvananthapuram, search for the branch on a maps application using the bank name and locality, or call 91-9865625078 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0009752 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BKID0009752 for Bank of India – UDIYANKULANGARA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Udiyankulangara branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0009752, however, work 24x7.
Branch address & contact
Bank of IndiaUdiyankulangara Branch
VERONICA CORNER GARDEN,UDIYANKULANGARA,THIRUVANANTHAPURAM DIST KERALA STATE 695122
Thiruvananthapuram, Kerala
Phone: 91-9865625078
IFSC: BKID0009752
Frequently asked questions
Where is Bank of India Udiyankulangara branch located?
Bank of India's Udiyankulangara branch is located at VERONICA CORNER GARDEN,UDIYANKULANGARA,THIRUVANANTHAPURAM DIST KERALA STATE 695122, Thiruvananthapuram, Kerala.
What is the IFSC code of Bank of India Udiyankulangara branch?
The IFSC code of Bank of India, Udiyankulangara branch is BKID0009752. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC BKID0009752 the same for all accounts at Udiyankulangara branch?
Yes. The IFSC BKID0009752 is shared by every account held at Bank of India's Udiyankulangara branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Udiyankulangara branch but serve different purposes.
What is the phone number of Bank of India Udiyankulangara branch?
You can reach the branch at 91-9865625078 during regular banking hours.
Can I use IFSC BKID0009752 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0009752 to send funds instantly.
How do I add Bank of India Udiyankulangara as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0009752, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using BKID0009752 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Udiyankulangara reflect within 30 minutes.
Final notes
To recap: BKID0009752 is the IFSC code of Bank of India, UDIYANKULANGARA branch, in THIRUVANANTHAPURAM, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
