If you are searching for the IFSC code of Bank of India, SINGHANA branch in SINGHANA DISTT DHAR MP, MADHYA PRADESH, this page has every detail you need. The verified IFSC code for this branch is BKID0009821. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SINGHANA branch, and detailed step-by-step guides for using the IFSC BKID0009821 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of India – SINGHANA is BKID0009821. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 009821 map to this branch in SINGHANA DISTT DHAR MP, MADHYA PRADESH.
Bank profile
Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Singhana branch — IFSC BKID0009821 — extends the bank's services to customers in and around Singhana Distt Dhar Mp, Madhya Pradesh.
About the Singhana branch
The Singhana branch of Bank of India is situated at KUKSHI BARWANI ROAD JUNCTION AT POST SINGHANA DISTT DHAR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0009821 is used.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Singhana |
| IFSC Code | BKID0009821 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KUKSHI BARWANI ROAD JUNCTION AT POST SINGHANA DISTT DHAR |
| City | Singhana Distt Dhar Mp |
| District | Singhana Distt Dhar Mp |
| State | Madhya Pradesh |
| STD Code | 91 |
| Phone | 9638576658 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's SINGHANA branch came to be assigned the code BKID0009821.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0009821, money simply cannot be routed to the SINGHANA branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0009821 and the account number together uniquely identify the Singhana branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BKID0009821
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0009821 across all three.
NEFT to Bank of India, SINGHANA using IFSC BKID0009821
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0009821, and confirm that the system picks up Bank of India – SINGHANA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BKID0009821
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – SINGHANA, ensure your bank's portal accepts IFSC BKID0009821 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – SINGHANA, use IMPS. With IFSC BKID0009821 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0009821 for Bank of India – SINGHANA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0009821 | Yes – BKID0009821 | Yes – BKID0009821 |
For most retail customers crediting the Singhana branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0009821
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – SINGHANA is still mapped to IFSC BKID0009821. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0009821 and the beneficiary's account number to complete the transfer.
Account types you can open at the Singhana branch
Once you have an account at Bank of India – SINGHANA, the IFSC BKID0009821 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Singhana branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9638576658.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0009821
Digital banking channels
Most day-to-day work that customers used to do at the Singhana branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0009821 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Singhana branch sits at KUKSHI BARWANI ROAD JUNCTION AT POST SINGHANA DISTT DHAR. If you are travelling from outside Singhana Distt Dhar Mp, search for the branch on a maps application using the bank name and locality, or call 91-9638576658 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0009821 and your account number.
Common mistakes to avoid when using IFSC BKID0009821
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – SINGHANA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0009821. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Singhana branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0009821, however, work 24x7.
Verifying IFSC BKID0009821 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0009821 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9638576658.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of IndiaSinghana Branch
KUKSHI BARWANI ROAD JUNCTION AT POST SINGHANA DISTT DHAR
Singhana Distt Dhar Mp, Madhya Pradesh
Phone: 91-9638576658
IFSC: BKID0009821
Frequently asked questions
Where is Bank of India Singhana branch located?
Bank of India's Singhana branch is located at KUKSHI BARWANI ROAD JUNCTION AT POST SINGHANA DISTT DHAR, Singhana Distt Dhar Mp, Madhya Pradesh.
Can I use IFSC BKID0009821 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0009821 to send funds instantly.
Does Bank of India Singhana branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9638576658 to confirm.
How do I add Bank of India Singhana as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0009821, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using BKID0009821 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Singhana reflect within 30 minutes.
Is IFSC BKID0009821 the same for all accounts at Singhana branch?
Yes. The IFSC BKID0009821 is shared by every account held at Bank of India's Singhana branch. Only the account number changes from customer to customer.
What is the IFSC code of Bank of India Singhana branch?
The IFSC code of Bank of India, Singhana branch is BKID0009821. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: BKID0009821 is the IFSC code of Bank of India, SINGHANA branch, in SINGHANA DISTT DHAR MP, MADHYA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
