Use this page as a one-stop reference for everything related to Bank of India's SUKUL PAKAR branch in SUKUL PAKAR DISTEAST CHAMPARAN, BIHAR. The branch's IFSC code BKID0004447 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of India – SUKUL PAKAR is BKID0004447. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004447 map to this branch in SUKUL PAKAR DISTEAST CHAMPARAN, BIHAR.
About the bank
Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sukul Pakar branch in Sukul Pakar Disteast Champaran, Bihar is part of this network and uses the IFSC code BKID0004447 for all electronic settlement.
About the Sukul Pakar branch
The Sukul Pakar branch of Bank of India is situated at AT P O SUKUL PAKARDISTRICT EAST CHAMPARAN. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0004447 is used.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Sukul Pakar |
| IFSC Code | BKID0004447 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT P O SUKUL PAKARDISTRICT EAST CHAMPARAN |
| City | Sukul Pakar Disteast Champaran |
| District | Sukul Pakar Disteast Champaran |
| State | Bihar |
| STD Code | 91 |
| Phone | 9638576286 |
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SUKUL PAKAR of Bank of India — its own 11-character IFSC. The code BKID0004447 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0004447 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Sukul Pakar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0004447 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BKID0004447
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0004447 across all three.
NEFT to Bank of India, SUKUL PAKAR using IFSC BKID0004447
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0004447, and confirm that the system picks up Bank of India – SUKUL PAKAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SUKUL PAKAR
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's SUKUL PAKAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0004447 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of India SUKUL PAKAR (IFSC BKID0004447)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0004447 in your mobile or internet banking app, and the money is credited to the SUKUL PAKAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0004447 for Bank of India – SUKUL PAKAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0004447 | Yes – BKID0004447 | Yes – BKID0004447 |
For most retail customers crediting the Sukul Pakar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0004447
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – SUKUL PAKAR is still mapped to IFSC BKID0004447. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0004447 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Sukul Pakar branch is mapped to IFSC BKID0004447 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0004447.
Products and services
Customers walking into the Sukul Pakar branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0004447
Online banking and IFSC BKID0004447
Bank of India customers can register for net banking and the bank's official mobile app once their account at the SUKUL PAKAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0004447 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Sukul Pakar branch
The branch is located at AT P O SUKUL PAKARDISTRICT EAST CHAMPARAN, which puts it inside Sukul Pakar Disteast Champaran, the broader Sukul Pakar Disteast Champaran district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Sukul Pakar branch” — the verified location pin for IFSC BKID0004447 should appear at the top of the results.
- Confirm the branch is open by calling 91-9638576286 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0004447 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – SUKUL PAKAR:
- The IFSC is exactly BKID0004447 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and SUKUL PAKAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Sukul Pakar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0004447 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BKID0004447 for Bank of India – SUKUL PAKAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bank of IndiaSukul Pakar Branch
AT P O SUKUL PAKARDISTRICT EAST CHAMPARAN
Sukul Pakar Disteast Champaran, Bihar
Phone: 91-9638576286
IFSC: BKID0004447
Frequently asked questions
How quickly will an NEFT transfer using BKID0004447 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Sukul Pakar reflect within 30 minutes.
What is the phone number of Bank of India Sukul Pakar branch?
You can reach the branch at 91-9638576286 during regular banking hours.
How do I add Bank of India Sukul Pakar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0004447, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BKID0004447 valid for NEFT and RTGS?
Yes. IFSC BKID0004447 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC BKID0004447 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0004447 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sukul Pakar branch but serve different purposes.
Where is Bank of India Sukul Pakar branch located?
Bank of India's Sukul Pakar branch is located at AT P O SUKUL PAKARDISTRICT EAST CHAMPARAN, Sukul Pakar Disteast Champaran, Bihar.
Is IFSC BKID0004447 the same for all accounts at Sukul Pakar branch?
Yes. The IFSC BKID0004447 is shared by every account held at Bank of India's Sukul Pakar branch. Only the account number changes from customer to customer.
Summary
The IFSC code BKID0004447 belongs to Bank of India's SUKUL PAKAR branch, located at AT P O SUKUL PAKARDISTRICT EAST CHAMPARAN in SUKUL PAKAR DISTEAST CHAMPARAN, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
