If you are searching for the IFSC code of Bank of India, SILLI branch in SILLI DIST RANCHI, JHARKHAND, this page has every detail you need. The verified IFSC code for this branch is BKID0004953. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SILLI branch, and detailed step-by-step guides for using the IFSC BKID0004953 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of India – SILLI is BKID0004953. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004953 map to this branch in SILLI DIST RANCHI, JHARKHAND.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Silli |
| IFSC Code | BKID0004953 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NEAR MAHABIR CHOWKAT LUPUNG POST SILLI DIST RANCHI |
| City | Silli Dist Ranchi |
| District | Silli Dist Ranchi |
| State | Jharkhand |
| STD Code | 6522 |
| Phone | 6522244796 |
Bank profile
Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Silli branch — IFSC BKID0004953 — extends the bank's services to customers in and around Silli Dist Ranchi, Jharkhand.
About the Silli branch
The Silli branch of Bank of India is situated at NEAR MAHABIR CHOWKAT LUPUNG POST SILLI DIST RANCHI. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0004953 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's SILLI branch came to be assigned the code BKID0004953.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0004953, money simply cannot be routed to the SILLI branch electronically.
How to transfer money using IFSC BKID0004953
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0004953 across all three.
NEFT to Bank of India, SILLI using IFSC BKID0004953
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0004953, and confirm that the system picks up Bank of India – SILLI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BKID0004953
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – SILLI, ensure your bank's portal accepts IFSC BKID0004953 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of India SILLI (IFSC BKID0004953)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0004953 in your mobile or internet banking app, and the money is credited to the SILLI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Silli
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BKID0004953:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SILLI is still linked to IFSC BKID0004953.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's SILLI branch, the IFSC BKID0004953 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Silli branch
Once you have an account at Bank of India – SILLI, the IFSC BKID0004953 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Silli branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0004953
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0004953 and the account number together uniquely identify the Silli branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC BKID0004953
Bank of India customers can register for net banking and the bank's official mobile app once their account at the SILLI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0004953 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC BKID0004953
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – SILLI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0004953. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Silli branch
The branch is located at NEAR MAHABIR CHOWKAT LUPUNG POST SILLI DIST RANCHI, which puts it inside Silli Dist Ranchi, the broader Silli Dist Ranchi district, and the state of Jharkhand. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Silli branch” — the verified location pin for IFSC BKID0004953 should appear at the top of the results.
- Confirm the branch is open by calling 6522-6522244796 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0004953 and your account number.
Verifying IFSC BKID0004953 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0004953 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 6522-6522244796.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Silli are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0004953 continue to work without interruption.
Branch address & contact
Bank of IndiaSilli Branch
NEAR MAHABIR CHOWKAT LUPUNG POST SILLI DIST RANCHI
Silli Dist Ranchi, Jharkhand
Phone: 6522-6522244796
IFSC: BKID0004953
Frequently asked questions
Is IFSC BKID0004953 valid for NEFT and RTGS?
Yes. IFSC BKID0004953 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Bank of India Silli branch located?
Bank of India's Silli branch is located at NEAR MAHABIR CHOWKAT LUPUNG POST SILLI DIST RANCHI, Silli Dist Ranchi, Jharkhand.
How quickly will an NEFT transfer using BKID0004953 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Silli reflect within 30 minutes.
Does Bank of India Silli branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 6522-6522244796 to confirm.
Is IFSC BKID0004953 the same for all accounts at Silli branch?
Yes. The IFSC BKID0004953 is shared by every account held at Bank of India's Silli branch. Only the account number changes from customer to customer.
Can I use IFSC BKID0004953 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0004953 to send funds instantly.
How do I add Bank of India Silli as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0004953, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: BKID0004953 is the IFSC code of Bank of India, SILLI branch, in SILLI DIST RANCHI, JHARKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
