Below are the complete branch details for Bank of India, DOMBIVALI WEST branch, located in THANE, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is BKID0000177. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BKID0000177 for Bank of India – DOMBIVALI WEST — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of India – DOMBIVALI WEST is BKID0000177. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000177 map to this branch in THANE, MAHARASHTRA.
Bank profile
Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Dombivali West branch — IFSC BKID0000177 — extends the bank's services to customers in and around Thane, Maharashtra.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Dombivali West |
| IFSC Code | BKID0000177 |
| MICR Code | Refer to cheque leaf |
| Branch Address | OUR OWN CO OP HOUSING SOCIETY LTD NANA SHANKNEAR GOPI CINE MALL DOMBIVALI WEST |
| City | Thane |
| District | Thane |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 9867719954 |
About this branch
The branch is located at OUR OWN CO OP HOUSING SOCIETY LTD NANA SHANKNEAR GOPI CINE MALL DOMBIVALI WEST. It serves the Thane region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0000177 is used to identify this branch on the RBI payments network.
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DOMBIVALI WEST of Bank of India — its own 11-character IFSC. The code BKID0000177 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0000177 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Dombivali West branch
Once you have an account at Bank of India – DOMBIVALI WEST, the IFSC BKID0000177 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Dombivali West branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-9867719954.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0000177
How to transfer money using IFSC BKID0000177
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0000177 across all three.
How to use IFSC BKID0000177 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's DOMBIVALI WEST branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BKID0000177.
- Confirm the bank name auto-populates as Bank of India and the branch as DOMBIVALI WEST.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to DOMBIVALI WEST
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's DOMBIVALI WEST branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0000177 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of India DOMBIVALI WEST (IFSC BKID0000177)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0000177 in your mobile or internet banking app, and the money is credited to the DOMBIVALI WEST branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0000177 for Bank of India – DOMBIVALI WEST, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0000177 | Yes – BKID0000177 | Yes – BKID0000177 |
For most retail customers crediting the Dombivali West branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's DOMBIVALI WEST branch, the IFSC BKID0000177 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC BKID0000177
Bank of India customers can register for net banking and the bank's official mobile app once their account at the DOMBIVALI WEST branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0000177 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0000177 and the account number together uniquely identify the Dombivali West branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – DOMBIVALI WEST:
- The IFSC is exactly BKID0000177 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and DOMBIVALI WEST as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Dombivali West branch sits at OUR OWN CO OP HOUSING SOCIETY LTD NANA SHANKNEAR GOPI CINE MALL DOMBIVALI WEST. If you are travelling from outside Thane, search for the branch on a maps application using the bank name and locality, or call 22-9867719954 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0000177 and your account number.
Verifying IFSC BKID0000177 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0000177 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-9867719954.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Dombivali West branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0000177, however, work 24x7.
Branch address & contact
Bank of IndiaDombivali West Branch
OUR OWN CO OP HOUSING SOCIETY LTD NANA SHANKNEAR GOPI CINE MALL DOMBIVALI WEST
Thane, Maharashtra
Phone: 22-9867719954
IFSC: BKID0000177
Frequently asked questions
Is IFSC BKID0000177 valid for NEFT and RTGS?
Yes. IFSC BKID0000177 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dombivali West branch but serve different purposes.
How quickly will an NEFT transfer using BKID0000177 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Dombivali West reflect within 30 minutes.
What is the phone number of Bank of India Dombivali West branch?
You can reach the branch at 22-9867719954 during regular banking hours.
Where is Bank of India Dombivali West branch located?
Bank of India's Dombivali West branch is located at OUR OWN CO OP HOUSING SOCIETY LTD NANA SHANKNEAR GOPI CINE MALL DOMBIVALI WEST, Thane, Maharashtra.
How do I add Bank of India Dombivali West as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0000177, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: BKID0000177 is the IFSC code of Bank of India, DOMBIVALI WEST branch, in THANE, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
