Below are the complete branch details for Bank of India, TALEGAON branch, located in TALEGAON, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is BKID0009727. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BKID0009727 for Bank of India – TALEGAON — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of India's TALEGAON branch, the IFSC BKID0009727 breaks down as follows: BKID identifies the bank, 0 is the reserved character, and 009727 identifies this particular branch.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Talegaon |
| IFSC Code | BKID0009727 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO8 WARD NO31 RAMDARA AT TALEGAONTAHSIL ASHTI DISTRICT WARDHA |
| City | Talegaon |
| District | Talegaon |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 9638576657 |
About Bank of India
Bank of India operates a wide network of branches across India, including the Talegaon branch in Talegaon. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0009727.
Talegaon branch overview
Located at PLOT NO8 WARD NO31 RAMDARA AT TALEGAONTAHSIL ASHTI DISTRICT WARDHA, the Talegaon branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BKID0009727 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's TALEGAON branch came to be assigned the code BKID0009727.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0009727, money simply cannot be routed to the TALEGAON branch electronically.
How to transfer money using IFSC BKID0009727
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0009727 across all three.
NEFT to Bank of India, TALEGAON using IFSC BKID0009727
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0009727, and confirm that the system picks up Bank of India – TALEGAON. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BKID0009727
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – TALEGAON, ensure your bank's portal accepts IFSC BKID0009727 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of India TALEGAON (IFSC BKID0009727)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0009727 in your mobile or internet banking app, and the money is credited to the TALEGAON branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0009727 for Bank of India – TALEGAON, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0009727 | Yes – BKID0009727 | Yes – BKID0009727 |
For most retail customers crediting the Talegaon branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's TALEGAON branch, the IFSC BKID0009727 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Talegaon branch is mapped to IFSC BKID0009727 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0009727.
Banking services available
The Talegaon branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9638576657.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0009727
MICR & cheque-truncation details
Cheques drawn on the Talegaon branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0009727 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Talegaon branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0009727 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – TALEGAON:
- The IFSC is exactly BKID0009727 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and TALEGAON as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Talegaon branch sits at PLOT NO8 WARD NO31 RAMDARA AT TALEGAONTAHSIL ASHTI DISTRICT WARDHA. If you are travelling from outside Talegaon, search for the branch on a maps application using the bank name and locality, or call 91-9638576657 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0009727 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BKID0009727 for Bank of India – TALEGAON, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Talegaon are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0009727 continue to work without interruption.
Branch address & contact
Bank of IndiaTalegaon Branch
PLOT NO8 WARD NO31 RAMDARA AT TALEGAONTAHSIL ASHTI DISTRICT WARDHA
Talegaon, Maharashtra
Phone: 91-9638576657
IFSC: BKID0009727
Frequently asked questions
How do I add Bank of India Talegaon as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0009727, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Bank of India Talegaon branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9638576657 to confirm.
Where is Bank of India Talegaon branch located?
Bank of India's Talegaon branch is located at PLOT NO8 WARD NO31 RAMDARA AT TALEGAONTAHSIL ASHTI DISTRICT WARDHA, Talegaon, Maharashtra.
How quickly will an NEFT transfer using BKID0009727 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Talegaon reflect within 30 minutes.
What is the IFSC code of Bank of India Talegaon branch?
The IFSC code of Bank of India, Talegaon branch is BKID0009727. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Talegaon branch but serve different purposes.
Is IFSC BKID0009727 the same for all accounts at Talegaon branch?
Yes. The IFSC BKID0009727 is shared by every account held at Bank of India's Talegaon branch. Only the account number changes from customer to customer.
Final notes
To recap: BKID0009727 is the IFSC code of Bank of India, TALEGAON branch, in TALEGAON, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
