Below are the complete branch details for Bank of India, TAJPUR branch, located in TAJPUR BIHAR, BIHAR. The IFSC assigned by the Reserve Bank of India to this branch is BKID0005768. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BKID0005768 for Bank of India – TAJPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of India – TAJPUR is BKID0005768. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005768 map to this branch in TAJPUR BIHAR, BIHAR.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Tajpur |
| IFSC Code | BKID0005768 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT NEEM CHOWK HOSPITAL ROAD WARD NO 3PO AND POST TAJPUR |
| City | Tajpur Bihar |
| District | Tajpur Bihar |
| State | Bihar |
| STD Code | 6274 |
| Phone | 6274282056 |
About Bank of India
Bank of India operates a wide network of branches across India, including the Tajpur branch in Tajpur Bihar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0005768.
Tajpur branch overview
Located at AT NEEM CHOWK HOSPITAL ROAD WARD NO 3PO AND POST TAJPUR, the Tajpur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BKID0005768 is required for all interbank electronic transfers routed through this branch.
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including TAJPUR of Bank of India — its own 11-character IFSC. The code BKID0005768 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0005768 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BKID0005768
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0005768 across all three.
NEFT to Bank of India, TAJPUR using IFSC BKID0005768
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0005768, and confirm that the system picks up Bank of India – TAJPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BKID0005768
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – TAJPUR, ensure your bank's portal accepts IFSC BKID0005768 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of India TAJPUR (IFSC BKID0005768)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0005768 in your mobile or internet banking app, and the money is credited to the TAJPUR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Tajpur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BKID0005768:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at TAJPUR is still linked to IFSC BKID0005768.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BKID0005768
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – TAJPUR is still mapped to IFSC BKID0005768. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0005768 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Tajpur branch is mapped to IFSC BKID0005768 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0005768.
Products and services
Customers walking into the Tajpur branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0005768
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0005768 and the account number together uniquely identify the Tajpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC BKID0005768
Bank of India customers can register for net banking and the bank's official mobile app once their account at the TAJPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0005768 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC BKID0005768
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – TAJPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0005768. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Tajpur branch sits at AT NEEM CHOWK HOSPITAL ROAD WARD NO 3PO AND POST TAJPUR. If you are travelling from outside Tajpur Bihar, search for the branch on a maps application using the bank name and locality, or call 6274-6274282056 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0005768 and your account number.
Verifying IFSC BKID0005768 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0005768 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 6274-6274282056.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Tajpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0005768 continue to work without interruption.
Branch address & contact
Bank of IndiaTajpur Branch
AT NEEM CHOWK HOSPITAL ROAD WARD NO 3PO AND POST TAJPUR
Tajpur Bihar, Bihar
Phone: 6274-6274282056
IFSC: BKID0005768
Frequently asked questions
What is the phone number of Bank of India Tajpur branch?
You can reach the branch at 6274-6274282056 during regular banking hours.
Does Bank of India Tajpur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 6274-6274282056 to confirm.
How do I add Bank of India Tajpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0005768, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC BKID0005768 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0005768 to send funds instantly.
What is the IFSC code of Bank of India Tajpur branch?
The IFSC code of Bank of India, Tajpur branch is BKID0005768. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Tajpur branch but serve different purposes.
Is IFSC BKID0005768 the same for all accounts at Tajpur branch?
Yes. The IFSC BKID0005768 is shared by every account held at Bank of India's Tajpur branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using BKID0005768 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Tajpur reflect within 30 minutes.
Summary
The IFSC code BKID0005768 belongs to Bank of India's TAJPUR branch, located at AT NEEM CHOWK HOSPITAL ROAD WARD NO 3PO AND POST TAJPUR in TAJPUR BIHAR, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
