IFSC Code of Bank of India, Apmc Market Vashi Turbhe Branch, Maharashtra

Use this page as a one-stop reference for everything related to Bank of India's APMC MARKET VASHI TURBHE branch in THANE, MAHARASHTRA. The branch's IFSC code BKID0000194 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, BKID0000194 is the IFSC of Bank of India's APMC MARKET VASHI TURBHE branch. The format is fixed: BKID = bank code, 0 = reserved, 000194 = branch identifier.

About the bank

Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Apmc Market Vashi Turbhe branch in Thane, Maharashtra is part of this network and uses the IFSC code BKID0000194 for all electronic settlement.

Branch details at a glance

Apmc Market Vashi Turbhe branch overview

Located at MAYURESH TRADE CENTRE CITY MALL B WING PLOT NO 4 SECTOR 19 VASHI NAVI MUMBAI 400 705, the Apmc Market Vashi Turbhe branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BKID0000194 is required for all interbank electronic transfers routed through this branch.

Why every Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including APMC MARKET VASHI TURBHE of Bank of India — its own 11-character IFSC. The code BKID0000194 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0000194 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Apmc Market Vashi Turbhe branch

Once you have an account at Bank of India – APMC MARKET VASHI TURBHE, the IFSC BKID0000194 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Apmc Market Vashi Turbhe branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-27562957.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0000194

How to transfer money using IFSC BKID0000194

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0000194 across all three.

NEFT to Bank of India, APMC MARKET VASHI TURBHE using IFSC BKID0000194

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0000194, and confirm that the system picks up Bank of India – APMC MARKET VASHI TURBHE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC BKID0000194

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – APMC MARKET VASHI TURBHE, ensure your bank's portal accepts IFSC BKID0000194 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Bank of India APMC MARKET VASHI TURBHE (IFSC BKID0000194)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0000194 in your mobile or internet banking app, and the money is credited to the APMC MARKET VASHI TURBHE branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BKID0000194 for Bank of India – APMC MARKET VASHI TURBHE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Apmc Market Vashi Turbhe branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC BKID0000194

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – APMC MARKET VASHI TURBHE is still mapped to IFSC BKID0000194. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0000194 and the beneficiary's account number to complete the transfer.

Online banking and IFSC BKID0000194

Bank of India customers can register for net banking and the bank's official mobile app once their account at the APMC MARKET VASHI TURBHE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0000194 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0000194 and the account number together uniquely identify the Apmc Market Vashi Turbhe branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – APMC MARKET VASHI TURBHE:

• The IFSC is exactly BKID0000194 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of India as the bank name and APMC MARKET VASHI TURBHE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Apmc Market Vashi Turbhe branch sits at MAYURESH TRADE CENTRE CITY MALL B WING PLOT NO 4 SECTOR 19 VASHI NAVI MUMBAI 400 705. If you are travelling from outside Thane, search for the branch on a maps application using the bank name and locality, or call 22-27562957 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0000194 and your account number.

Verifying IFSC BKID0000194 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0000194 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-27562957.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Apmc Market Vashi Turbhe are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0000194 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BKID0000194 belongs to Bank of India's APMC MARKET VASHI TURBHE branch, located at MAYURESH TRADE CENTRE CITY MALL B WING PLOT NO 4 SECTOR 19 VASHI NAVI MUMBAI… in THANE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.